NATIONAL FRIENDLY FINANCIAL SOLUTIONS LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-11-09 (in 6mo)
Last made up 2025-10-26
Watchouts
None on the register
Cash
£99K
-20.5% vs 2023
Net assets
£378K
-8.6% vs 2023
Employees
5
0% vs 2023
Profit before tax
-£35K
+22.8% vs 2023
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £982,566 | £1,144,089 | |
| Operating profit | -£45,946 | -£35,473 | |
| Profit before tax | -£45,946 | -£35,473 | |
| Net profit | -£45,946 | -£35,473 | |
| Cash | £125,040 | £99,457 | |
| Total assets less current liabilities | £413,243 | £377,770 | |
| Net assets | £413,243 | £377,770 | |
| Equity | £413,243 | £377,770 | |
| Average employees | 5 | 5 | |
| Wages | £255,525 | £284,163 | |
| Directors' remuneration | £113,666 | £154,005 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+16.4%
£982,566 £1,144,089
-
Cash
-20.5%
£125,040 £99,457
-
Net assets
-8.6%
£413,243 £377,770
-
Employees
0%
5 5
-
Operating profit
+22.8%
-£45,946 -£35,473
-
Profit before tax
+22.8%
-£45,946 -£35,473
-
Wages
+11.2%
£255,525 £284,163
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | -4.7% | -3.1% | |
| Net margin | -4.7% | -3.1% | |
| Return on capital employed | -11.1% | -9.4% | |
| Current ratio | 5.51x | 6.66x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 3 times since incorporation
- NATIONAL FRIENDLY FINANCIAL SOLUTIONS LIMITED 2019-10-10 → present
- 425 DIRECT LIMITED 2009-09-21 → 2019-10-10
- ND PARTNER SERVICES LIMITED 2005-12-29 → 2009-09-21
- 3468TH SINGLE MEMBER SHELF TRADING COMPANY LIMITED 2005-10-26 → 2005-12-29
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for a period to 30 June 2026. Accordingly, they continue to adopt the going concern basis in preparing the annual report and financial statements.”
Significant events
- “2024 was a further year of consolidation. The overall financial result was a loss of £35,473 (2023: £45,946). Trading was negatively impacted in the second half of the year by the prevailing economic uncertainty triggered by the change of government and budget uncertainty.”
- “Commencing during 2025 the direct sales team will be slowly augmented and expenditure increased to source new direct leads. In addition the Parent Company is establishing a digital direct capability which as it matures is intended to be an important source of new business leads for NFFS.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 26 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MOORE, Nicola | Secretary | 2022-10-01 | — | — |
| SEARLES, Mark Peter Lister | Director | 2021-05-20 | Jan 1961 | British |
| SINGLETON, Graham Lloyd | Director | 2021-03-05 | Apr 1963 | British |
Show 26 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CAREY, Dawn | Secretary | 2019-10-17 | 2020-09-30 |
| HICKS, Gary | Secretary | 2006-01-16 | 2009-03-31 |
| LONG, Jonathan James | Secretary | 2019-04-05 | 2019-10-17 |
| LONG, Jonathan | Secretary | 2012-08-01 | 2014-03-18 |
| MEERES, Keith Frederick | Secretary | 2022-03-08 | 2022-10-01 |
| MEERES, Keith Frederick | Secretary | 2021-06-03 | 2022-02-01 |
| RANDALL, Fay Elaine | Secretary | 2009-04-01 | 2012-07-19 |
| RICHARDS, Sandeep Kaur | Secretary | 2020-10-01 | 2021-05-14 |
| RICHARDS, Sandeep | Secretary | 2014-03-18 | 2019-04-05 |
| SISEC LIMITED | Corporate Nominee Secretary | 2005-10-26 | 2006-01-16 |
| GLEDHILL, Alan Hugh | Director | 2005-12-22 | 2009-10-30 |
| HARDING, Teresa Margaret | Director | 2012-02-01 | 2013-09-04 |
| HICKS, Gary | Director | 2006-01-16 | 2009-03-31 |
| HIGHAM, Geoffrey Ralph | Director | 2005-12-22 | 2007-04-30 |
| HUGHES, Michael | Director | 2021-09-01 | 2023-11-20 |
| KILLICK, Nigel John | Director | 2006-01-16 | 2008-12-31 |
| LONG, Jonathan James | Director | 2007-05-01 | 2020-12-14 |
| MORSHEAD, Tracy Lindsay | Director | 2013-06-14 | 2021-05-20 |
| RICHARDS, Sandeep Kaur | Director | 2020-12-16 | 2021-05-14 |
| SEAR, Richard Thomas Hall | Director | 2008-01-01 | 2011-07-22 |
| TALBOT, Ian Geoffrey | Director | 2010-10-22 | 2013-02-12 |
| THOMAS, Alun Rhys | Director | 2010-01-11 | 2011-09-17 |
| TRINDER, Terence William | Director | 2005-12-22 | 2007-12-31 |
| WENTWORTH, Victoria Ann | Director | 2024-01-01 | 2024-09-03 |
| LOVITING LIMITED | Corporate Nominee Director | 2005-10-26 | 2005-12-22 |
| SERJEANTS' INN NOMINEES LIMITED | Corporate Nominee Director | 2005-10-26 | 2005-12-22 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| National Deposit Friendly Society Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 142 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-11-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-02 | AA | accounts | Accounts with accounts type full | |
| 2024-10-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-27 | AA | accounts | Accounts with accounts type full | |
| 2024-09-24 | TM01 | officers | Termination director company with name termination date | |
| 2024-01-31 | AP01 | officers | Appoint person director company with name date | |
| 2023-11-21 | TM01 | officers | Termination director company with name termination date | |
| 2023-11-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-07-13 | AA | accounts | Accounts with accounts type full | |
| 2022-10-26 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-10-12 | AP03 | officers | Appoint person secretary company with name date | |
| 2022-10-12 | TM02 | officers | Termination secretary company with name termination date | |
| 2022-06-10 | AA | accounts | Accounts with accounts type full | |
| 2022-03-08 | AP03 | officers | Appoint person secretary company with name date | |
| 2022-02-03 | TM02 | officers | Termination secretary company with name termination date | |
| 2021-11-01 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2021-09-20 | AA | accounts | Accounts with accounts type full | |
| 2021-09-03 | AP01 | officers | Appoint person director company with name date | |
| 2021-06-08 | AP01 | officers | Appoint person director company with name date | |
| 2021-06-03 | AP03 | officers | Appoint person secretary company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.