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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-07-12 (in 2mo)

Last made up 2025-06-28

Watchouts

None on the register

Cash

£7M

USD 9,327,307

+17.8% vs 2023

Net assets

£9M

USD 12,423,395

+48.1% highest in 4 filed years

Employees

7

+16.7% highest in 4 filed years

Profit before tax

£8M

USD 10,715,233

+130.9% highest in 4 filed years

Accounts

4-year trend · latest reflected 2024-12-31

Metric Trend 2019-12-312020-12-312023-12-312024-12-31
Turnover £674,852£413,732£7,644,054£13,683,546
Operating profit £526,213£369,724£3,384,731£7,836,319
Profit before tax £554,687£380,873£3,468,667£8,010,191
Net profit £2,648,880£6,005,436
Cash £7,269,986£5,987,568£5,918,279£6,972,645
Total assets less current liabilities £5,128,794£5,355,566
Net assets £5,128,794£5,355,566£6,271,902£9,287,131
Equity £5,128,794£5,355,566£6,271,902£9,287,131
Average employees 0067
Wages £2,519,080£3,575,878
Directors' remuneration £2,798,321£3,267,262

Figures converted to GBP from USD at 0.748 per USD (Frankfurter spot rate) — hover any figure for the original. indicates the figure wasn't present under that line item in that period. About these numbers

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2019-12-312020-12-312023-12-312024-12-31
Operating margin 78.0%89.4%44.3%57.3%
Net margin 34.7%43.9%
Return on capital employed 10.3%6.9%
Current ratio 8.57x3.80x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Name history

Renamed 3 times since incorporation

  1. INIGO MANAGING AGENT LIMITED 2021-04-28 → present
  2. STARSTONE UNDERWRITING LIMITED 2015-11-26 → 2021-04-28
  3. TORUS UNDERWRITING MANAGEMENT LIMITED 2013-03-26 → 2015-11-26
  4. TORUS MA LIMITED 2012-04-20 → 2013-03-26

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
KPMG LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The Directors of IMAL have prepared the financial statements on a going concern basis. They have reasonable expectation that the Company has adequate resources to continue in operational existence for at least a twelve month period from the date of issue of these financial statements.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

10 active · 40 resigned

Name Role Appointed Born Nationality
BARRETT, Colm Donal Secretary 2023-06-22
BOWE, Amanda Helen Director 2022-08-08 Feb 1968 British
BRIDGES, Stuart John Director 2021-03-15 Sep 1960 British
CIFELLI, Siobhan Caroline Director 2021-03-15 Jun 1964 British
DAVIES, Howard John, Sir Director 2021-03-15 Feb 1951 British
DEAN, James William Director 2021-03-15 Nov 1957 British
HARTLEY, Vanessa Sarah Director 2021-03-15 Nov 1972 British
MERRETT, Russell Mark Director 2021-03-12 Aug 1966 British
THORNBERRY, Richard Gerald Director 2026-02-02 Dec 1958 American
WATSON, Richard Colin Director 2021-03-15 May 1963 British
Show 40 resigned officers
Name Role Appointed Resigned
EFFS, Romeo Secretary 2023-01-11 2023-06-21
FRENCH, Simon Secretary 2012-12-03 2014-01-22
GRAVES, Karen Secretary 2021-03-15 2021-10-04
HEXTALL, Siobhan Mary Secretary 2014-05-15 2021-03-15
MANKIEWITZ, Robert Werner Secretary 2012-07-25 2014-04-01
TRAXLER, Clare Ellis Secretary 2021-10-04 2023-01-11
TRAXLER, Clare Ellis Secretary 2014-04-01 2021-03-15
CALLIDUS SECRETARIES LIMITED Corporate Secretary 2012-04-20 2012-12-03
AGNEW, Andrew Edelsten Director 2018-11-30 2021-03-15
ALECOCK, Angela Director 2012-11-23 2016-09-22
ATTWOOD, Neil St John Director 2012-07-11 2015-03-31
BARRETT, Colm Donal Director 2019-03-11 2021-03-15
BARTON, Nigel Anthony Director 2013-02-19 2017-12-31
CLIFF, Alexandra Louise Director 2016-11-16 2019-03-28
DELHAISE, Rachel Mary Director 2016-11-01 2021-03-15
DIMMOCK, Ben Director 2019-11-27 2021-03-15
FILLINGHAM, Tim Director 2016-11-01 2019-04-29
GILMOUR, Ewen Hamilton Director 2015-02-19 2021-03-15
GLOVER, Michael Logan Director 2012-04-20 2012-07-25
GRAINGER, Richard Hugh Director 2016-10-17 2018-12-31
HANFORD, Tim John Director 2021-03-15 2026-02-02
HARRIS, Timothy Walter Director 2012-07-11 2014-05-16
HURST-BANNISTER, Barnabas John Director 2012-07-11 2015-03-24
KEAN, Susan Patricia Director 2021-03-15 2021-11-17
KIRBY, Dominic James Director 2012-07-11 2015-03-31
LEE-TSANG-TAN, Laurence Fu-Ta Director 2012-07-11 2014-10-31
LOWE, Rupert James Graham Director 2012-08-15 2014-12-10
MAINA, George Muiruri Director 2018-12-17 2020-02-10
MESSAGE, David Roy Director 2015-07-14 2017-12-31
O'DONOHOE, Dermot Joseph Director 2012-07-11 2014-05-15
O'SHEA, Paul James Director 2014-05-15 2016-11-01
PHINN, Richard Leslie Director 2015-11-04 2017-07-21
SCHNORR, Simon Carl Director 2020-01-03 2020-11-15
SMITH, Demian Grosset Director 2014-08-11 2018-09-19
TIERNAN, Patrick Colm Director 2015-06-15 2016-12-31
TRUMAN, Darren Scott Director 2015-07-14 2021-06-01
URRY, Simon Philip Director 2017-10-12 2019-12-31
WARDROP, John Mitchell Director 2015-01-15 2021-03-15
WEST, Philip John Director 2020-07-15 2021-03-15
WILKES, Theo James Rickus Director 2015-06-10 2016-11-01

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Inigo Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2021-03-15 Active
Enstar Group Limited Corporate entity Shares 50–75%, Voting 50–75%, Appoints directors 2016-04-06 Ceased 2021-03-15

Filing timeline

Last 20 of 147 total filings

Date Type Category Description
2026-02-03 AP01 officers Appoint person director company with name date PDF
2026-02-03 TM01 officers Termination director company with name termination date PDF
2025-08-27 AD01 address Change registered office address company with date old address new address PDF
2025-07-11 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-05-19 AA accounts Accounts with accounts type full
2024-08-06 AA accounts Accounts with accounts type full
2024-06-28 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-04-09 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-07-06 TM02 officers Termination secretary company with name termination date PDF
2023-07-06 AP03 officers Appoint person secretary company with name date PDF
2023-06-30 AA accounts Accounts with accounts type full
2023-05-04 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-01-29 AP03 officers Appoint person secretary company with name date PDF
2023-01-29 TM02 officers Termination secretary company with name termination date PDF
2022-08-21 AP01 officers Appoint person director company with name date PDF
2022-08-09 AA accounts Accounts with accounts type full
2022-04-27 CS01 confirmation-statement Confirmation statement with updates PDF
2022-03-24 AAMD accounts Accounts amended with accounts type full
2021-12-07 TM01 officers Termination director company with name termination date PDF
2021-11-01 AP03 officers Appoint person secretary company with name date

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
5

last 12 months

Capital events
0

last 24 months

Officers appointed
1

last 12 months

Officers resigned
1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page