AUTOPROTECT (MBI) LTD
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Cash
£13m
-1.6% lowest in 5 filed years
Net assets
£3.9m
+154.8% vs 2024
Employees
121
-17.1% lowest in 5 filed years
Profit before tax
£2.3m
+144% highest in 5 filed years
Net assets
5-year trend · vs Financials median
Accounts
5-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2020-12-31 | 2021-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|---|---|
| Turnover | £23,160,726 | £25,042,717 | £24,595,461 | £20,568,253 | £21,007,283 | +2.1% | |
| Operating profit | £2,035,838 | £2,189,095 | -£527,461 | -£4,759,322 | £2,599,213 | +154.6% | |
| Profit before tax | £1,941,575 | £2,146,297 | -£801,130 | -£5,130,435 | £2,256,297 | +144% | |
| Net profit | £1,561,647 | £1,714,515 | -£878,952 | -£5,111,302 | £2,361,458 | +146.2% | |
| Cash | £32,626,040 | £19,195,409 | £16,816,224 | £12,905,926 | £12,694,625 | -1.6% | |
| Total assets less current liabilities | £9,922,553 | £11,659,949 | £10,451,563 | £9,156,359 | £3,883,993 | -57.6% | |
| Net assets | £5,992,728 | £7,707,243 | £6,637,280 | £1,525,978 | £3,887,436 | +154.8% | |
| Equity | £5,992,728 | £7,707,243 | £6,637,280 | £1,525,978 | £3,887,436 | +154.8% | |
| Average employees | 123 | 128 | 149 | 146 | 121 | -17.1% | |
| Wages | £6,606,613 | £7,361,934 | £8,636,349 | £8,426,472 | £8,181,955 | -2.9% | |
| Directors' remuneration | — | £621,917 | £1,110,135 | £1,271,539 | £1,451,949 | +14.2% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2020-12-31 | 2021-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|---|
| Operating margin | 8.8% | 8.7% | -2.1% | -23.1% | 12.4% | |
| Net margin | 6.7% | 6.8% | -3.6% | -24.9% | 11.2% | |
| Return on capital employed | 20.5% | 18.8% | -5.0% | -52.0% | 66.9% | |
| Gearing (liabilities / total assets) | — | — | — | 95.3% | 85.9% | |
| Current ratio | — | — | 1.25x | 1.35x | 1.13x | |
| Interest cover | 21.60x | 25.29x | -1.90x | -12.29x | 6.40x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Bright Grahame Murray
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Group structure
- AUTOPROTECT (MBI) LTD · parent
- Autoprotect Administration Limited 100%
- iComply Online Limited 100%
- MR Automotive Ltd 54%
Significant events
- “In February 2024, following actions by the FCA, insurance providers agreed to suspend the sales of Guaranteed Asset Protection ("GAP") Insurance in the UK. This resulted in the company being unable to provide GAP insurance products to its customers.”
- “During the current year, the Company obtained further capacity to recommence the distribution of GAP through its third-party dealers.”
- “During the year, the Company commenced a restructuring exercise of shareholder loans. This initiative strengthened the balance sheet of the Company, improving overall financial resilience and flexibility.”
- “Post year end, all the assets and liabilities for Future 45, a fellow wholly owned subsidiary, was transferred to Autoprotect (MBI) Ltd.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
8 active · 26 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| UYS, Sanet | Secretary | 2023-03-03 | — | — |
| CHARD, David Adrian | Director | 2023-03-30 | Feb 1978 | British,South African |
| EDWARDS, Michael Alexander | Director | 2022-06-30 | Mar 1985 | British |
| MOORE, Ben | Director | 2022-06-30 | Sep 1976 | British |
| NIEMAN, Graeme | Director | 2019-01-03 | Dec 1985 | Dutch |
| ROTHWELL, Andrew Mark | Director | 2022-06-30 | Mar 1972 | British |
| THERON, Samuel Shaer | Director | 2025-10-30 | Jul 1994 | South African |
| UYS, Sanet | Director | 2021-11-24 | Dec 1974 | South African |
Show 26 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CHANDARANA, Prakash | Secretary | 2005-03-11 | 2018-11-07 |
| MANAKTALA, Nisha | Secretary | 2019-01-03 | 2019-11-29 |
| MCLAUGHLIN, Kinga Alicja | Secretary | 2004-03-31 | 2004-04-21 |
| OLLIVER, Daniel | Secretary | 2020-10-31 | 2023-03-03 |
| SMITH, Roderick Mckenzie | Secretary | 2004-04-21 | 2005-03-11 |
| WARD, Philip Aiden | Secretary | 2019-11-29 | 2020-10-31 |
| BARRY, Michael Edward | Director | 2012-06-08 | 2013-01-31 |
| BEAUMONT, William Paul | Director | 2017-12-19 | 2020-02-28 |
| BRIGGS, Matthew John | Director | 2020-09-01 | 2022-05-11 |
| CHANDARANA, Prakash | Director | 2013-12-03 | 2018-11-07 |
| GOLDBERG, Arthur Howard | Director | 2006-05-19 | 2011-06-15 |
| HARRADINE, John | Director | 2013-12-03 | 2018-08-07 |
| HEAD, Peter Alfred | Director | 2006-05-19 | 2007-05-17 |
| KNIGHT, Phillip | Director | 2008-11-04 | 2011-09-30 |
| LACEY, Ernest Frank | Director | 2004-03-31 | 2018-11-07 |
| MARX, Johannes Jacobus | Director | 2006-05-19 | 2012-02-01 |
| MCPHEE, Alexander David | Director | 2004-04-21 | 2005-03-11 |
| MCVEIGH, Michael | Director | 2019-01-03 | 2025-05-12 |
| RICHARDS, Andrew Robert | Director | 2006-05-19 | 2008-02-29 |
| SHAPIRO, David Alan | Director | 2008-11-21 | 2018-11-07 |
| SHAPIRO, David Alan | Director | 2006-05-19 | 2008-10-23 |
| SMITH, Roderick Mckenzie | Director | 2004-04-21 | 2005-03-11 |
| WAKE, Nicholas | Director | 2006-05-19 | 2018-11-07 |
| WARD, Philip Aiden | Director | 2019-06-25 | 2020-10-31 |
| WILLIAMS, Tara | Director | 2020-03-18 | 2023-10-31 |
| CRP D2 LIMITED | Corporate Director | 2012-02-01 | 2019-01-03 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Autoprotect Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2018-11-19 | Active |
Filing timeline
Last 20 of 153 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-07-17 | AA | accounts | Accounts with accounts type full | |
| 2026-04-01 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2026-04-01 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-11-13 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-30 | AA | accounts | Accounts with accounts type full | |
| 2025-05-27 | TM01 | officers | Termination director company with name termination date | |
| 2025-05-27 | CH01 | officers | Change person director company with change date | |
| 2025-05-27 | CH01 | officers | Change person director company with change date | |
| 2025-04-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-27 | AA | accounts | Accounts with accounts type full | |
| 2024-04-24 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-10-31 | TM01 | officers | Termination director company with name termination date | |
| 2023-09-29 | AA | accounts | Accounts with accounts type full | |
| 2023-05-10 | AP01 | officers | Appoint person director company with name date | |
| 2023-04-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-03-03 | AP03 | officers | Appoint person secretary company with name date | |
| 2023-03-03 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-01-31 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2022-07-13 | AP01 | officers | Appoint person director company with name date | |
| 2022-07-13 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 5
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.