IPRISM UNDERWRITING AGENCY LIMITED
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Next accounts due
2027-03-31 (in 10mo)
Last filed for 2025-06-30
Confirmation statement due
2026-10-28 (in 5mo)
Last made up 2025-10-14
Watchouts
Cash
£6M
-0.3% vs 2024
Net assets
£4M
+10.4% highest in 3 filed years
Employees
60
+5.3% highest in 3 filed years
Profit before tax
£1M
+32.8% vs 2024
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
1 PSC ceased in last 24 months
Significant control changed hands — see the Ownership section.
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · latest reflected 2025-06-30
| Metric | Trend | 2023-06-30 | 2024-06-30 | 2025-06-30 |
|---|---|---|---|---|
| Turnover | — | £13,320,859 | £14,508,748 | |
| Operating profit | — | £887,460 | £1,258,689 | |
| Profit before tax | £1,940,628 | £1,087,294 | £1,444,365 | |
| Net profit | £1,801,330 | £882,263 | £1,269,863 | |
| Cash | £5,334,695 | £6,270,706 | £6,249,573 | |
| Total assets less current liabilities | £3,033,433 | £3,964,308 | £4,417,704 | |
| Net assets | £2,875,397 | £3,757,660 | £4,149,523 | |
| Equity | £2,875,397 | £3,757,660 | £4,149,523 | |
| Average employees | 45 | 57 | 60 | |
| Wages | — | £3,332,976 | £3,651,185 | |
| Directors' remuneration | £563,596 | £976,798 | £1,249,675 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-06-30 vs 2024-06-30
-
Turnover
+8.9%
£13,320,859 £14,508,748
-
Cash
-0.3%
£6,270,706 £6,249,573
-
Net assets
+10.4%
£3,757,660 £4,149,523
highest in 3 filed years
-
Employees
+5.3%
57 60
highest in 3 filed years
-
Operating profit
+41.8%
£887,460 £1,258,689
-
Profit before tax
+32.8%
£1,087,294 £1,444,365
-
Wages
+9.5%
£3,332,976 £3,651,185
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-06-30 | 2024-06-30 | 2025-06-30 |
|---|---|---|---|---|
| Operating margin | — | 6.7% | 8.7% | |
| Net margin | — | 6.6% | 8.8% | |
| Return on capital employed | — | 22.4% | 28.5% | |
| Current ratio | — | 1.40x | 1.41x | |
| Interest cover | — | 83.04x | 145.55x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- IPRISM UNDERWRITING AGENCY LIMITED 2006-01-06 → present
- I PRISM UNDERWRITING AGENCY LIMITED 2005-10-26 → 2006-01-06
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Azets Audit Services
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future. Thus they continue to adopt a going concern basis in preparing the annual financial statements.”
Group structure
- IPRISM UNDERWRITING AGENCY LIMITED · parent
- Nova Risk Solutions Limited 1%
- Metier Trading Limited 1%
- Broker Power Limited 1%
- Click 2 Compare Limited 1%
- House & Home Insurance Services Limited 1%
Significant events
- “On 7 July 2025, iprism Underwriting Agency Limited declared a final dividend of £674,000 in respect of the year ending 30 June 2025, payable to Eagle 2018 Limited. As the dividend was declared after the financial year-end, it has not been recognised in these financial statements.”
- “On 3 February 2026, following a group restructure, the 100% shareholding in iprism Underwriting Agency Limited held by Eagle 2018 Limited was transferred to iprism Holdings Limited.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 21 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BOSAMIA, Rajesh | Director | 2018-12-18 | Apr 1969 | British |
| HARMER, Bradley | Director | 2023-10-23 | Mar 1991 | British |
| LLOYD, Ian | Director | 2018-11-05 | Jun 1987 | British |
| RONCALLI, Manuela | Director | 2019-04-23 | May 1975 | Italian |
| SAUNDERS, Adrian Kevin | Director | 2024-04-01 | Aug 1964 | British |
| WOODHAMS, Aaron | Director | 2023-10-23 | Mar 1970 | British |
Show 21 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ANSOAIN, Maria Carmen | Secretary | 2006-01-23 | 2006-10-09 |
| HANCOCK, Kevin John | Secretary | 2006-10-09 | 2012-05-03 |
| HENDERSON, Martin Robert | Nominee Secretary | 2005-10-26 | 2006-01-23 |
| YOST, Edward Stephen | Secretary | 2012-05-03 | 2018-03-21 |
| ALLY, Bibi Rahima | Nominee Director | 2005-10-26 | 2006-01-23 |
| BURKE, Gary Anthony | Director | 2006-01-23 | 2017-04-20 |
| CALDER, Colin John | Director | 2006-05-01 | 2017-05-31 |
| ESCOTT, Brent | Director | 2017-08-23 | 2018-11-09 |
| FILER, Nathaniel | Director | 2013-11-28 | 2016-03-14 |
| FLEMING, Kevin | Director | 2018-10-18 | 2021-11-02 |
| HANCOCK, Kevin John | Director | 2009-03-19 | 2016-03-14 |
| HARRIS, Adrian Cleminshaw | Director | 2006-02-20 | 2007-06-25 |
| JOHNSON, Gary | Director | 2018-12-18 | 2026-02-01 |
| LAWTON, John Richard | Director | 2012-12-13 | 2018-01-31 |
| LLOYD, Simon | Director | 2012-12-13 | 2017-03-18 |
| OXBORROW, Richard | Director | 2012-12-13 | 2018-07-18 |
| PIERS, Pim | Director | 2015-07-13 | 2016-03-14 |
| REYNOLDS, Timothy Edward | Director | 2007-06-25 | 2009-03-19 |
| SINCLAIR, Kevin Morris | Director | 2008-04-01 | 2009-03-19 |
| STOW, Graham Harold | Director | 2006-05-01 | 2016-12-31 |
| MAGENTA PARTNERS LLP | Corporate Director | 2010-11-11 | 2014-02-17 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Iprism Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2026-02-03 | Active |
| Eagle 2018 Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2019-10-23 | Ceased 2026-02-03 |
| Bowmark Capital Llp | Corporate entity | Appoints directors, significant-influence-or-control-as-firm | 2016-04-06 | Ceased 2019-10-23 |
| Spectrum (Bidco) Limited | Corporate entity | Shares 75–100%, Voting 75–100%, right-to-appoint-and-remove-directors-as-firm | 2016-04-06 | Ceased 2019-10-23 |
Filing timeline
Last 20 of 176 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-03-30 | AA | accounts | Accounts with accounts type full | |
| 2026-02-04 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2026-02-04 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2026-02-03 | TM01 | officers | Termination director company with name termination date | |
| 2025-11-14 | CH01 | officers | Change person director company with change date | |
| 2025-10-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-03-25 | AA | accounts | Accounts with accounts type full | |
| 2025-02-05 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-10-16 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-06-18 | CH01 | officers | Change person director company with change date | |
| 2024-05-14 | CH01 | officers | Change person director company with change date | |
| 2024-04-09 | AA | accounts | Accounts with accounts type small | |
| 2024-04-02 | AP01 | officers | Appoint person director company with name date | |
| 2023-10-26 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-10-26 | AP01 | officers | Appoint person director company with name date | |
| 2023-10-26 | AP01 | officers | Appoint person director company with name date | |
| 2023-04-17 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2023-03-23 | AA | accounts | Accounts with accounts type small | |
| 2022-10-14 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-10-04 | PSC05 | persons-with-significant-control | Change to a person with significant control |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.