TOPAZ FINANCE LIMITED

• ⚠

  Material uncertainty over going concern

  However, the current directors are not aware of the detailed intentions for the acquiring board of directors. As such, these conditions indicate the existence of a material uncertainty which may cast significant doubt over the company's ability to continue as a going concern.

• ◆

  6 officer resignations in last 12 months

  Multiple officers have left the board recently — see the People section for who.

• ◆

  1 PSC ceased in last 24 months

  Significant control changed hands — see the Ownership section.

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  +4.5%

  £51,735,000 → £54,084,000

• Cash

  -3.5%

  £13,951,000 → £13,457,000

• Net assets

  +14.3%

  £10,617,000 → £12,140,000

• Employees

  —

  Not reported

• Operating profit

  -66.5%

  £4,203,000 → £1,406,000

• Profit before tax

  -49.6%

  £4,775,000 → £2,407,000

• Wages

  +6.8%

  £1,091,000 → £1,165,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

1. TOPAZ FINANCE LIMITED 2014-06-03 → present
2. TOPAZ FINANCE PLC 2006-11-29 → 2014-06-03
3. ZESTBAY PLC 2006-09-26 → 2006-11-29

Accounting basis

FRS 101

Reporting scope

Standalone (parent only)

Auditor

PricewaterhouseCoopers LLP

Audit opinion

Unqualified (clean)

Going concern

Material uncertainty disclosed

“However, the current directors are not aware of the detailed intentions for the acquiring board of directors. As such, these conditions indicate the existence of a material uncertainty which may cast significant doubt over the company's ability to continue as a going concern.”

Group structure

1. TOPAZ FINANCE LIMITED · parent
   1. Rosolite Mortgages Limited 100% · UK · Non Trading
   2. Siberite Mortgages Limited 100% · UK · Non Trading

Significant events

• “Computershare Investments (UK) No.3 Limited entered into a definitive agreement on 24 September 2025 to sell the Computershare Loan Services UK business (which includes Topaz Finance Limited) to Advantage Odyssey Limited (a Pepper Advantage Limited company).”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

20

last 12 months

Capital events

0

last 24 months

Officers appointed

7

last 12 months

Officers resigned

6

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.