CORAL INSURANCE SERVICES LIMITED
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Next accounts due
2027-03-31 (in 10mo)
Last filed for 2025-06-30
Confirmation statement due
2026-05-13
Overdue
Watchouts
Cash
£1M
+99% vs 2024
Net assets
£632K
+44.4% vs 2024
Employees
—
Average over period
Profit before tax
£194K
+1,425.2% vs 2024
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Confirmation statement overdue
Due 2026-05-13.
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-06-30
| Metric | Trend | 2024-06-30 | 2025-06-30 |
|---|---|---|---|
| Turnover | £4,329,515 | £5,997,876 | |
| Operating profit | £13,963 | £188,634 | |
| Profit before tax | £12,742 | £194,341 | |
| Net profit | £12,742 | £194,341 | |
| Cash | £596,908 | £1,188,027 | |
| Total assets less current liabilities | — | — | |
| Net assets | £437,465 | £631,806 | |
| Equity | £437,465 | £631,806 | |
| Average employees | — | — | |
| Wages | — | — | |
| Directors' remuneration | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-06-30 vs 2024-06-30
-
Turnover
+38.5%
£4,329,515 £5,997,876
-
Cash
+99%
£596,908 £1,188,027
-
Net assets
+44.4%
£437,465 £631,806
-
Employees
—
Not reported
-
Operating profit
+1,251%
£13,963 £188,634
-
Profit before tax
+1,425.2%
£12,742 £194,341
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-06-30 | 2025-06-30 |
|---|---|---|---|
| Operating margin | 0.3% | 3.1% | |
| Net margin | 0.3% | 3.2% | |
| Gearing (liabilities / total assets) | 83.7% | 84.3% | |
| Current ratio | 1.19x | 1.19x | |
| Interest cover | 0.53x | 8.00x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- CORAL INSURANCE SERVICES LIMITED 2014-01-07 → present
- CORAL ADMINISTRATION SERVICES LIMITED 2013-04-29 → 2014-01-07
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- RSM UK Audit LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors are satisfied that the Company has adequate resources and continued support from its parent to maintain its operations for the foreseeable future and they continue to adopt the going concern basis of accounting in preparing the financial statements.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 3 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| SINFIELD, Lucy | Secretary | 2016-07-31 | — | — |
| JOYCE, Tania Susan | Director | 2025-08-12 | Jun 1966 | British |
| LEECH, Ian Robert | Director | 2013-04-29 | Jan 1960 | British |
| WOOLHAM, Shirley Louise | Director | 2018-08-13 | Dec 1972 | British |
Show 3 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| LEECH, Ian Robert | Secretary | 2013-04-29 | 2016-07-31 |
| KLINKERT, Stephen | Director | 2013-07-01 | 2019-09-30 |
| WINSLOW, Peter Anthony | Director | 2013-04-29 | 2016-07-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Bhl (Uk) Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 46 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-02-23 | AA | accounts | Accounts with accounts type full | |
| 2025-10-15 | CH01 | officers | Change person director company with change date | |
| 2025-08-13 | AP01 | officers | Appoint person director company with name date | |
| 2025-04-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-12-03 | AA | accounts | Accounts with accounts type full | |
| 2024-04-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-03-30 | AA | accounts | Accounts with accounts type full | |
| 2023-04-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-03-27 | AA | accounts | Accounts with accounts type full | |
| 2022-05-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-04-25 | AA | accounts | Accounts with accounts type full | |
| 2021-05-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2020-10-20 | AA | accounts | Accounts with accounts type full | |
| 2020-05-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2020-02-10 | CH01 | officers | Change person director company with change date | |
| 2020-01-16 | AA | accounts | Accounts with accounts type full | |
| 2019-10-24 | TM01 | officers | Termination director company with name termination date | |
| 2019-04-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-01-15 | AA | accounts | Accounts with accounts type full | |
| 2018-08-16 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.