AVIVA PROTECTION UK LIMITED
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Next accounts due
2027-09-30 (in 1y)
Last filed for 2025-12-31
Confirmation statement due
2027-01-03 (in 8mo)
Last made up 2025-12-20
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
—
Equity attributable
Employees
0
Average over period
Profit before tax
-£58M
+47.5% vs 2024
Profit before tax
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-12-31
| Metric | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Gross written premiums | — | £762,442,000 | |
| Net earned premiums | £442,384,000 | £398,744,000 | |
| Claims incurred | £468,300,000 | £488,400,000 | |
| Investment return | -£29,633,000 | £19,037,000 | |
| Profit before tax | -£109,963,000 | -£57,780,000 | |
| Net profit | -£100,160,000 | -£46,807,000 | |
| Insurance contract liabilities | £644,621,000 | £0 | |
| Total assets | £1,419,511,000 | £5,071,000 | |
| Total liabilities | £920,770,000 | — | |
| Equity | — | £5,071,000 | |
| Average employees | — | 0 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31
-
Gross written premiums
—
Not reported
-
Net earned premiums
-9.9%
£442,384,000 £398,744,000
-
Profit before tax
+47.5%
-£109,963,000 -£57,780,000
-
Equity
—
Not reported
-
Claims incurred
+4.3%
£468,300,000 £488,400,000
-
Insurance contract liabilities
-100%
£644,621,000 £0
-
Investment return
+164.2%
-£29,633,000 £19,037,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Name history
Renamed 3 times since incorporation — the current trading name was adopted 2025-02-18
- AVIVA PROTECTION UK LIMITED 2025-02-18 → present
- AIG LIFE LIMITED 2015-01-07 → 2025-02-18
- AGEAS PROTECT LIMITED 2011-01-04 → 2015-01-07
- FORTIS LIFE UK LIMITED 2007-09-11 → 2011-01-04
Audit & accounting basis
- Accounting basis
- FRS 102, FRS 103
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“As a result of this review, the directors believe the Company has adequate resources to continue in operational existence over the going concern period assessed up to 30 April 2027. Accordingly, they continue to adopt the going concern basis in preparing the financial statements.”
Group structure
- AVIVA PROTECTION UK LIMITED · parent
- Group Risk Services Limited 100%
Significant events
- “The name of the Company was changed from AIG Life Limited to Aviva Protection UK Limited ("APUK") on 17 February 2025 as part of the rebranding of the Company into the Aviva Group.”
- “In 2025, the APUK Board approved the transfer of the long-term insurance business of the Company to its parent undertaking, Aviva Life & Pensions UK Limited ("UKLAP"), through an insurance business transfer scheme under Part VII of the Financial Services and Markets Act 2000 (the "Part VII Transfer").”
- “The Part VII transfer became effective on 31 December 2025 with £1,361.5 million of assets and £932.2 million of liabilities being transferred to UKLAP with £5.1 million net assets remaining in the Company, of which £5 million is held mainly to cover the minimum regulatory capital requirement (until such time as the Company is de-authorised).”
