SANTANDER LENDING LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-05-15 (in 1y)
Last made up 2026-05-01
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
£243M
+5.5% vs 2023
Employees
0
Average over period
Profit before tax
£17M
+10.3% vs 2023
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £15,847,968 | £18,408,678 | |
| Operating profit | £15,417,392 | £17,007,334 | |
| Profit before tax | £15,417,392 | £17,007,334 | |
| Net profit | £11,800,274 | £12,752,369 | |
| Cash | £0 | — | |
| Total assets less current liabilities | £229,831,282 | £242,583,653 | |
| Net assets | £229,831,282 | £242,583,651 | |
| Equity | £229,831,282 | £242,583,651 | |
| Average employees | 0 | 0 | |
| Wages | £0 | £0 | |
| Directors' remuneration | £0 | £0 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+16.2%
£15,847,968 £18,408,678
-
Cash
—
Not reported
-
Net assets
+5.5%
£229,831,282 £242,583,651
-
Employees
—
Not reported
-
Operating profit
+10.3%
£15,417,392 £17,007,334
-
Profit before tax
+10.3%
£15,417,392 £17,007,334
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 97.3% | 92.4% | |
| Net margin | 74.5% | 69.3% | |
| Return on capital employed | 6.7% | 7.0% | |
| Gearing (liabilities / total assets) | 1.8% | 10.5% | |
| Current ratio | 20.41x | 0.05x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- SANTANDER LENDING LIMITED 2013-10-17 → present
- MITRE CAPITAL PARTNERS LIMITED 2006-07-05 → 2013-10-17
- IBIS (985) LIMITED 2006-05-30 → 2006-07-05
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for at least the period of 12 months from the date the financial statements are authorised for issue. Accordingly, they continue to adopt the going concern basis of accounting in preparing the annual report and financial statements.”
Significant events
- “On 28 March 2024, the Company entered into a five-year term loan facility arrangement with a new customer for £125,000,000. This was funded by additional borrowings from the immediate parent company, Santander UK plc. As a result of this arrangement, net interest income increased from £15,405,218 in 2023 to £16,984,142 in 2024.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 27 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| SANTANDER SECRETARIAT SERVICES LIMITED | Corporate Secretary | 2012-08-29 | — | — |
| LUCAS, Philip Adrian | Director | 2024-07-23 | Sep 1970 | British |
| WHELAN, Andrew Bernard | Director | 2022-06-23 | May 1965 | British |
Show 27 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ANNISON, Stanley | Secretary | 2007-04-12 | 2007-04-23 |
| HAWKER, Richard Allen | Secretary | 2007-05-30 | 2011-02-28 |
| MORLEY, Colin Richard | Secretary | 2007-04-23 | 2007-05-30 |
| ABBEY NATIONAL NOMINEES LIMITED | Corporate Secretary | 2011-02-28 | 2012-08-29 |
| DECHERT SECRETARIES LIMITED | Corporate Secretary | 2006-05-30 | 2007-04-12 |
| AFFLECK, Stephen David | Director | 2016-09-30 | 2024-07-23 |
| ANNISON, Stanley | Director | 2007-04-12 | 2009-05-01 |
| BRIGGS, Andrew Ellis Jack | Director | 2009-01-22 | 2018-12-31 |
| CRAGG, Paul Anselm | Director | 2007-04-23 | 2009-04-20 |
| DANIEL, Lionel Walkden | Director | 2007-04-23 | 2008-07-25 |
| ELLIS, Raymond Mark | Director | 2007-11-30 | 2008-12-31 |
| ELLWOOD, Michael | Director | 2014-07-07 | 2018-09-18 |
| FALLIS, Christopher Paul | Director | 2014-07-07 | 2022-06-24 |
| GRIGGS, Peter John | Director | 2008-10-27 | 2009-05-01 |
| HAYGARTH, Andrew Charles | Director | 2007-04-23 | 2008-12-31 |
| IRVING, Laura-Ann Cecillia | Director | 2019-12-16 | 2025-06-12 |
| KEAY, Charles Robert | Director | 2007-04-23 | 2008-10-15 |
| MITCHELL, Jonathan David | Director | 2007-12-03 | 2009-06-30 |
| MORLEY, Colin Richard | Director | 2007-04-23 | 2016-06-30 |
| MURRELL, Stephen Richard | Director | 2007-04-23 | 2011-02-28 |
| PATEMAN, Stephen James | Director | 2009-01-22 | 2015-10-02 |
| PEARSON, Duncan Edward | Director | 2007-12-03 | 2011-05-31 |
| SCHULER, Martin Alexander | Director | 2007-04-12 | 2007-04-23 |
| SUTTON, Carl David | Director | 2007-04-23 | 2009-06-30 |
| WHITE, Charles Toby Fitzherbert | Director | 2008-04-24 | 2009-05-01 |
| WHITE, Charles Toby Fitzherbert | Director | 2007-04-23 | 2008-04-24 |
| DECHERT NOMINEES LIMITED | Corporate Director | 2006-05-30 | 2007-04-12 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Santander Uk Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 124 total filings
Material constitutional events — rename, articles re-file, resolution
- 2023-12-19 MA Memorandum articles
- 2023-12-19 RESOLUTIONS Resolution
- 2023-12-05 CC04 Statement of companys objects
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-08-01 | AA | accounts | Accounts with accounts type full | |
| 2025-06-25 | TM01 | officers | Termination director company with name termination date | |
| 2025-05-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-10-03 | AA | accounts | Accounts with accounts type full | |
| 2024-07-31 | TM01 | officers | Termination director company with name termination date | |
| 2024-07-31 | AP01 | officers | Appoint person director company with name date | |
| 2024-06-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-12-19 | MA | incorporation | Memorandum articles | |
| 2023-12-19 | RESOLUTIONS | resolution | Resolution | |
| 2023-12-05 | CC04 | change-of-constitution | Statement of companys objects | |
| 2023-08-01 | AA | accounts | Accounts with accounts type full | |
| 2023-05-08 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-08-16 | AA | accounts | Accounts with accounts type full | |
| 2022-07-15 | TM01 | officers | Termination director company with name termination date | |
| 2022-06-29 | AP01 | officers | Appoint person director company with name date | |
| 2022-05-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-10-06 | AA | accounts | Accounts with accounts type full | |
| 2021-05-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2020-10-13 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.