BANK OF CHINA (UK) LIMITED
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Cash
—
Latest balance sheet
Net assets
£399m
-3.6% lowest in 3 filed years
Employees
741
+5.6% highest in 3 filed years
Profit before tax
£90m
-16% lowest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Net interest income | — | £71,402,000 | £57,099,000 | -20% | |
| Fee & commission income | — | £1,747,000 | £1,937,000 | +10.9% | |
| Operating income | — | £187,263,000 | £188,290,000 | +0.5% | |
| Impairment losses | — | £3,958,000 | £3,717,000 | -6.1% | |
| Profit before tax | £138,195,000 | £107,643,000 | £90,368,000 | -16% | |
| Net profit | £103,213,000 | £83,917,000 | £68,931,000 | -17.9% | |
| Loans & advances to customers | — | £941,507,000 | £810,985,000 | -13.9% | |
| Customer deposits | — | £1,355,529,000 | £1,304,816,000 | -3.7% | |
| Total assets | £2,079,373,000 | £2,323,319,000 | £2,274,441,000 | -2.1% | |
| Total liabilities | £1,646,084,000 | £1,909,575,000 | £1,875,428,000 | -1.8% | |
| Equity | £433,289,000 | £413,744,000 | £399,013,000 | -3.6% | |
| Average employees | 640 | 702 | 741 | +5.6% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Gearing (liabilities / total assets) | 79.2% | 82.2% | — |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Board concluded that the Bank will continue as a going concern for a period of at least 12 months from the date of this report, generating cash flows from its continuing operations. Furthermore, the Board is not aware of any material uncertainties that may cast significant doubt on the Bank's ability to continue as a going concern.”
Group structure
- BANK OF CHINA (UK) LIMITED · parent
- China Bridge Group (UK) Limited 100%
- Bank of China (UK) Nominees Limited 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
8 active · 25 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ZHOU, Qing | Secretary | 2017-09-28 | — | — |
| FANG, Wenjian | Director | 2018-11-02 | Mar 1970 | Chinese |
| KEERS, Richard John | Director | 2026-01-19 | Aug 1963 | British |
| LYONS, Gerard Patrick, Dr | Director | 2016-10-20 | Mar 1961 | British |
| PENG, Jinjun | Director | 2025-07-31 | Sep 1973 | Chinese |
| REID, Peter John | Director | 2025-03-10 | Aug 1962 | British |
| REID, Richard Harry | Director | 2025-03-05 | Feb 1956 | British |
| ZHANG, Lijuan | Director | 2025-08-18 | Jun 1975 | Chinese |
Show 25 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BELL, Alison Blanche | Secretary | 2007-09-20 | 2010-09-07 |
| SARTORIS, Jon | Secretary | 2010-09-07 | 2017-09-28 |
| THE COMPANY REGISTRATION AGENTS LIMITED | Corporate Nominee Secretary | 2007-03-29 | 2007-06-25 |
| THE COMPANY REGISTRATION AGENTS LIMITED | Corporate Nominee Secretary | 2007-03-29 | 2007-09-20 |
| FANG, Wenjian | Director | 2007-06-25 | 2015-03-10 |
| FITZGIBBON, Christopher Paul Julian | Director | 2007-09-20 | 2017-01-01 |
| GAO, Yingxin | Director | 2015-10-14 | 2018-12-11 |
| GE, Kenneth Qi, Doctor | Director | 2007-06-25 | 2011-12-12 |
| HARDY, Simon Charles | Director | 2016-10-20 | 2026-04-30 |
| HINDS, Stephen Eric | Director | 2007-06-25 | 2017-12-13 |
| HUANG, Yangxin | Director | 2007-07-19 | 2011-05-29 |
| LI, Jiuzhong | Director | 2021-09-13 | 2024-10-09 |
| LIU, Shiwei | Director | 2013-09-10 | 2015-09-14 |
| PRICE, David Robert | Director | 2023-02-16 | 2024-10-01 |
| REN, Li | Director | 2025-03-11 | 2026-04-13 |
| REN, Li | Director | 2011-09-30 | 2022-07-08 |
| SHI, Wei | Director | 2016-03-02 | 2024-05-14 |
| SPENCE, Jonathan | Director | 2013-06-26 | 2025-03-14 |
| SUN, Yu, Mr. | Director | 2015-03-10 | 2021-09-20 |
| TRUSSLER, Stewart Henry | Director | 2017-11-30 | 2025-05-08 |
| WANG, Huabin | Director | 2022-10-01 | 2025-08-18 |
| WORKMAN, John Donald Black | Director | 2007-09-20 | 2013-09-10 |
| YUE, Yi | Director | 2011-02-16 | 2015-10-14 |
| ZHANG, Yanling | Director | 2007-09-20 | 2011-02-16 |
| LUCIENE JAMES LIMITED | Corporate Director | 2007-03-29 | 2007-06-25 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Ministry Of Finance Of The People's Republic Of China | Legal person | Significant influence | 2016-04-06 | Active |
Filing timeline
Last 20 of 130 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-08-04 | AA | accounts | Accounts with accounts type full | |
| 2026-05-27 | AP01 | officers | Appoint person director company with name date | |
| 2026-05-05 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-15 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-01-28 | AP01 | officers | Appoint person director company with name date | |
| 2026-01-21 | CH01 | officers | Change person director company with change date | |
| 2026-01-16 | CH01 | officers | Change person director company with change date | |
| 2025-12-03 | AUD | auditors | Auditors resignation company | |
| 2025-08-21 | TM01 | officers | Termination director company with name termination date | |
| 2025-08-21 | AP01 | officers | Appoint person director company with name date | |
| 2025-08-05 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-22 | AA | accounts | Accounts with accounts type full | |
| 2025-05-09 | TM01 | officers | Termination director company with name termination date | |
| 2025-03-31 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-03-25 | CH01 | officers | Change person director company with change date | |
| 2025-03-19 | AP01 | officers | Appoint person director company with name date | |
| 2025-03-14 | AP01 | officers | Appoint person director company with name date | |
| 2025-03-14 | AP01 | officers | Appoint person director company with name date | |
| 2025-03-14 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 9
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.