PUNJAB NATIONAL BANK (INTERNATIONAL) LIMITED
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Cash
—
Latest balance sheet
Net assets
—
Equity attributable
Employees
—
Average over period
Profit before tax
—
Period ending 2026-03-31
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2026-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 | Δ vs prior |
|---|---|---|---|---|---|
| Net interest income | — | — | — | — | |
| Fee & commission income | — | — | — | — | |
| Operating income | — | — | — | — | |
| Impairment losses | — | £13,851,148 | £9,479,017 | -31.6% | |
| Profit before tax | £4,972,284 | £626,014 | — | — | |
| Net profit | £4,918,435 | £579,643 | — | — | |
| Loans & advances to customers | — | — | — | — | |
| Customer deposits | — | — | — | — | |
| Total assets | £860,821,191 | £927,139,655 | — | — | |
| Total liabilities | £690,840,988 | — | — | — | |
| Equity | £169,980,203 | £163,197,310 | — | — | |
| Average employees | 182 | 188 | — | — |
Figures converted to GBP from USD at 0.756 per USD (Frankfurter spot rate) — hover any figure for the original. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|
| Operating margin | 52.2% | 42.9% | — | |
| Net margin | 13.5% | 1.7% | — | |
| Return on capital employed | 6.0% | 4.6% | — | |
| Gearing (liabilities / total assets) | 80.3% | 82.4% | — | |
| Current ratio | 0.20x | 0.15x | — | |
| Interest cover | 0.83x | 0.49x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- UK-adopted International Accounting Standards
- Reporting scope
- Standalone (parent only)
- Auditor
- Forvis Mazars LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors are satisfied that the Bank has the resources to continue in business in foreseeable future, considering at least 12 months from the date of this report, and that there are no material uncertainties to disclose.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 39 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| SHAW, Camilla | Secretary | 2016-03-02 | — | — |
| BHANDARI, Sundeep | Director | 2018-07-31 | Sep 1965 | British |
| CHANDRA, Ashok | Director | 2025-02-05 | Dec 1968 | Indian |
| MISHRA, Ritesh | Director | 2024-07-02 | Jun 1976 | Indian |
| NICHOLSON, Julie | Director | 2025-02-19 | Apr 1965 | British |
| PRADHAN, Prabhat Ranjan | Director | 2024-07-24 | Jun 1976 | Indian |
Show 39 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| GREENWOOD, Stephen | Secretary | 2015-10-20 | 2016-03-02 |
| GUPTA, Niraj | Secretary | 2015-05-29 | 2015-09-23 |
| PASSI, Bhupinder Singh | Secretary | 2011-09-02 | 2015-05-29 |
| SHARMA, Sukhdev Raj | Secretary | 2008-12-29 | 2011-09-02 |
| SINGH, Mandanjit | Secretary | 2006-04-13 | 2009-01-30 |
| AHAD, Nehal | Director | 2016-06-23 | 2018-04-19 |
| ANANTHASUBRAMANIAN, Usha | Director | 2016-01-11 | 2017-05-05 |
| AREN, Vibha | Director | 2020-08-06 | 2022-12-02 |
| BALI, Sushma | Director | 2012-03-01 | 2014-11-29 |
| CHAKRABARTY, Kamlesh Chandra, Dr | Director | 2007-07-13 | 2009-06-15 |
| COLEMAN, Nicholas Charles | Director | 2017-03-24 | 2018-12-04 |
| DAS, Antanu | Director | 2016-01-11 | 2019-09-09 |
| DUBEY, Shashi Kant | Director | 2009-04-30 | 2011-12-31 |
| GOEL, Atul Kumar | Director | 2022-03-15 | 2024-12-31 |
| GUPTA, Binay Kumar | Director | 2022-12-01 | 2024-07-02 |
| GUPTA, Niraj | Director | 2015-01-30 | 2015-09-23 |
| GUPTA, Satish Chander | Director | 2006-04-13 | 2007-07-31 |
| HOPTON, David | Director | 2014-01-27 | 2018-01-26 |
| KAMATH, Kasargod Ramachandra | Director | 2010-02-19 | 2014-10-27 |
| KAUL, Arun | Director | 2006-05-10 | 2009-04-23 |
| KENT, Pendarell Hugh | Director | 2007-04-10 | 2013-12-30 |
| KUMARAN, Thyagarajan | Director | 2015-04-08 | 2015-12-15 |
| MALLADI, Swarajya Lakshmi | Director | 2022-12-02 | 2024-05-31 |
| MASHRU, Paresh | Director | 2007-04-10 | 2013-06-02 |
| MCCAIG, Malcolm Graham | Director | 2013-12-06 | 2017-01-31 |
| MEHTA, Shri Sunil | Director | 2017-07-14 | 2019-09-30 |
| MOHANTY, Susanta Kumar | Director | 2016-05-09 | 2016-06-23 |
| MUNDOKULAM, Vasudevan | Director | 2019-05-31 | 2024-12-12 |
| NAYAK, Muddoor Sadananda, Mr. | Director | 2008-02-08 | 2019-05-31 |
| PASSI, Bhupinder Singh | Director | 2011-09-02 | 2015-05-29 |
| RAJEEVA, Rajeeva | Director | 2019-05-07 | 2023-02-03 |
| RAO, Mallikarjuna | Director | 2020-01-31 | 2022-01-31 |
| SHAH, Nalin Govindji | Director | 2007-04-10 | 2008-01-04 |
| SHANKAR, Gauri | Director | 2015-04-08 | 2016-01-15 |
| SHARMA, Sukhdev Raj | Director | 2008-12-29 | 2011-09-02 |
| SINGH, Harwant | Director | 2006-04-13 | 2007-08-07 |
| SINGH, Mandanjit | Director | 2006-04-13 | 2009-01-30 |
| STIRRUP, Adrian John | Director | 2019-04-30 | 2025-07-31 |
| VATS, Ashwini | Director | 2018-07-31 | 2020-08-05 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Punjab National Bank | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 158 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-08-12 | AA | accounts | Accounts with accounts type full | |
| 2026-04-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-08-03 | TM01 | officers | Termination director company with name termination date | |
| 2025-08-03 | CH01 | officers | Change person director company with change date | |
| 2025-07-25 | AA | accounts | Accounts with accounts type full | |
| 2025-04-25 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-02-27 | AP01 | officers | Appoint person director company with name date | |
| 2025-02-06 | AP01 | officers | Appoint person director company with name date | |
| 2025-01-08 | TM01 | officers | Termination director company with name termination date | |
| 2024-12-17 | TM01 | officers | Termination director company with name termination date | |
| 2024-08-14 | AA | accounts | Accounts with accounts type full | |
| 2024-07-25 | AP01 | officers | Appoint person director company with name date | |
| 2024-07-03 | AP01 | officers | Appoint person director company with name date | |
| 2024-07-03 | TM01 | officers | Termination director company with name termination date | |
| 2024-06-20 | MORT MISC | mortgage | Mortgage miscellaneous | |
| 2024-06-07 | TM01 | officers | Termination director company with name termination date | |
| 2024-04-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-10-02 | AA | accounts | Accounts with accounts type full | |
| 2023-04-25 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-02-13 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.