FIRST CENTRAL INSURANCE MANAGEMENT LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-02-14 (in 9mo)
Last made up 2026-01-31
Watchouts
Cash
£62M
-3.1% vs 2023
Net assets
£43M
-26.8% vs 2023
Employees
776
-8.2% vs 2023
Profit before tax
£27M
+89.6% vs 2023
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
5 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
-
2 PSCs ceased in last 24 months
Significant control changed hands — see the Ownership section.
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £345,062,000 | £366,384,000 | |
| Operating profit | £12,087,000 | £21,875,000 | |
| Profit before tax | £14,150,000 | £26,827,000 | |
| Net profit | £10,756,000 | £20,318,000 | |
| Cash | £64,451,000 | £62,468,000 | |
| Total assets less current liabilities | £70,760,000 | £59,851,000 | |
| Net assets | £58,134,000 | £42,577,000 | |
| Equity | £58,134,000 | £42,577,000 | |
| Average employees | 845 | 776 | |
| Wages | £34,084,000 | £33,615,000 | |
| Directors' remuneration | £560,000 | £782,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+6.2%
£345,062,000 £366,384,000
-
Cash
-3.1%
£64,451,000 £62,468,000
-
Net assets
-26.8%
£58,134,000 £42,577,000
-
Employees
-8.2%
845 776
-
Operating profit
+81%
£12,087,000 £21,875,000
-
Profit before tax
+89.6%
£14,150,000 £26,827,000
-
Wages
-1.4%
£34,084,000 £33,615,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 3.5% | 6.0% | |
| Net margin | 3.1% | 5.5% | |
| Return on capital employed | 17.1% | 36.5% | |
| Gearing (liabilities / total assets) | 90.5% | 93.2% | |
| Current ratio | 1.13x | 1.11x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- FIRST CENTRAL INSURANCE MANAGEMENT LIMITED 2008-09-10 → present
- GEMINI INSURANCE MANAGEMENT LIMITED 2008-05-22 → 2008-09-10
- JUPITER INSURANCE SERVICES LIMITED 2008-01-31 → 2008-05-13
Audit & accounting basis
- Accounting basis
- FRS 102, FRS 103
- Reporting scope
- Consolidated group
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have a reasonable expectation that the Company and the Group have adequate resources to continue in operational existence for a period of at least twelve months from the date of approval of the consolidated financial statements. Thus, the Directors continue to adopt the going concern basis in preparing the annual financial statements.”
Group structure
- FIRST CENTRAL INSURANCE MANAGEMENT LIMITED · parent
- 1ST CENTRAL Law Ltd 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 28 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BEGGS, Kirsten Ann | Secretary | 2025-09-26 | — | — |
| CLARK, Zuzana | Director | 2026-04-15 | Jun 1980 | British |
| GUY, Jonathan Simon | Director | 2018-05-02 | Jun 1973 | British |
| LEPPARD, Anthony Stephen | Director | 2026-04-01 | Apr 1958 | British |
| MEADOWS, Shaun Adrian, Mr. | Director | 2013-06-17 | Aug 1963 | British |
| MECKIFFE, Alison Catherine | Director | 2025-06-19 | Dec 1975 | Irish |
| MOSS, Deirdre Denise | Director | 2023-05-01 | Oct 1964 | British |
Show 28 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BREWER, Suzanne | Secretary | 2008-01-31 | 2008-01-31 |
| DEBAES, Suzanne | Secretary | 2013-02-07 | 2025-09-26 |
| DOWLEN, Mitchell Lawrence Edward | Secretary | 2011-09-28 | 2013-02-07 |
| LEONARD, Michael James | Secretary | 2008-01-31 | 2012-02-17 |
| ACOTT, Kenneth John | Director | 2013-02-21 | 2014-03-31 |
| ACOTT, Kenneth John | Director | 2008-09-25 | 2011-02-11 |
| BREWER, Kevin Michael | Director | 2008-01-31 | 2008-01-31 |
| BROWN, Lynda Suzanne | Director | 2010-10-25 | 2011-07-31 |
| BURRELL, Claire Joanne | Director | 2010-10-25 | 2016-06-30 |
| CLARKE, Sally Marie | Director | 2024-04-23 | 2025-07-18 |
| COWLAND, Anne Barbara | Director | 2008-01-31 | 2011-02-11 |
| DOWLEN, Mitchell Lawrence Edward | Director | 2012-08-28 | 2018-06-30 |
| HOWARD, Kevin James | Director | 2014-08-01 | 2018-06-29 |
| JAMES, Andrew Neil | Director | 2013-02-25 | 2019-10-31 |
| KENNEDY, John | Director | 2018-11-14 | 2021-08-31 |
| KITE, James Christopher Alexander | Director | 2022-07-15 | 2025-12-08 |
| LEONARD, Michael James | Director | 2008-01-31 | 2023-01-31 |
| MARINO, Richard Thomas | Director | 2021-04-20 | 2022-11-10 |
| MARR, Glen | Director | 2011-12-06 | 2017-08-31 |
| MCSTRAVICK, Andrew | Director | 2011-06-22 | 2014-01-13 |
| MEYER, Nigel Sinclair | Director | 2022-08-01 | 2026-02-26 |
| PEGG, Robin Douglas | Director | 2011-09-28 | 2012-04-06 |
| ROBERTS, Daniel Jovite | Director | 2014-01-01 | 2014-10-01 |
| SAMPSON, Roy Leonard | Director | 2014-04-29 | 2022-03-31 |
| THOMPSON, Daniel Miles | Director | 2011-01-17 | 2014-06-12 |
| TILLEY, Patrick Anthony | Director | 2008-09-25 | 2011-02-11 |
| TOMASETTI, Ben | Director | 2019-12-24 | 2026-02-26 |
| WOOD, Ian Mark David | Director | 2012-08-30 | 2018-10-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Patrick Tilley | Individual | Significant influence, significant-influence-or-control-as-firm | 2018-04-04 | Ceased 2025-06-30 |
| Mr Kenneth John Acott | Individual | Significant influence, significant-influence-or-control-as-firm | 2018-04-04 | Ceased 2025-01-07 |
| First Central Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, voting-rights-75-to-100-percent-as-firm, Appoints directors | 2016-04-06 | Ceased 2018-04-04 |
Filing timeline
Last 20 of 156 total filings
Material constitutional events — rename, articles re-file, resolution
- 2024-08-08 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-16 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-02 | AP01 | officers | Appoint person director company with name date | |
| 2026-03-05 | TM01 | officers | Termination director company with name termination date | |
| 2026-03-05 | TM01 | officers | Termination director company with name termination date | |
| 2026-02-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-12-10 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-29 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-09-29 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-07-21 | TM01 | officers | Termination director company with name termination date | |
| 2025-07-14 | PSC08 | persons-with-significant-control | Notification of a person with significant control statement | |
| 2025-07-14 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2025-06-25 | AA | accounts | Accounts with accounts type group | |
| 2025-06-20 | AP01 | officers | Appoint person director company with name date | |
| 2025-02-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-01-15 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-08-31 | AA | accounts | Accounts with accounts type group | |
| 2024-08-08 | MA | incorporation | Memorandum articles | |
| 2024-04-25 | AP01 | officers | Appoint person director company with name date | |
| 2024-02-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-11-21 | CH01 | officers | Change person director company with change date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 13
- Capital events
- 0
- Officers appointed
- 4
- Officers resigned
- 5
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.