NUCLEUS FINANCIAL LIMITED
Get an alert when NUCLEUS FINANCIAL LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-07-12 (in 2mo)
Last made up 2025-06-28
Watchouts
None on the register
Cash
£839K
-76.8% vs 2023
Net assets
£12M
+4.8% vs 2023
Employees
9
-91.3% vs 2023
Profit before tax
£13M
+2.4% vs 2023
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £10,249,000 | £3,594,000 | |
| Operating profit | £599,000 | £558,000 | |
| Profit before tax | £12,315,000 | £12,612,000 | |
| Net profit | £12,364,000 | £12,575,000 | |
| Cash | £3,624,000 | £839,000 | |
| Total assets less current liabilities | £13,119,000 | £13,286,000 | |
| Net assets | £11,032,000 | £11,567,000 | |
| Equity | £11,032,000 | £11,567,000 | |
| Average employees | 104 | 9 | |
| Wages | — | — | |
| Directors' remuneration | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
-64.9%
£10,249,000 £3,594,000
-
Cash
-76.8%
£3,624,000 £839,000
-
Net assets
+4.8%
£11,032,000 £11,567,000
-
Employees
-91.3%
104 9
-
Operating profit
-6.8%
£599,000 £558,000
-
Profit before tax
+2.4%
£12,315,000 £12,612,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 5.8% | 15.5% | |
| Net margin | 120.6% | — | |
| Return on capital employed | 4.6% | 4.2% | |
| Gearing (liabilities / total assets) | 32.6% | 32.6% | |
| Current ratio | 1.32x | 1.25x | |
| Interest cover | 5.35x | 4.23x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Margin ratios are hidden where reported turnover is too small relative to profit to yield a meaningful figure — typical of holding companies whose income is mostly subsidiary dividends rather than trading revenue. Sector-distribution context coming next.
Name history
Renamed 3 times since incorporation
- NUCLEUS FINANCIAL LIMITED 2022-01-04 → present
- NUCLEUS FINANCIAL PLC 2022-01-04 → 2022-01-04
- NUCLEUS FINANCIAL GROUP PLC 2018-07-06 → 2022-01-04
- MM&S (4094) LIMITED 2005-07-29 → 2005-09-22
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors believe, after reviewing both the Company's forecasts and projections and taking into account any relevant macro-economic factors including inflation and interest rate movements, and changes in trading performance, that the Company will have sufficient current financial resources to continue to operate and to meet its financial obligations as they fall due, for at least the 12 months from the date of approval of these financial statements.”
Group structure
- NUCLEUS FINANCIAL LIMITED · parent
- Nucleus Financial Services Limited 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 38 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| WAKEFORD, Helen Mary | Secretary | 2026-02-04 | — | — |
| REGAN, Michael Robert | Director | 2022-09-12 | Feb 1979 | British |
| ROWNEY, Richard Alexander | Director | 2021-08-06 | Nov 1970 | British |
Show 38 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BRUCE, Michelle | Secretary | 2020-07-01 | 2025-02-01 |
| DIXIE, Alice Sian Rhiannon | Secretary | 2025-02-01 | 2025-12-15 |
| MATHIESON, Aileen Jeanette | Secretary | 2012-08-10 | 2013-07-08 |
| MATHIESON, Aileen Janette | Secretary | 2011-05-31 | 2012-05-01 |
| MCNEIL, John | Secretary | 2012-05-01 | 2012-08-10 |
| MEGAW, Nicola | Secretary | 2013-04-25 | 2020-07-01 |
| PETHERICK, Louis | Secretary | 2025-12-15 | 2026-02-04 |
| PROWSE, Leanne | Secretary | 2010-08-25 | 2011-05-31 |
| MACLAY MURRAY & SPENS LLP | Corporate Nominee Secretary | 2006-11-17 | 2013-04-25 |
| MACLAY MURRAY & SPENS LLP | Corporate Nominee Secretary | 2005-07-29 | 2006-11-17 |
| BLOCH, Andrew Charles Danby | Director | 2010-07-27 | 2016-05-31 |
