Get an alert when EQUALS MONEY UK LIMITED files next

Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.

Free · confirmation link first · unsubscribe in one click

Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-30

Confirmation statement due

2026-12-15 (in 7mo)

Last made up 2025-12-01

Watchouts

None on the register

Cash

£4M

+6.7% vs 2023

Net assets

£6M

+3.7% vs 2023

Employees

82

0% vs 2023

Profit before tax

£2M

-24.5% vs 2023

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Turnover £8,817,565£8,852,253
Operating profit £2,990,524£2,264,556
Profit before tax £2,947,677£2,225,742
Net profit £2,978,514£2,196,054
Cash £3,336,536£3,561,645
Total assets less current liabilities £6,327,377£6,494,623
Net assets £5,345,688£5,541,742
Equity £5,345,688£5,541,742
Average employees 8282
Wages £1,375,245£1,539,514
Directors' remuneration £0£0

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Operating margin 33.9%25.6%
Net margin 33.8%24.8%
Return on capital employed 47.3%34.9%
Gearing (liabilities / total assets) 25.5%25.2%
Current ratio 5.96x5.90x
Interest cover 69.80x41.78x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Name history

Renamed 1 time since incorporation

  1. EQUALS MONEY UK LIMITED 2022-09-26 → present
  2. SPECTRUM PAYMENT SERVICES LIMITED 2007-06-04 → 2022-09-26

Audit & accounting basis

Accounting basis
IFRS
Reporting scope
Standalone (parent only)
Auditor
PricewaterhouseCoopers LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“On 11th December 2024, the Directors reached an agreement on the terms of a recommended sale of Equals Group plc and its subsidiaries (including the Company)... While the Directors do not have any reason to believe that the acquirer will not continue to support the Equals Group... the Directors do not have certainty over the future plans or strategy for the Company under the prospective new owners... this indicates the existence of a material uncertainty which may cast significant doubt about the Company's ability to continue as a going concern. Notwithstanding this uncertainty, the Directors are satisfied that the going concern-basis remains appropriate for the preparation of the financial statements.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

7 active · 19 resigned

Name Role Appointed Born Nationality
COLANGELI, Rosanna Secretary 2021-08-01
BOON, Matthijs Director 2019-06-13 Nov 1976 Dutch
CAMPBELL, Ian Peter Director 2021-04-26 Jul 1985 British
NEWLAND, Matthew Thomas Director 2021-01-22 Nov 1983 British
PHILLIPS, Andrew John Director 2021-01-22 Jan 1981 British
SIMCOX, James Lingard Director 2022-05-19 Jan 1993 British
STRAFFORD TAYLOR, Ian Alexander Irving Director 2017-08-25 Oct 1960 British
Show 19 resigned officers
Name Role Appointed Resigned
EVANS, Paul Reginald Secretary 2015-03-25 2017-08-25
MERCER, John Alexander Secretary 2007-07-01 2007-11-13
QUIRKE, Anthony James Secretary 2019-08-06 2021-08-01
ROBERTS, Alexander Joseph Secretary 2007-11-13 2015-03-23
RWL REGISTRARS LIMITED Corporate Secretary 2007-06-04 2007-06-04
AINSCOUGH, James Director 2008-01-14 2009-02-06
CHAN, Leon Wai Sun Director 2007-07-01 2008-01-01
CODLING, Stuart Director 2009-02-06 2017-08-25
COOPER, Richard Quentin Mortimer Director 2021-01-22 2025-02-28
ENGLAND, Simon Director 2021-01-22 2025-04-30
HYDER, Richard Bruce Director 2007-07-01 2012-04-30
MERCER, John Alexander Director 2009-02-06 2017-08-25
MERCER, John Alexander Director 2007-07-01 2008-10-20
MERCER, John Paul Director 2007-07-01 2008-01-01
MERCER, Paul Director 2009-02-06 2015-02-27
QUIRKE, Anthony James Director 2017-08-25 2021-01-21
RIGLER, Adam David Director 2007-07-01 2019-12-19
SOLOMON, Gary Director 2007-07-01 2009-02-06
RWL DIRECTORS LIMITED Corporate Director 2007-06-04 2007-06-04

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Equals Group Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2020-01-01 Active
Spectrum Financial Group Limited Corporate entity Shares 75–100% 2016-04-06 Ceased 2020-01-01

Filing timeline

Last 20 of 111 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2026-01-08 MA Memorandum articles
  • 2026-01-08 RESOLUTIONS Resolution
  • 2022-09-26 CERTNM Certificate change of name company
  • 2022-09-26 CONNOT Change of name notice
Date Type Category Description
2026-01-08 MA incorporation Memorandum articles
2026-01-08 RESOLUTIONS resolution Resolution
2025-12-23 MR01 mortgage Mortgage create with deed with charge number charge creation date PDF
2025-12-19 CS01 confirmation-statement Confirmation statement with updates PDF
2025-05-28 PSC05 persons-with-significant-control Change to a person with significant control PDF
2025-05-23 AA accounts Accounts with accounts type full
2025-05-09 TM01 officers Termination director company with name termination date PDF
2025-04-23 CH01 officers Change person director company with change date PDF
2025-03-05 TM01 officers Termination director company with name termination date PDF
2024-12-10 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-05-21 AA accounts Accounts with accounts type full
2023-12-15 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-06-14 AA accounts Accounts with accounts type full
2022-12-15 CS01 confirmation-statement Confirmation statement with no updates PDF
2022-09-26 CERTNM change-of-name Certificate change of name company
2022-09-26 CONNOT change-of-name Change of name notice
2022-06-23 AA accounts Accounts with accounts type full
2022-05-20 AP01 officers Appoint person director company with name date PDF
2022-01-18 RP04PSC07 persons-with-significant-control Second filing cessation of a person with significant control
2022-01-18 RP04PSC02 persons-with-significant-control Second filing notification of a person with significant control

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
7

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page