TANDEM MOTOR FINANCE LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-12-22 (in 7mo)
Last made up 2025-12-08
Watchouts
None on the register
Cash
£1M
-16.8% vs 2023
Net assets
-£6M
-0.8% vs 2023
Employees
—
Average over period
Profit before tax
-£61K
-169.8% vs 2023
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | — | — | |
| Operating profit | £87,265 | -£60,890 | |
| Profit before tax | £87,265 | -£60,890 | |
| Net profit | £64,696 | -£48,437 | |
| Cash | £1,654,576 | £1,376,510 | |
| Total assets less current liabilities | -£33,468 | -£81,905 | |
| Net assets | -£5,720,907 | -£5,769,344 | |
| Equity | -£5,720,907 | -£5,769,344 | |
| Average employees | — | — | |
| Wages | — | — | |
| Directors' remuneration | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
—
Not reported
-
Cash
-16.8%
£1,654,576 £1,376,510
-
Net assets
-0.8%
-£5,720,907 -£5,769,344
-
Employees
—
Not reported
-
Operating profit
-169.8%
£87,265 -£60,890
-
Profit before tax
-169.8%
£87,265 -£60,890
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Return on capital employed | -260.7% | 74.3% | |
| Gearing (liabilities / total assets) | 405.3% | 408.6% | |
| Current ratio | 0.98x | 0.96x | |
| Interest cover | 7.46x | — |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- TANDEM MOTOR FINANCE LIMITED 2022-11-02 → present
- OPLO CF LTD 2020-08-03 → 2022-11-02
- 1ST STOP CAR FINANCE LTD 2010-04-06 → 2020-08-03
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Company has received a letter of financial support from TML, confirming its intention and ability to support the Company in operating as a going concern and to settle its liabilities as they fall due. These financial statements have been prepared on a going concern basis. This basis is dependent on: TML maintaining adequate capital to fund its balance sheet and satisfy the Group's capital requirements; TML continuing to support the Company's financial needs as per the letter of financial support; and the Company's function within the wider group as described under Principal Activities.”
Significant events
- “There were no significant events subsequent to the reporting date impacting the Company.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 15 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MALIK, Marriam | Secretary | 2025-03-24 | — | — |
| BEARD, Stephen John | Director | 2020-03-26 | Apr 1977 | British |
| CHANDLER, Neil | Director | 2025-06-30 | Sep 1971 | British |
Show 15 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| GRAY, Michael Stuart | Secretary | 2010-04-06 | 2014-04-05 |
| MOLLART, Alexander John | Secretary | 2014-04-05 | 2025-03-24 |
| ALIKER, Susannah Louise | Director | 2022-01-24 | 2022-12-08 |
| BAKER, Stephen Paul | Director | 2017-10-24 | 2022-01-24 |
| BRODIE, Brian Edward | Director | 2019-06-28 | 2022-01-24 |
| COX, Stewart William | Director | 2018-10-24 | 2020-03-25 |
| ENRIGHT, David | Director | 2010-04-06 | 2018-10-31 |
| GEORGE, Philip Anthony | Director | 2017-03-21 | 2019-06-28 |
| GRAY, Michael Stuart | Director | 2010-04-06 | 2015-07-22 |
| KELLY, Victoria Anne | Director | 2014-06-10 | 2016-01-15 |
| MOLLART, Alexander John | Director | 2010-04-06 | 2025-06-03 |
| ROBINS, Mark Allan | Director | 2017-03-21 | 2022-03-31 |
| SHARP, Richard Mark | Director | 2020-03-26 | 2022-12-31 |
| TAYLOR, Michael James | Director | 2014-06-10 | 2018-10-24 |
| WILLS, Stephen Robert | Director | 2010-04-06 | 2015-08-29 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr David Enright | Individual | Shares 25–50%, Voting 25–50% | 2016-04-06 | Ceased 2016-05-24 |
| Oplo Group Ltd | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 111 total filings
Material constitutional events — rename, articles re-file, resolution
- 2022-11-02 CERTNM Certificate change of name company PDF
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-12-08 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-07-02 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-01 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-10 | AA | accounts | Accounts with accounts type full | |
| 2025-06-09 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-06-09 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-05-01 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-03-25 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-03-25 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-12-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-08-16 | AA | accounts | Accounts with accounts type full | |
| 2023-12-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-11-10 | AA | accounts | Accounts with accounts type full | |
| 2023-04-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-01-03 | TM01 | officers | Termination director company with name termination date | |
| 2022-12-19 | TM01 | officers | Termination director company with name termination date | |
| 2022-11-02 | CERTNM | change-of-name | Certificate change of name company | |
| 2022-08-30 | AA | accounts | Accounts with accounts type full | |
| 2022-07-19 | CH01 | officers | Change person director company with change date | |
| 2022-04-21 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.