| BRADSHAW, Paul Richard | Director | 2006-07-03 | 2017-01-12 |
| CHRISTODOULOU, Nicholas Theodoro | Director | 2006-07-03 | 2008-06-19 |
| DEARSLEY, Arthur Mark | Director | 2021-08-06 | 2022-11-11 |
| DUNLEY-OWEN, Tracy | Director | 2018-07-19 | 2021-08-06 |
| FERGUSON, David Ritchie | Director | 2005-10-28 | 2021-09-06 |
| GEARD, Stuart James | Director | 2009-03-05 | 2022-09-12 |
| GIBSON, Jeremy Paul | Director | 2013-02-06 | 2020-02-25 |
| HASSALL, Margaret Grace | Director | 2018-07-19 | 2021-08-06 |
| HOWITT, Neil Julian Albric | Director | 2005-10-28 | 2006-07-03 |
| LEVIN, John Anthony | Director | 2017-04-11 | 2021-08-06 |
| MARTIN, Philip Torbet | Director | 2006-02-03 | 2009-06-03 |
| MATHIESON, Aileen Janette | Director | 2010-04-09 | 2014-08-06 |
| MOORE, John Clark | Director | 2011-06-20 | 2013-01-20 |
| OWEN, Robert Richardson | Director | 2006-07-03 | 2009-12-31 |
| PAIGE, David Victor | Director | 2021-08-23 | 2022-12-02 |
| POLIN, Jonathan Charles | Director | 2016-07-07 | 2021-08-06 |
| PRIESTLEY, William De Bretton | Director | 2021-09-24 | 2022-09-21 |
| PURVES, Kathryn Elizabeth | Director | 2021-08-23 | 2023-04-19 |
| SAMUELS, James Anthony Angus | Director | 2006-07-03 | 2021-08-06 |
| SEDDON, Michael David | Director | 2014-04-16 | 2018-07-19 |
| TAGLIABUE, Alfio | Director | 2020-02-25 | 2021-08-06 |
| TUCKER, Stephen James | Director | 2014-11-20 | 2018-07-19 |
| VAN DER WALT, Lukas | Director | 2008-06-19 | 2016-01-20 |
| WILSON, Nigel Bruce | Director | 2011-06-20 | 2014-06-30 |
| WILSON, Owen Henry | Director | 2021-08-06 | 2022-09-21 |
| VINDEX LIMITED | Corporate Director | 2005-07-29 | 2005-10-28 |
| VINDEX SERVICES LIMITED | Corporate Director | 2005-07-29 | 2005-10-28 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| James Hay Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2021-08-20 | Active |
| Mrs Nicola Clare Megaw | Individual | Shares 50–75% | 2018-05-08 | Ceased 2018-07-26 |
| Sanlam Uk Limited | Corporate entity | Shares 50–75%, Voting 50–75% | 2016-04-06 | Ceased 2021-08-20 |
| Nucleus Ifa Company Limited | Corporate entity | Shares 25–50%, Voting 25–50% | 2016-04-06 | Ceased 2018-01-29 |
Filing timeline
Last 20 of 237 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-03-02 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-03-02 | TM02 | officers | Termination secretary company with name termination date | |
| 2026-01-07 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-01-07 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-09-29 | AA | accounts | Accounts with accounts type full | |
| 2025-06-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-02-10 | CH01 | officers | Change person director company with change date | |
| 2025-02-06 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-02-03 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-01-31 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-01-23 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-10-08 | AA | accounts | Accounts with accounts type full | |
| 2024-07-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-07-04 | CH01 | officers | Change person director company with change date | |
| 2024-07-04 | CH01 | officers | Change person director company with change date | |
| 2023-10-02 | AA | accounts | Accounts with accounts type full | |
| 2023-07-07 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-06-22 | TM01 | officers | Termination director company with name termination date | |
| 2023-02-06 | TM01 | officers | Termination director company with name termination date | |
| 2023-01-18 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.