SIMPLYHEALTH GROUP LIMITED
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Cash
—
Latest balance sheet
Net assets
£265m
+7.9% highest in 3 filed years
Employees
838
-0.5% vs 2024
Profit before tax
£26m
+42.2% highest in 3 filed years
Net assets
3-year trend · vs Health Care median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Gross written premiums | — | £218,600,000 | £215,100,000 | -1.6% | |
| Net earned premiums | — | £221,300,000 | £214,400,000 | -3.1% | |
| Claims incurred | — | £149,700,000 | £143,900,000 | -3.9% | |
| Investment return | — | £5,900,000 | £17,200,000 | +191.5% | |
| Profit before tax | £14,800,000 | £18,000,000 | £25,600,000 | +42.2% | |
| Net profit | £11,100,000 | £14,500,000 | £19,400,000 | +33.8% | |
| Insurance contract liabilities | — | £91,300,000 | £90,000,000 | -1.4% | |
| Total assets | £355,900,000 | £362,100,000 | £379,400,000 | +4.8% | |
| Total liabilities | £125,300,000 | — | — | — | |
| Equity | £230,600,000 | £245,100,000 | £264,500,000 | +7.9% | |
| Average employees | 917 | 842 | 838 | -0.5% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Net margin | 5.0% | 6.6% | — | |
| Gearing (liabilities / total assets) | 35.2% | 32.3% | 30.3% | |
| Current ratio | 7.64x | 10.25x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have formed a judgement at the time of approving the financial statements, that there is a reasonable expectation that the Company and the Simplyhealth Group have adequate resources to continue in operational existence for a period of at least 12 months”
Group structure
- SIMPLYHEALTH GROUP LIMITED · parent
- Simplyhealth Holdings Limited 100%
- Simplyhealth People Limited 100%
- Denplan Limited 100%
- Simplyhealth Access 100%
- Simplyhealth Venture Capital Limited 100%
Significant events
- “Returns for the year include a £2.1m gain from the maturity of the convertible loan note against prior year valuations, following the sale of our veterinary business in 2020.”
- “In 2025, recognising that the ESG metrics associated with our investments required improvement, together with the recovery of prior year falls in value, we took the decision to transfer our Pimco investments to an M&G Sustainable Fund.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
8 active · 36 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| PUGH, David | Secretary | 2021-07-27 | — | — |
| CLIFTON, Rita Ann | Director | 2025-03-03 | Jan 1958 | British |
| DUNLEY-OWEN, Tracy | Director | 2020-01-06 | Mar 1972 | British,South African |
| HOPES, Julie | Director | 2026-05-01 | Jan 1968 | British |
| LAWRENCE, Duane Stephen | Director | 2021-09-01 | Nov 1964 | British,American |
| POTTER, Nicholas John | Director | 2021-11-10 | Sep 1971 | British |
| SCHREIER, Paul Jakob Robert, Dr | Director | 2024-05-13 | Jan 1969 | British,Australian |
| STEAD, Martin Clive | Director | 2021-09-01 | May 1977 | British |
Show 36 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ABDIN, Romana | Secretary | 2005-07-25 | 2013-06-30 |
| ASHTON, Helen | Secretary | 2018-07-25 | 2018-11-16 |
| DICKINSON, Helen | Secretary | 2018-01-29 | 2018-07-25 |
| GLOVER, James Nicholas | Secretary | 2014-09-01 | 2017-12-31 |
| JANSENALDER, Jon | Secretary | 2019-05-14 | 2021-02-28 |
| MOROZ, Catherine | Secretary | 2021-06-09 | 2021-07-27 |
| SWIFT, Hollie | Secretary | 2013-07-01 | 2014-08-01 |
| A G SECRETARIAL LIMITED | Corporate Secretary | 2005-05-06 | 2005-07-25 |
| ABDIN, Romana | Director | 2013-07-01 | 2021-04-01 |
| BALDWIN, Gil Talbot | Director | 2018-03-01 | 2023-08-18 |
| BARNARD, James Edward | Director | 2005-07-25 | 2009-06-16 |
| BEAVEN, Deborah Jane | Director | 2020-04-17 | 2021-11-10 |
| BENJAMIN, Desmond | Director | 2005-07-25 | 2013-06-30 |
| BLACKER, Keith, Dr | Director | 2005-08-26 | 2009-04-09 |
| BROOKE, Timothy Tracy | Director | 2011-09-01 | 2016-10-01 |
| BUGGINS, Elisabeth Mary | Director | 2006-07-31 | 2013-06-11 |
| CLARK, Anthony Lewis Russell | Director | 2005-07-25 | 2006-12-31 |
| DAY, Mark Peter Bolton | Director | 2005-07-25 | 2013-10-22 |
| GILLIES, Richard Simon | Director | 2020-02-03 | 2022-09-30 |
| HALL, Michael Andrew | Director | 2011-09-01 | 2025-06-18 |
| HARDY, Terence | Director | 2005-07-25 | 2012-06-12 |
| HARRIS, Richard John | Director | 2010-07-19 | 2020-06-30 |
| HARRISON, Christopher Michael | Director | 2005-07-25 | 2009-04-27 |
| KENT, Benjamin David Jemphrey | Director | 2013-12-12 | 2018-10-05 |
| KHEMKA, Sneh, Dr | Director | 2021-04-01 | 2023-02-10 |
| KNOTT, Jenny | Director | 2020-01-06 | 2026-06-24 |
| MALTBY, John Neil | Director | 2018-06-25 | 2021-06-10 |
| MAUDE, Ian Milton | Director | 2005-07-25 | 2013-10-22 |
| MUCH, Ian Fraser Robert | Director | 2005-07-25 | 2009-10-31 |
| PENNICOTT, Brian Thomas, General | Director | 2005-07-25 | 2008-12-09 |
| PIGGOTT, Kenneth Stanton | Director | 2005-07-25 | 2020-06-03 |
| PIKE, Alexandra Louise | Director | 2015-03-24 | 2019-02-15 |
| RAJGURU, Abhai | Director | 2006-11-28 | 2010-06-15 |
| RICHARDSON, Kerry Francis | Director | 2005-07-25 | 2011-06-14 |
| WILSON, James Alexander | Director | 2011-06-14 | 2015-03-10 |
| INHOCO FORMATIONS LIMITED | Corporate Nominee Director | 2005-05-06 | 2005-07-25 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 151 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-01 | AA | accounts | Accounts with accounts type group | |
| 2026-07-28 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-06-25 | TM01 | officers | Termination director company with name termination date | |
| 2026-05-05 | AP01 | officers | Appoint person director company with name date | |
| 2025-08-22 | CH01 | officers | Change person director company with change date | |
| 2025-08-22 | CH01 | officers | Change person director company with change date | |
| 2025-08-22 | CH01 | officers | Change person director company with change date | |
| 2025-08-22 | CH01 | officers | Change person director company with change date | |
| 2025-08-22 | CH01 | officers | Change person director company with change date | |
| 2025-08-22 | CH03 | officers | Change person secretary company with change date | |
| 2025-07-22 | AA | accounts | Accounts with accounts type group | |
| 2025-07-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-06-26 | TM01 | officers | Termination director company with name termination date | |
| 2025-03-04 | AP01 | officers | Appoint person director company with name date | |
| 2025-02-03 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-09-24 | AA | accounts | Accounts with accounts type group | |
| 2024-07-16 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-05-17 | AP01 | officers | Appoint person director company with name date | |
| 2023-09-06 | TM01 | officers | Termination director company with name termination date | |
| 2023-07-14 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.