PREPAID FINANCIAL SERVICES LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  +13.6%

  £12,596,000 → £14,307,000

• Cash

  +23.2%

  £8,210,000 → £10,115,000

• Net assets

  +21.1%

  £24,529,000 → £29,706,000

• Employees

  +25%

  72 → 90

• Profit before tax

  -10%

  £7,289,000 → £6,558,000

• Wages

  +38.5%

  £7,629,000 → £10,567,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

IFRS

Reporting scope

Standalone (parent only)

Auditor

KPMG

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“During the year ended 30 June 2025, the Company recognised a profit after tax of £5,177,000 (2024: £5,522,000) reflecting the increase in interest income from bond investments offset by increase in employee related expenses. The Company recognised an operating cash inflow of £4,649,000 (2024: £3,649,000). As at 30 June 2025, the Company had net current liabilities of £220,122,000 (2024: £206,304,000). The Directors note that the net current asset deficiency results solely from: The classification of Liabilities to stored value accounts holders as current liabilities on the basis these are on-demand cardholder liabilities; and A portion of the surplus segregated funds being classified as non-current assets due to investment of these funds into secure, liquid and zero credit risk-weighted bonds with maturities greater than 12 months. Please refer to further details of the Segregated funds and bond assets and liabilities to stored value account holders in Notes 13, 17 and 19 including further details on the financial risk management considerations for the Company.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

6

last 12 months

Capital events

0

last 24 months

Officers appointed

1

last 12 months

Officers resigned

1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.