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FAIR OAKS CAPITAL LTD

#08260598 · Active · Incorporated 2012-10-19 (13y 7m) · Last filing 2026-04-04 (1mo ago)
Financials · SIC 66300 · K Financial & Insurance Activities · Full accounts

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Next accounts due

2027-08-31 (in 1y)

Last filed for 2025-11-30

Confirmation statement due

2026-11-01 (in 6mo)

Last made up 2025-10-18

Watchouts

1 item

Cash

£4M

+28.5% vs 2024

Net assets

£4M

+28.5% vs 2024

Employees

18

0% vs 2024

Profit before tax

£3M

+62.1% vs 2024

Watchouts

Facts from the Companies House register and the latest accounts — not a rating

Accounts

2-year trend · latest reflected 2025-11-30

Metric Trend 2024-11-302025-11-30
Turnover £10,811,148£11,605,096
Operating profit £1,919,275£3,197,987
Profit before tax £1,998,419£3,239,139
Net profit £1,494,558£2,423,482
Cash £3,084,724£3,964,322
Total assets less current liabilities £3,335,086£4,237,381
Net assets £3,246,161£4,170,939
Equity £3,246,161£4,170,939
Average employees 1818
Wages £4,755,476£4,164,522
Directors' remuneration £580,249£596,218

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Year-on-year

FY2024 → FY2025 · period ending 2025-11-30 vs 2024-11-30

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2024-11-302025-11-30
Operating margin 17.8%27.6%
Net margin 13.8%20.9%
Return on capital employed 57.5%75.5%
Current ratio 2.12x2.52x
Interest cover 10843.36x—

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Name history

Renamed 1 time since incorporation

  1. FAIR OAKS CAPITAL LTD 2014-04-15 → present
  2. GMB ADVISORS LTD 2012-10-19 → 2014-04-15

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
BDO LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“As such, the directors have reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future. Accordingly, they continue to adopt the going concern basis in preparing financial statements.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

3 active · 1 resigned

Name Role Appointed Born Nationality
CARVELL, Charles Secretary 2016-02-04 — —
COYLE, Roger Director 2015-04-22 Jun 1974 Irish
RAMOS FUENTENEBRO, Miguel Angel Director 2012-10-19 Jul 1970 Spanish
Show 1 resigned officer
Name Role Appointed Resigned
THROGMORTON SECRETARIES LLP Corporate Secretary 2014-05-19 2016-02-04

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Palomar Partners Limited Corporate entity Shares 50–75%, Voting 50–75% 2024-07-18 Active
White Mountains Insurance Group, Ltd Corporate entity Shares 25–50% 2019-04-05 Active
Mr Miguel Angel Ramos Fuentenebro Individual Shares 50–75%, Voting 50–75% 2016-04-06 Ceased 2024-07-18
Mr Roger Coyle Individual Shares 25–50%, Voting 25–50% 2016-04-06 Ceased 2019-02-13

Filing timeline

Last 20 of 59 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2021-04-26 MA Memorandum articles
  • 2021-04-26 RESOLUTIONS Resolution
Date Type Category Description
2026-04-04 AA accounts Accounts with accounts type full
2025-10-20 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-10-13 CH01 officers Change person director company with change date PDF
2025-10-10 CH01 officers Change person director company with change date PDF
2025-09-03 AA accounts Accounts with accounts type full
2024-10-30 CS01 confirmation-statement Confirmation statement with updates PDF
2024-08-13 AA accounts Accounts with accounts type full
2024-07-19 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2024-07-19 PSC02 persons-with-significant-control Notification of a person with significant control PDF
2023-10-19 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-10-19 AD02 address Change sail address company with old address new address PDF
2023-08-23 AA accounts Accounts with accounts type full
2022-11-01 AD01 address Change registered office address company with date old address new address PDF
2022-11-01 CS01 confirmation-statement Confirmation statement with no updates PDF
2022-08-19 AA accounts Accounts with accounts type full
2021-10-18 CS01 confirmation-statement Confirmation statement with no updates PDF
2021-08-04 AA accounts Accounts with accounts type full
2021-04-26 MA incorporation Memorandum articles
2021-04-26 RESOLUTIONS resolution Resolution
2020-11-06 CS01 confirmation-statement Confirmation statement with updates PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
5

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page