PLATA FINANCE LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  +51.6%

  £14,208,000 → £21,544,000

• Cash

  —

  Not reported

• Net assets

  —

  Not reported

• Employees

  0%

  1 → 1

• Operating profit

  -4.5%

  £5,181,000 → £4,949,000

• Profit before tax

  -1%

  £5,205,000 → £5,154,000

• Wages

  +17.6%

  £51,000 → £60,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

1. PLATA FINANCE LIMITED 2022-07-08 → present
2. ZOPA LIMITED 2005-01-17 → 2022-07-08
3. RIALTO EXCHANGE LIMITED 2004-09-27 → 2005-01-17
4. WCPHD1 LIMITED 2004-08-04 → 2004-09-27

Accounting basis

IFRS

Reporting scope

Standalone (parent only)

Auditor

PricewaterhouseCoopers LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“The directors believe that the Company has adequate financial resources to continue in operation for the foreseeable future, considered to be a period of at least 12 months from the date of signing of these financial statements and accordingly the annual financial statements have been prepared on a going concern basis.”

Significant events

• “During the year, as lender of record, the Company facilitated a securitisation transaction, by momentarily repurchasing a loan portfolio and immediately selling it at the same price for a nil gain or loss.”
• “A securitisation transaction is expected to be facilitated in 2025.”
• “Plata also gained industry recognition, winning one award, and being named a finalist in two other categories. At the 2024 Credit Awards, Plata was a finalist for 'Best Consumer Credit Product', while at the 2024 Consumer Credit Awards, it was a finalist for 'Company of the Year' and 'Best Loan Provider' and won the 'Best Loan Provider' award.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

3

last 12 months

Capital events

0

last 24 months

Officers appointed

0

last 12 months

Officers resigned

1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.