PHILLIPS & COHEN ASSOCIATES INTERNATIONAL, LTD

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  +21.8%

  £22,829,559 → £27,797,009

• Cash

  +21.4%

  £6,982,001 → £8,476,574

• Net assets

  +0.1%

  £7,124,698 → £7,128,535

• Employees

  +12.5%

  255 → 287

• Operating profit

  +11.5%

  £3,033,934 → £3,381,513

• Profit before tax

  -2.8%

  £2,489,468 → £2,418,601

• Wages

  +17.7%

  £10,264,129 → £12,083,088

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102

Reporting scope

Consolidated group

Auditor

EisnerAmper Audit Limited

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's or the parent company's ability to continue as a going concern for a period of at least twelve months from the date when the financial statements are authorised for issue.”

Group structure

1. PHILLIPS & COHEN ASSOCIATES INTERNATIONAL, LTD · parent
   1. Phillips and Cohen Associates (UK) Limited 100% · UK
   2. PCA Acquisitions (UK) Limited 100% · UK
   3. Phillips and Cohen Associates (Australia) Pty Ltd 80% · Australia
   4. Invenio Financial (Australia) Pty Ltd 100% · Australia
   5. Phillips and Cohen Associates (Ireland) Ltd 100% · Ireland
   6. Phillips and Cohen Associates (Iberia), SL 100% · Spain
   7. Phillips and Cohen Associates (Deutschland) GmbH 100% · Germany
   8. PCA Acquisitions (Iberia) Limited 100% · Ireland
   9. PCA Acquisitions (Deutschland) Limited 100% · Ireland
   10. Estate Resolution Technologies (UK) Limited 100% · UK
   11. Ardent Credit Services Limited 100% · UK
   12. Kind Call Limited 100% · UK

Significant events

• “During 2024 Estate Resolution Technologies (UK) Ltd acquired Kind Call Ltd, a fintech company providing a probate notification platform. The purchase was funded by a combination of cash and external financing.”
• “The Group also took a write down against the German entity's intercompany account of £0.4m. This has been shown as an exceptional administrative expense in the financial statements and a decision has been made to close this business in 2025.”
• “On 26 March 2025, the PCA Group refinanced the business' debt and consequently the facility with Wilmington Trust was re-paid.”
• “These loans were paid in full on 26 March 2025 as a part of group loan restructure and syndication project.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

5

last 12 months

Capital events

0

last 24 months

Officers appointed

0

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.