J.P. MORGAN PERSONAL INVESTING LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-02-07 (in 9mo)
Last made up 2026-01-24
Watchouts
None on the register
Cash
£110M
+25.2% vs 2023
Net assets
£142M
+73.3% vs 2023
Employees
360
+24.1% vs 2023
Profit before tax
-£40M
+9% vs 2023
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £31,356,068 | £39,298,748 | |
| Operating profit | -£44,046,425 | -£41,969,597 | |
| Profit before tax | -£43,808,165 | -£39,858,626 | |
| Net profit | -£43,808,165 | -£39,858,626 | |
| Cash | £87,961,305 | £110,110,980 | |
| Total assets less current liabilities | £81,994,202 | £142,135,576 | |
| Net assets | £81,994,202 | £142,135,576 | |
| Equity | £81,994,202 | £142,135,576 | |
| Average employees | 290 | 360 | |
| Wages | £23,385,149 | £22,091,605 | |
| Directors' remuneration | £118,968 | £148,201 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+25.3%
£31,356,068 £39,298,748
-
Cash
+25.2%
£87,961,305 £110,110,980
-
Net assets
+73.3%
£81,994,202 £142,135,576
-
Employees
+24.1%
290 360
-
Operating profit
+4.7%
-£44,046,425 -£41,969,597
-
Profit before tax
+9%
-£43,808,165 -£39,858,626
-
Wages
-5.5%
£23,385,149 £22,091,605
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | -140.5% | -106.8% | |
| Net margin | -139.7% | -101.4% | |
| Return on capital employed | -53.7% | -29.5% | |
| Gearing (liabilities / total assets) | 19.7% | 11.8% | |
| Current ratio | 4.75x | 6.93x | |
| Interest cover | -11560.74x | -27905.32x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation — the current trading name was adopted 2025-10-24
- J.P. MORGAN PERSONAL INVESTING LIMITED 2025-10-24 → present
- NUTMEG SAVING AND INVESTMENT LIMITED 2012-05-23 → 2025-10-24
- HUNGRY FINANCE LIMITED 2011-01-24 → 2012-05-23
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“It is the policy of the Firm, JPMorgan Chase & Co., to provide the Company with support as required to maintain adequate capital and liquidity levels. The directors have concluded that this allows the Company to continue as a going concern for the foreseeable future.”
Significant events
- “On 28 June 2024 (2023: 2 October 2023), the Company issued additional share capital of £100 million (2023: £70 million) through the issuance of 1,000 (2023: 1,000) ordinary shares to JPMorgan Chase Holdings LLC.”
- “In 2024, this included the exiting of a partnership, a decision which was in the best interest of the long-term strategy of the business and its stakeholders to support the long-term growth prospects.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
8 active · 31 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| O'MALLEY, Danielle | Secretary | 2025-09-23 | — | — |
| J. P. MORGAN SECRETARIES (UK) LIMITED | Corporate Secretary | 2021-09-24 | — | — |
| ABA, Christophe | Director | 2025-09-30 | Aug 1977 | French |
| ADAMSON, Clive Peter | Director | 2021-09-24 | Mar 1956 | British |
| CROZIER, Richard | Director | 2026-03-12 | Sep 1975 | British |
| MCMANUS, James Alexander | Director | 2026-02-05 | Sep 1986 | British |
| MELLING, Matthew Paul | Director | 2022-03-15 | Mar 1971 | British |
| WANG, Alice | Director | 2021-09-24 | Apr 1960 | American |
Show 31 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| PATEL, Hina | Secretary | 2021-09-24 | 2025-07-18 |
| TAYLOR WESSING SECRETARIES LIMITED | Corporate Secretary | 2011-01-24 | 2021-09-24 |
| AEGERTER, Daniel Simon | Director | 2012-10-30 | 2019-03-08 |
| AEGERTER, Daniel Simon | Director | 2012-03-30 | 2012-10-05 |
| ALEXANDER, Neil Ross | Director | 2018-06-13 | 2022-04-30 |
| ANDERSON, Craig Brian | Director | 2011-08-10 | 2021-09-24 |
| BUNTING, Timothy Brian | Director | 2014-07-07 | 2019-03-08 |
| BURSBY, Richard Michael | Director | 2011-01-24 | 2011-01-26 |
| CHEN, Johnny | Director | 2016-12-15 | 2020-12-31 |
| CHENG, Roman | Director | 2019-05-09 | 2021-09-24 |
| CLARK, Stephen | Director | 2014-02-17 | 2021-09-24 |
| COWLES, Lee Andrew | Director | 2013-02-20 | 2016-04-15 |
| GATRELL, Matthew Christopher | Director | 2024-05-09 | 2026-01-30 |
| GATRELL, Matthew Christopher | Director | 2020-05-13 | 2021-09-24 |
| GEORGE, Nicholas | Director | 2012-10-30 | 2019-03-08 |
| HAYWARD, James Paul | Director | 2020-12-11 | 2021-09-24 |
| HUANG, I Meng | Director | 2017-10-26 | 2019-03-08 |
| HUNGERFORD, Nicholas Walter | Director | 2011-01-26 | 2019-03-08 |
| MOENS, Marc Frans Julia | Director | 2011-04-14 | 2011-08-10 |
| PORT, Shaun Peter Alan | Director | 2018-07-05 | 2019-03-08 |
| PYE, David John | Director | 2011-10-06 | 2012-10-30 |
| REEVE, William | Director | 2018-12-21 | 2021-09-24 |
| SOMANI, Sanjiv Dwarka | Director | 2022-11-17 | 2023-08-06 |
| STEAD, Martin Clive | Director | 2016-05-13 | 2019-12-11 |
| TODD, William Robert | Director | 2011-02-01 | 2014-08-12 |
| TOSATO, Massimo | Director | 2014-07-07 | 2016-12-31 |
| VISWANATHAN, Sanoke | Director | 2023-11-17 | 2024-05-09 |
| YAP, Hock | Director | 2020-12-31 | 2021-09-24 |
| YARED, Rana | Director | 2019-04-03 | 2020-03-04 |
| HUNTSMOOR LIMITED | Corporate Director | 2011-01-24 | 2011-01-26 |
| HUNTSMOOR NOMINEES LIMITED | Corporate Director | 2011-01-24 | 2011-01-26 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 276 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-10-24 CERTNM Certificate change of name company
- 2025-10-24 CONNOT Change of name notice
- 2024-04-23 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-03-23 | AP01 | officers | Appoint person director company with name date | |
| 2026-02-27 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2026-02-19 | RP01AP01 | officers | Replacement filing of director appointment with name | |
| 2026-02-19 | AP01 | officers | Appoint person director company with name date | |
| 2026-02-13 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-27 | MISC | miscellaneous | Miscellaneous | |
| 2025-10-24 | ANNOTATION | |||
| 2025-10-24 | CERTNM | change-of-name | Certificate change of name company | |
| 2025-10-24 | CONNOT | change-of-name | Change of name notice | |
| 2025-10-17 | SH01 | capital | Capital allotment shares | |
| 2025-10-02 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-30 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-07-29 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-07-07 | AA | accounts | Accounts with accounts type full | |
| 2025-02-04 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-07-17 | AA | accounts | Accounts with accounts type full | |
| 2024-07-05 | SH01 | capital | Capital allotment shares | |
| 2024-05-17 | AP01 | officers | Appoint person director company with name date | |
| 2024-05-17 | TM01 | officers | Termination director company with name termination date | |
| 2024-04-23 | MA | incorporation | Memorandum articles |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 14
- Capital events
- 2
- Officers appointed
- 4
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.