CREATIVE BENEFIT SOLUTIONS LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  -46%

  £24,808 → £13,404

• Cash

  -15.8%

  £37,521 → £31,607

  lowest in 5 filed years

• Net assets

  +5.9%

  £2,964,436 → £3,140,370

  highest in 4 filed years

• Employees

  —

  Not reported

• Profit before tax

  +90.7%

  -£1,545,556 → -£143,467

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Margin ratios are hidden where reported turnover is too small relative to profit to yield a meaningful figure — typical of holding companies whose income is mostly subsidiary dividends rather than trading revenue. Sector-distribution context coming next.

1. CREATIVE BENEFIT SOLUTIONS LIMITED 2007-11-05 → present
2. CAMERON BROWNE CONSULTING LIMITED 2007-09-20 → 2007-11-05
3. SHELFCO (NO. 3435) LIMITED 2007-06-26 → 2007-09-20

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

Ernst & Young LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of 12 months from when the financial statements are authorised for issue.”

Group structure

1. CREATIVE BENEFIT SOLUTIONS LIMITED · parent
   1. Creative Auto-Enrolment Limited 100% · England and Wales · Employee benefit consultancy and automatic enrolment services

Significant events

• “On 10 December 2025, NatWest Group announced that Willis Towers Watson (WTW) will acquire 100% of the NW A Holdings Ltd shareholding including Cushon Group and subsidiaries... Completion of this transaction has been approved by the FCA and is expected to complete in the first half of 2026.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

8

last 12 months

Capital events

0

last 24 months

Officers appointed

3

last 12 months

Officers resigned

1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.