WHITE LABEL LENDING LIMITED
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Next accounts due
2026-12-31 (in 7mo)
Last filed for 2025-03-31
Confirmation statement due
2026-07-18 (in 2mo)
Last made up 2025-07-04
Watchouts
None on the register
Cash
£32K
+6.7% vs 2024
Net assets
£3M
+3.6% vs 2024
Employees
0
Average over period
Profit before tax
£158K
+125.7% vs 2024
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Turnover | £261,000 | £191,000 | |
| Operating profit | — | — | |
| Profit before tax | £70,000 | £158,000 | |
| Net profit | £37,000 | £121,000 | |
| Cash | £30,000 | £32,000 | |
| Total assets less current liabilities | — | — | |
| Net assets | £3,349,000 | £3,470,000 | |
| Equity | £3,349,000 | £3,470,000 | |
| Average employees | 0 | 0 | |
| Wages | £0 | £0 | |
| Directors' remuneration | £0 | £0 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31
-
Turnover
-26.8%
£261,000 £191,000
-
Cash
+6.7%
£30,000 £32,000
-
Net assets
+3.6%
£3,349,000 £3,470,000
-
Employees
—
Not reported
-
Profit before tax
+125.7%
£70,000 £158,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Net margin | 14.2% | 63.4% | |
| Gearing (liabilities / total assets) | 22.5% | 3.6% | |
| Current ratio | 2.32x | 1.48x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors therefore consider that the Society and Group have adequate resources to continue in operational existence for the next 12 months. In addition to the above, the Directors consider that the Company remains an integral part of the Group. Taking this into account, the Directors, therefore, consider that the Company, with the support of its parent, has adequate resources to continue in operational existence for the next 12 months. Accordingly they continue to adopt the going concern basis in preparing the financial statements.”
Significant events
- “The intercompany loan was fully repaid in the current financial year.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 19 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| PAZZAGLIA, Sophie | Secretary | 2025-03-27 | — | — |
| BOYLE, Martin | Director | 2023-04-04 | Oct 1970 | British |
| PAWLEY, Alexander Shaun | Director | 2020-01-01 | Sep 1982 | British |
| WESTHOFF, Jonathan | Director | 2020-11-27 | Jul 1964 | British |
Show 19 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BARTLEET-CROSS, Susan Lyn | Secretary | 2009-04-29 | 2012-11-28 |
| BRYAN, Aimee Louise | Secretary | 2019-06-06 | 2021-11-29 |
| MANN, Ajwinder Singh | Secretary | 2012-11-28 | 2019-05-30 |
| UNDERHILL, Matthew | Secretary | 2021-11-29 | 2024-11-11 |
| WELCH, Simon Edward | Secretary | 2007-07-23 | 2009-02-11 |
| AT SECRETARIES LIMITED | Corporate Secretary | 2007-06-11 | 2007-07-23 |
| BATTERSBY, Peter | Director | 2009-05-08 | 2009-12-22 |
| FIELD, Paul David | Director | 2013-06-24 | 2014-04-17 |
| JONES, Andrew Richard | Director | 2010-01-25 | 2014-03-31 |
| KARLE, Stephen Ashley | Director | 2007-07-23 | 2008-10-10 |
| LYNCH, Thomas Michael | Director | 2015-07-09 | 2020-01-02 |
| MACKAY, David Michael, Mr. | Director | 2007-07-23 | 2008-11-27 |
| MCMILLAN, Sean David | Director | 2007-07-23 | 2015-07-09 |
| NOAKES, Neil Timothy | Director | 2014-03-31 | 2023-04-17 |
| OWEN, Robert John | Director | 2007-07-23 | 2009-04-02 |
| SANGHANI, Kamlesh | Director | 2007-07-23 | 2009-04-02 |
| SMART, Stephen John | Director | 2014-04-17 | 2017-05-04 |
| SOUTHCOTT, Peter Mallet | Director | 2009-04-29 | 2013-03-31 |
| AT DIRECTORS LIMITED | Corporate Director | 2007-06-11 | 2007-07-23 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Manjit Singh Hayre | Individual | Significant influence, significant-influence-or-control-as-firm | 2021-12-03 | Active |
| Mr Mahomed Ashraf Piranie | Individual | Significant influence | 2017-04-01 | Ceased 2022-12-31 |
| Mr Jonathan Westhoff | Individual | Significant influence | 2016-04-06 | Ceased 2020-11-27 |
| Mr Mark James Gibbard | Individual | Significant influence | 2016-04-06 | Ceased 2017-03-31 |
| Insignia Finance Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors, Significant influence | 2016-04-06 | Active |
Filing timeline
Last 20 of 93 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-07-24 | AA | accounts | Accounts with accounts type full | |
| 2025-07-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-03-27 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-11-11 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-08-23 | AA | accounts | Accounts with accounts type full | |
| 2024-08-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-09-28 | AA | accounts | Accounts with accounts type full | |
| 2023-08-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-04-17 | AP01 | officers | Appoint person director company with name date | |
| 2023-04-17 | TM01 | officers | Termination director company with name termination date | |
| 2023-01-10 | CH01 | officers | Change person director company with change date | |
| 2023-01-10 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2022-10-24 | AA | accounts | Accounts with accounts type full | |
| 2022-07-27 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-12-15 | PSC01 | persons-with-significant-control | Notification of a person with significant control | |
| 2021-11-29 | TM02 | officers | Termination secretary company with name termination date | |
| 2021-11-29 | AP03 | officers | Appoint person secretary company with name date | |
| 2021-07-14 | AA | accounts | Accounts with accounts type full | |
| 2021-07-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2020-12-04 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.