CHARTER MORTGAGES LIMITED

• ◆

  1 PSC ceased in last 24 months

  Significant control changed hands — see the Ownership section.

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  -46.9%

  £1,421,000 → £755,000

• Cash

  -17.3%

  £7,660,000 → £6,338,000

• Net assets

  -78.6%

  £3,908,000 → £837,000

• Employees

  —

  Not reported

• Profit before tax

  -62%

  £1,505,000 → £572,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

1. CHARTER MORTGAGES LIMITED 2011-01-31 → present
2. EXACT CREDIT SOLUTIONS LIMITED 2008-11-17 → 2011-01-31
3. ALNERY NO. 2821 LIMITED 2008-11-14 → 2008-11-17

Accounting basis

IFRS

Reporting scope

Standalone (parent only)

Auditor

Deloitte LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“The Directors have considered the business in assessing going concern to satisfy themselves that the Company has sufficient resources to continue in operational existence for a period in excess of 12 months from the date of this report and have prepared the financial statements on that basis.”

Significant events

• “On 22 September 2025, the Company's immediate parent, CCFSG Holdings Limited (CCFSG) (formerly known as Charter Court Financial Services Group Plc), sold the Company to OSB as part of a legal entity simplification across the Group. The Company became a direct subsidiary of OSB from this date.”
• “During the year the Company paid £3,500k of final dividend to the parent company (2024: an interim dividend of £4,200k).”
• “The Directors have proposed a final dividend of £450k (2024: £3,500k) for the year ended 31 December 2025.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

9

last 12 months

Capital events

0

last 24 months

Officers appointed

1

last 12 months

Officers resigned

1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.