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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2027-01-31 (in 8mo)

Last made up 2026-01-17

Watchouts

None on the register

Cash

Latest balance sheet

Net assets

Equity attributable

Employees

Average over period

Profit before tax

-£8M

+22.9% vs 2023

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Turnover £6,362,000£5,841,000
Operating profit
Profit before tax -£9,823,000-£7,575,000
Net profit -£9,660,000-£7,374,000
Cash
Total assets less current liabilities
Net assets
Equity £29,136,000£33,762,000
Average employees
Wages
Directors' remuneration

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Net margin -151.8%-126.2%

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Name history

Renamed 1 time since incorporation

  1. UNDERWRITEME LIMITED 2012-03-01 → present
  2. 123TERMS LIMITED 2012-01-17 → 2012-03-01

Audit & accounting basis

Accounting basis
IFRS
Reporting scope
Standalone (parent only)
Auditor
Deloitte LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The Directors have considered the capital resources, future forecast financial performance, current exposure to market uncertainties and principal risks, and any other material changes which could impact the UnderwriteMe group and the Directors believe the Company will continue in operational existence for the foreseeable future. Accordingly, they continue to adopt the going concern basis in preparing the financial statements.”

Group structure

  1. UNDERWRITEME LIMITED · parent
    1. UnderwriteMe Technology Solutions Limited 1% · UK · develop the software products
    2. UnderwriteMe Australia Pty Limited 1% · Australia · market and licence the software products in Australia and New Zealand and to provide management services to UMTS Singapore Branch

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

6 active · 13 resigned

Name Role Appointed Born Nationality
MILLER, William Secretary 2021-03-25
DORAN, Andrew Director 2025-04-02 Feb 1981 British
EVANS, Julie Ann Director 2018-10-01 Mar 1969 British
FERNANDEZ, Fabienne Marie Director 2023-06-16 Apr 1983 French
GILL, Andrew Peter Director 2024-09-09 Apr 1976 Australian
HOWELL, David Ralph Director 2012-05-18 Jan 1967 British
Show 13 resigned officers
Name Role Appointed Resigned
BLAZEY, Joanna Magdalena Secretary 2018-09-11 2019-03-07
BLAZEY, Joanna Magdalena Secretary 2015-01-15 2017-06-26
GURNEY, David Jacob Secretary 2012-06-15 2015-01-15
HUDSON, Melissa Rowena Secretary 2017-06-26 2018-09-11
STERLING, Rachel Secretary 2019-03-07 2021-03-25
COPP, Warren Basil Director 2017-03-06 2022-05-30
DUGGAL, Shanti Prakash Director 2012-01-17 2017-01-01
HAYWARD, Duncan Leigh Director 2012-05-18 2023-05-31
MCLEAN, Ian Robert Director 2021-05-21 2022-09-28
MOLONEY, Kerri Michelle Director 2022-05-30 2024-09-09
TAIT, James Malcolm Director 2012-05-18 2025-04-01
WERTH, Martin David Director 2020-11-01 2024-03-28
WERTH, Martin David Director 2012-01-17 2020-04-01

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Pacific Life Re Services Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2016-04-06 Ceased 2021-01-04

Filing timeline

Last 20 of 146 total filings

Date Type Category Description
2026-02-24 CH01 officers Change person director company with change date PDF
2026-01-23 CS01 confirmation-statement Confirmation statement with updates PDF
2025-08-27 AA accounts Accounts with accounts type full
2025-08-27 CH01 officers Change person director company with change date PDF
2025-04-16 AP01 officers Appoint person director company with name date PDF
2025-04-15 TM01 officers Termination director company with name termination date PDF
2025-02-13 SH01 capital Capital allotment shares PDF
2025-01-20 CS01 confirmation-statement Confirmation statement with updates PDF
2024-09-10 AP01 officers Appoint person director company with name date PDF
2024-09-09 TM01 officers Termination director company with name termination date PDF
2024-07-25 AA accounts Accounts with accounts type full
2024-03-28 TM01 officers Termination director company with name termination date PDF
2024-02-20 SH01 capital Capital allotment shares PDF
2024-01-19 CS01 confirmation-statement Confirmation statement with updates PDF
2023-08-14 AP01 officers Appoint person director company with name date PDF
2023-08-07 TM01 officers Termination director company with name termination date PDF
2023-06-23 AA accounts Accounts with accounts type full
2023-04-20 AD01 address Change registered office address company with date old address new address PDF
2023-04-03 SH01 capital Capital allotment shares PDF
2023-01-23 CS01 confirmation-statement Confirmation statement with updates PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
4

last 12 months

Capital events
1

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page