BRIGHT STAR FINANCIAL LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-12-21 (in 7mo)
Last made up 2025-12-07
Watchouts
None on the register
Cash
£510K
+45.1% vs 2023
Net assets
£16K
-93.7% lowest in 3 filed years
Employees
54
-5.3% vs 2023
Profit before tax
-£214K
-958.8% vs 2023
Net assets
5-year trend · vs Financials median
Accounts
5-year trend · latest reflected 2024-12-31
| Metric | Trend | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|
| Turnover | — | — | — | £12,353,974 | £9,902,729 | |
| Operating profit | — | — | — | £34,544 | -£205,692 | |
| Profit before tax | — | — | — | £24,864 | -£213,542 | |
| Net profit | — | — | — | £55,129 | -£174,539 | |
| Cash | £636,294 | — | — | £351,522 | £510,131 | |
| Total assets less current liabilities | £534,114 | — | — | £333,860 | £41,305 | |
| Net assets | £332,447 | — | — | £250,177 | £15,638 | |
| Equity | £332,447 | £540,819 | £175,242 | £250,177 | £15,638 | |
| Average employees | 34 | — | — | 57 | 54 | |
| Wages | — | — | — | £2,680,450 | £2,453,927 | |
| Directors' remuneration | — | — | — | £194,943 | £184,669 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
-19.8%
£12,353,974 £9,902,729
-
Cash
+45.1%
£351,522 £510,131
-
Net assets
-93.7%
£250,177 £15,638
lowest in 3 filed years
-
Employees
-5.3%
57 54
-
Operating profit
-695.4%
£34,544 -£205,692
-
Profit before tax
-958.8%
£24,864 -£213,542
-
Wages
-8.5%
£2,680,450 £2,453,927
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|
| Operating margin | — | — | — | 0.3% | -2.1% | |
| Net margin | — | — | — | 0.4% | -1.8% | |
| Return on capital employed | — | — | — | 10.3% | -498.0% | |
| Current ratio | — | — | — | 1.37x | 1.01x | |
| Interest cover | — | — | — | 2.94x | -23.94x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- Xeinadin Audit Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“these financial statements have been prepared on a going concern basis.”
Group structure
- BRIGHT STAR FINANCIAL LIMITED · parent
- Sirius Property Finance Group Ltd 100%
- Bright Mortgages Services Ltd 100%
- Solstar Insurance Brokers Ltd 100%
- Private Label Group Ltd 100%
- Star Finance Group Ltd 100%
Significant events
- “The above year on year decreases in our KPIs are reflective of the difficult year the Group has experienced within the challenging economic climate. Following the significant restructuring within the management team and staff of one of the Group entities in the prior year, this year has seen significant investment and realignment within the business to prepare it for future success.”
- “The Director believes that the restructuring and changes which the Group experienced in 2023 and completed during 2024 will allow it to emerge stronger, better organised, and more focused. The final quarter of 2024 showed this view to be true with the strong forecast for 2025 and beyond for the business.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
2 active · 4 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| LLOYD-HAYWARD, William Albert | Secretary | 2024-02-28 | — | — |
| JUPP, Robert Paul | Director | 2011-01-13 | Jul 1971 | British |
Show 4 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ROBINSON, Paul James | Secretary | 2015-07-14 | 2024-02-28 |
| MOORE, Bradley David | Director | 2011-01-13 | 2014-01-21 |
| ROBINSON, Paul James | Director | 2010-12-07 | 2011-01-19 |
| THOMPSON, Krisjen Peter | Director | 2011-01-13 | 2012-12-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Peter Brodnicki | Individual | Shares 25–50%, Voting 25–50% | 2022-02-09 | Active |
| Mrs Clare Louise Jupp | Individual | Shares 25–50%, Voting 25–50% | 2016-04-06 | Ceased 2022-02-09 |
| Mr Robert Paul Jupp | Individual | Shares 25–50%, Voting 25–50% | 2016-04-06 | Active |
Filing timeline
Last 20 of 67 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-07 | CH03 | officers | Change person secretary company with change date | |
| 2025-12-16 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-05 | AA | accounts | Accounts with accounts type group | |
| 2025-01-22 | SH06 | capital | Capital cancellation shares | |
| 2025-01-22 | SH03 | capital | Capital return purchase own shares | |
| 2025-01-20 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-05-07 | AA | accounts | Accounts with accounts type group | |
| 2024-02-28 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-02-28 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-12-07 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-07-24 | AAMD | accounts | Accounts amended with accounts type small | |
| 2023-04-17 | AA | accounts | Accounts with accounts type small | |
| 2023-03-23 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2023-03-23 | PSC01 | persons-with-significant-control | Notification of a person with significant control | |
| 2023-03-17 | SH03 | capital | Capital return purchase own shares | |
| 2023-03-13 | AD01 | address | Change registered office address company with date old address new address | |
| 2023-03-10 | SH06 | capital | Capital cancellation shares | |
| 2023-03-09 | SH01 | capital | Capital allotment shares | |
| 2023-01-09 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-09-27 | AA | accounts | Accounts with accounts type small |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 2
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.