PEPPER GROUP ANZ HOLDCO LIMITED

• ◆

  1 PSC ceased in last 24 months

  Significant control changed hands — see the Ownership section.

Figures converted to GBP from AUD at 0.534 per AUD (Frankfurter spot rate) — hover any figure for the original. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  —

  Not reported

• Cash

  +41.2%

  £1,582 → £2,234

• Net assets

  +825.8%

  -£31,564,501 → £229,101,655

• Employees

  —

  Not reported

• Profit before tax

  +62.6%

  -£38,932,280 → -£14,549,865

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

1. PEPPER GROUP ANZ HOLDCO LIMITED 2019-10-23 → present
2. ENGAGE CREDIT LIMITED 2014-02-04 → 2019-10-23
3. ENGAGE CREDIT SERVICES LIMITED 2008-03-29 → 2014-02-04

Accounting basis

IFRS

Reporting scope

Standalone (parent only)

Auditor

Deloitte LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“Therefore, the Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future. For this reason, they intend to continue trading and adopt the going concern basis in preparing the financial statements.”

Group structure

1. PEPPER GROUP ANZ HOLDCO LIMITED · parent
   1. Pepper Money Limited Australia 60.53% · Australia
   2. Pepper Group Assets Australia Pty Limited 100% · Australia
   3. Pepper Group Services (Australia) Pty Limited 100% · Australia

Significant events

• “In April 2025 the Company received a dividend from Pepper Money Limited Australia of $18,907,999.”
• “In July 2025 the Company received a special dividend from Pepper Money Limited Australia of $33,288,731. The dividend was declared at $0.125 per share on 266,309,851 shares held by the Company.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

8

last 12 months

Capital events

3

last 24 months

Officers appointed

2

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.