NOVIA FINANCIAL PLC
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Cash
£10m
-17.3% lowest in 3 filed years
Net assets
£40m
+71.5% highest in 3 filed years
Employees
240
-21.8% lowest in 3 filed years
Profit before tax
-£6.9m
+24.8% vs 2024
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £42,228,000 | £39,182,000 | £36,796,000 | -6.1% | |
| Operating profit | £1,319,000 | -£9,638,000 | -£7,256,000 | +24.7% | |
| Profit before tax | £1,931,000 | -£9,217,000 | -£6,929,000 | +24.8% | |
| Net profit | £1,785,000 | -£6,987,000 | -£5,169,000 | +26% | |
| Cash | £12,742,000 | £12,057,000 | £9,971,000 | -17.3% | |
| Total assets less current liabilities | £24,282,000 | £23,233,000 | £42,286,000 | +82% | |
| Net assets | £23,982,000 | £23,233,000 | £39,839,000 | +71.5% | |
| Equity | £23,982,000 | £23,233,000 | £39,839,000 | +71.5% | |
| Average employees | 307 | 307 | 240 | -21.8% | |
| Wages | £14,974,000 | £15,041,000 | £14,461,000 | -3.9% | |
| Directors' remuneration | £1,059,000 | £1,043,000 | £1,317,000 | +26.3% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 3.1% | -24.6% | -19.7% | |
| Net margin | 4.2% | -17.8% | -14.0% | |
| Return on capital employed | 5.4% | -41.5% | -17.2% | |
| Gearing (liabilities / total assets) | 47.0% | 52.9% | 32.5% | |
| Current ratio | 3.05x | 1.32x | 2.31x | |
| Interest cover | 50.73x | -59.13x | -37.99x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- PKF Littlejohn LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Group structure
- NOVIA FINANCIAL PLC · parent
- Novia (Gross) Nominee Limited 100%
- Novia (Net) Nominee Limited 100%
- Novia (ISA) Nominee Limited 100%
Significant events
- “The intention of the Directors is to pursue a strategy of growth, by expanding the business's product and service proposition with the strategic partnership with WIPRO Financial Outsourcing Services Limited ("WIPRO").”
- “In June 2025 the Company entered into a partnership with its platform technology provider GBST and with leading outsourced service and technology specialist, Wipro. This arrangement facilitated the outsourcing of the business' technology and operational support, enabling it to leverage the specialist expertise of its outsourced partners and progress with its programme of propositional enhancements.”
- “Subsequent to the year end, conflict in the Middle East has intensified, contributing to heightened market and credit uncertainty.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 17 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| DALE, Jane Elizabeth | Director | 2021-04-29 | Feb 1960 | British |
| DE MOOR, Graeme | Director | 2026-03-03 | Apr 1979 | British |
| MILL, Patrick John | Director | 2021-04-29 | Aug 1967 | British |
| SWART, Martina | Director | 2023-11-23 | May 1972 | British |
| WINLOW, Mark | Director | 2021-04-29 | Apr 1962 | British |
Show 17 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BOWDEN, Kelly | Secretary | 2022-09-27 | 2025-06-05 |
| EASTON, Alexander John Dominic | Secretary | 2008-08-08 | 2016-01-06 |
| LAMBERT, James Owen | Secretary | 2016-01-06 | 2019-01-18 |
| MYERS, Julian Richard | Secretary | 2019-01-18 | 2022-09-27 |
| EVERSECRETARY LIMITED | Corporate Secretary | 2008-01-09 | 2008-08-08 |
| BEAUMONT, John Richard, Professor | Director | 2008-04-14 | 2021-04-29 |
| CARTWRIGHT, Peter | Director | 2021-04-29 | 2024-01-25 |
| CLEAVER, Sir Anthony | Director | 2008-01-09 | 2020-10-18 |
| EASTON, Alexander John Dominic | Director | 2021-04-29 | 2021-07-13 |
| FRY, Kenneth | Director | 2021-04-29 | 2023-12-28 |
| JAMIESON, Iain Alexander | Director | 2025-04-01 | 2025-11-14 |
| LEVY, Timothy Philip | Director | 2008-01-09 | 2016-01-04 |
| MASSEY, Robert Christopher | Director | 2021-04-29 | 2026-01-29 |
| PARRY, Paul Kenneth | Director | 2015-02-13 | 2021-04-29 |
| ROYDS, David John George | Director | 2008-04-14 | 2021-04-29 |
| SLADE, William James | Director | 2022-06-14 | 2025-04-22 |
| VASILIEFF, William George | Director | 2008-03-06 | 2021-06-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| The Quanta Group (Holdings) Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2021-04-29 | Active |
| Mr William George Vasilieff | Individual | Significant influence, Significant influence (as firm) | 2016-04-06 | Ceased 2021-04-29 |
| Mr David John George Royds | Individual | Significant influence | 2016-04-06 | Ceased 2021-04-29 |
| Sir Anthony Cleaver | Individual | Significant influence (as firm) | 2016-04-06 | Ceased 2020-10-18 |
| Mr Timothy Philip Levy | Individual | Significant influence | 2016-04-06 | Ceased 2018-01-02 |
Filing timeline
Last 20 of 130 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-07-09 MA Memorandum articles
- 2025-07-04 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-07-16 | AP01 | officers | Appoint person director company with name date | |
| 2026-07-11 | AA | accounts | Accounts with accounts type full | |
| 2026-06-18 | TM01 | officers | Termination director company with name termination date | |
| 2026-06-01 | AP01 | officers | Appoint person director company with name date | |
| 2026-05-04 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2026-03-04 | AP01 | officers | Appoint person director company with name date | |
| 2026-02-02 | TM01 | officers | Termination director company with name termination date | |
| 2026-01-03 | CH01 | officers | Change person director company with change date | |
| 2026-01-03 | AA01 | accounts | Change account reference date company previous extended | |
| 2026-01-02 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2026-01-01 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-11-18 | TM01 | officers | Termination director company with name termination date | |
| 2025-07-15 | SH01 | capital | Capital allotment shares | |
| 2025-07-15 | SH01 | capital | Capital allotment shares | |
| 2025-07-15 | SH01 | capital | Capital allotment shares | |
| 2025-07-09 | MA | incorporation | Memorandum articles | |
| 2025-07-08 | AA | accounts | Accounts with accounts type full | |
| 2025-07-04 | RESOLUTIONS | resolution | Resolution | |
| 2025-06-27 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-06-19 | TM02 | officers | Termination secretary company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 12
- Capital events
- 3
- Officers appointed
- 1
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.