- “Following Board approval on 16 December 2025, an application for de-authorisation was submitted to the PRA and FCA on 28 January 2026.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 34 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| AVIVA COMPANY SECRETARIAL SERVICES LIMITED | Corporate Secretary | 2024-12-04 | — | — |
| BRUCE, Frances Julia | Director | 2024-07-05 | Jun 1978 | British |
| CURTIS, Jane Elizabeth Mary | Director | 2024-05-05 | May 1960 | British |
| KEMP, Mark Joseph | Director | 2026-04-13 | Feb 1979 | British |
Show 34 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| HILLERY, Kate | Secretary | 2014-12-31 | 2021-02-26 |
| ROBINSON, Mark Andrew | Secretary | 2021-02-26 | 2023-08-10 |
| SMITH, Rosemary Anne | Secretary | 2007-09-11 | 2014-12-31 |
| AITCHISON, Michael Ian | Director | 2024-10-03 | 2026-04-12 |
| BRAEKEVELDT, Stefan Georges Leon | Director | 2007-11-27 | 2010-03-30 |
| DALE, Jane Elizabeth | Director | 2012-03-28 | 2015-09-30 |
| DUGGAL, Shanti | Director | 2007-09-11 | 2011-03-28 |
| DYSON, Fernley Keith | Director | 2012-05-11 | 2014-12-31 |
| HANCE, Julian Christopher | Director | 2011-05-05 | 2013-03-31 |
| HARVEY, Julian Robert Mark | Director | 2007-10-08 | 2012-12-31 |
| HESLIN, Tim | Director | 2024-03-27 | 2024-04-08 |
| HESLIN, Timothy Michael, Mr. | Director | 2016-09-09 | 2019-11-26 |
| LANGTON, Paul Frederick Thomas | Director | 2007-11-27 | 2011-04-30 |
| LOCK, Gavin Philip, Mr. | Director | 2015-12-15 | 2017-04-01 |
| MACLEAN, Donald John, Dr | Director | 2017-06-07 | 2024-10-18 |
| MCCRACKEN, Laura Christine | Director | 2021-02-26 | 2023-03-31 |
| PENNEY, Karen Jane | Director | 2023-07-13 | 2024-09-30 |
| PIKE, Martin St Clair | Director | 2021-01-20 | 2024-11-24 |
| SANTORI, Laura | Director | 2018-11-05 | 2022-02-28 |
| SEWELL, Robert Peter | Director | 2023-03-30 | 2023-07-20 |
| SMITH, Barry Duncan | Director | 2007-09-11 | 2013-03-31 |
| SOLASH, Todd Paul | Director | 2021-08-06 | 2023-08-17 |
| SPAGNOLI JARAMILLO, Ernesto Federico | Director | 2015-03-04 | 2016-03-31 |
| SPRIGGS, Darren Stephen | Director | 2011-03-28 | 2015-09-30 |
| TETTEROO, Bianca Elisabeth Maria | Director | 2007-11-27 | 2009-02-12 |
| THOMAS, Matthew David | Director | 2007-10-08 | 2014-12-31 |
| THOMAS, Peter David | Director | 2013-07-01 | 2016-04-30 |
| URMSTON, Michael Norris | Director | 2009-01-23 | 2021-02-27 |
| WATSON, Andrew Stuart | Director | 2013-02-11 | 2014-12-31 |
| WERTH, Martin David | Director | 2007-09-11 | 2011-12-31 |
| WILLCOCK, Philip Craig | Director | 2019-06-12 | 2024-10-18 |
| WINLOW, Mark | Director | 2012-10-03 | 2018-12-06 |
| WINSLOW, Adam Charles | Director | 2015-03-04 | 2019-07-29 |
| WINSLOW, Adam Charles | Director | 2015-03-04 | 2020-12-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Aviva Life & Pensions Uk Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2024-04-09 | Active |
| Corebridge Financial, Inc. | Corporate entity | Shares 75–100%, Voting 75–100%, right-to-appoint-and-remove-directors-as-firm, significant-influence-or-control-as-firm | 2021-05-01 | Ceased 2024-04-09 |
| Aig Holdings Europe Limited | Corporate entity | Shares 75–100% | 2016-04-06 | Ceased 2021-05-01 |
Filing timeline
Last 20 of 183 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-02-18 CERTNM Certificate change of name company PDF
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-26 | AA | accounts | Accounts with accounts type full | |
| 2026-04-23 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-23 | TM01 | officers | Termination director company with name termination date | |
| 2025-12-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-21 | CH01 | officers | Change person director company with change date | |
| 2025-04-09 | AA | accounts | Accounts with accounts type full | |
| 2025-02-18 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-02-18 | CERTNM | change-of-name | Certificate change of name company | |
| 2024-12-23 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-12-20 | SH01 | capital | Capital allotment shares | |
| 2024-12-10 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-12-10 | SH01 | capital | Capital allotment shares | |
| 2024-12-04 | AP04 | officers | Appoint corporate secretary company with name date | |
| 2024-11-27 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-23 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-22 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-09 | AP01 | officers | Appoint person director company with name date | |
| 2024-10-01 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-09-30 | TM01 | officers | Termination director company with name termination date | |
| 2024-09-30 | SH01 | capital | Capital allotment shares |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 5
- Capital events
- 3
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.