BENCHMARK FINANCIAL PLANNING LIMITED
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Cash
£0
Latest balance sheet
Net assets
£10m
-38.1% vs 2024
Employees
0
Average over period
Profit before tax
-£6.5m
-28.5% lowest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £18,030,000 | £21,664,000 | £21,385,000 | -1.3% | |
| Operating profit | -£6,299,000 | -£4,710,000 | -£6,982,000 | -48.2% | |
| Profit before tax | -£6,423,000 | -£5,042,000 | -£6,481,000 | -28.5% | |
| Net profit | -£6,345,000 | -£5,319,000 | -£6,264,000 | -17.8% | |
| Cash | — | £0 | £0 | — | |
| Total assets less current liabilities | £6,194,000 | £17,593,000 | £10,563,000 | -40% | |
| Net assets | £2,558,000 | £16,439,000 | £10,175,000 | -38.1% | |
| Equity | £2,558,000 | £16,439,000 | £10,175,000 | -38.1% | |
| Average employees | 0 | 0 | 0 | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | £374,000 | £367,000 | £294,000 | -19.9% | |
| Directors' pension contributions | £28,000 | £32,000 | £8,000 | -75% | |
| Highest paid director | £204,000 | £239,000 | £132,000 | -44.8% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | -34.9% | -21.7% | -32.6% | |
| Net margin | -35.2% | -24.6% | -29.3% | |
| Return on capital employed | -101.7% | -26.8% | -66.1% | |
| Gearing (liabilities / total assets) | 90.9% | 66.8% | 70.4% | |
| Current ratio | 0.11x | 0.68x | 0.34x | |
| Interest cover | -43.74x | -11.46x | -17.54x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- BENCHMARK FINANCIAL PLANNING LIMITED 2022-11-07 → present
- ASPECT8 LIMITED 2011-03-21 → 2022-11-07
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“the Directors are satisfied that, at the time of approving the financial statements, there is a reasonable expectation that the Company has adequate resources to continue in operational existence for 12 months... continue to adopt the going concern basis in preparing the accounts.”
Group structure
- BENCHMARK FINANCIAL PLANNING LIMITED · parent
- Cusack Financial Management Limited 100%
- Jenkins Financial Planning Limited 100%
- Verum Financial LLP 99%
Significant events
- “On 9th January 2026, the Company acquired the customer relationships of a financial advisor by way of the acquisition of the entire issued share capital of Caroline Banks & Associates Limited.”
- “On the 12th February 2026, the Board of Schroders plc... reached a preliminary agreement with Pantheon LLC, a wholly-owned subsidiary of Nuveen, LLC, on the financial terms of a possible offer to acquire the entire issued and to be issued ordinary share capital of Schroders plc.”
- “On 5th April 2026, the Company acquired the customer relationships of a financial advisor by way of the acquisition of the entire issued share capital of Oculus Wealth Management (Manchester) Limited.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 11 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ADAMS, Elizabeth May | Secretary | 2026-09-23 | — | — |
| DYMOTT, Edward | Director | 2021-11-10 | Jan 1979 | British |
| FITZGERALD, Helen Louise | Director | 2025-02-27 | Jun 1981 | British |
| HARRISON, Wesley Sinclair | Director | 2024-11-28 | Dec 1980 | British |
| SEJPAL, Karan Jitendra | Director | 2025-11-21 | Apr 1980 | British |
Show 11 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| SCHRODER CORPORATE SERVICES LIMITED | Corporate Secretary | 2024-11-29 | 2026-09-23 |
| ARIAS, Michael Andrew | Director | 2014-07-15 | 2021-03-31 |
| COOKE, Ian Robert | Director | 2011-03-22 | 2022-01-13 |
| FITZSIMONS, Craig | Director | 2021-09-01 | 2024-12-16 |
| FRENCH, Joanne Marie Gilroy | Director | 2021-10-01 | 2022-01-31 |
| KAHAN, Barbara | Director | 2011-03-21 | 2011-03-21 |
| LASENBY, James John | Director | 2011-03-22 | 2019-02-12 |
| O'SULLIVAN, Peter Stephen | Director | 2019-05-31 | 2024-12-16 |
| POTTER, Brian Malcolm | Director | 2014-12-05 | 2020-12-21 |
| SARGISSON, Timothy Charles | Director | 2023-08-01 | 2023-11-24 |
| WHITE, David Jason | Director | 2021-09-07 | 2023-10-09 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Benchmark Capital Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 71 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-04-11 MA Memorandum articles
- 2026-04-11 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-10-02 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-10-01 | TM02 | officers | Termination secretary company with name termination date | |
| 2026-09-29 | AA | accounts | Accounts with accounts type full | |
| 2026-04-11 | MA | incorporation | Memorandum articles | |
| 2026-04-11 | RESOLUTIONS | resolution | Resolution | |
| 2025-12-01 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-12 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-10-06 | AA | accounts | Accounts with accounts type full | |
| 2025-03-13 | AP01 | officers | Appoint person director company with name date | |
| 2025-01-31 | AA | accounts | Accounts with accounts type full | |
| 2024-12-16 | TM01 | officers | Termination director company with name termination date | |
| 2024-12-16 | TM01 | officers | Termination director company with name termination date | |
| 2024-12-13 | AP04 | officers | Appoint corporate secretary company with name date | |
| 2024-12-05 | SH01 | capital | Capital allotment shares | |
| 2024-12-04 | AP01 | officers | Appoint person director company with name date | |
| 2024-11-18 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-01-11 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2023-12-06 | SH01 | capital | Capital allotment shares | |
| 2023-11-29 | TM01 | officers | Termination director company with name termination date | |
| 2023-11-08 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 8
- Capital events
- 1
- Officers appointed
- 2
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.