COMMERCIAL TRUST LIMITED
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Cash
£64K
+33.3% vs 2024
Net assets
£39K
-78.1% lowest in 3 filed years
Employees
57
-5% lowest in 3 filed years
Profit before tax
-£718K
-8% vs 2024
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Material uncertainty over going concern
The Company is reliant on financial support from its immediate parent, Norfolk Capital Group Limited, in order to meet its obligations as they fall due. The directors have obtained written confirmation from Norfolk Capital Group Limited that it will continue to provide financial support for a period of at least twelve months from the date of approval of these financial statements.
-
Going-concern uncertainty disclosed
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £2,720,000 | £3,171,000 | £3,456,000 | +9% | |
| Operating profit | -£1,261,000 | -£665,000 | -£719,000 | -8.1% | |
| Profit before tax | — | -£665,000 | -£718,000 | -8% | |
| Net profit | -£965,000 | -£381,000 | -£539,000 | -41.5% | |
| Cash | £146,000 | £48,000 | £64,000 | +33.3% | |
| Total assets less current liabilities | £59,000 | £178,000 | — | — | |
| Net assets | £59,000 | £178,000 | £39,000 | -78.1% | |
| Equity | £59,000 | £178,000 | £39,000 | -78.1% | |
| Average employees | 67 | 60 | 57 | -5% | |
| Wages | £2,117,000 | £1,916,000 | £1,991,000 | +3.9% | |
| Directors' remuneration | £95,000 | £111,000 | £162,000 | +45.9% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | -46.4% | -21.0% | -20.8% | |
| Net margin | -35.5% | -12.0% | -15.6% | |
| Return on capital employed | — | -373.6% | — | |
| Gearing (liabilities / total assets) | 89.1% | 60.0% | — | |
| Current ratio | 1.12x | 1.67x | 1.08x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- COMMERCIAL TRUST LIMITED 2013-10-16 → present
- NORWICH TRUST LIMITED 2013-08-15 → 2013-10-16
- CT NEWCO LIMITED 2013-08-01 → 2013-08-15
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Lovewell Blake LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Material uncertainty disclosed
“The Company is reliant on financial support from its immediate parent, Norfolk Capital Group Limited, in order to meet its obligations as they fall due. The directors have obtained written confirmation from Norfolk Capital Group Limited that it will continue to provide financial support for a period of at least twelve months from the date of approval of these financial statements.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 5 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| CROSS, Tara | Secretary | 2024-11-01 | — | — |
| ABBS, Jorden | Director | 2018-02-01 | Oct 1983 | British |
| EATON, Nicola Elizabeth Claire | Director | 2024-10-04 | Sep 1978 | British |
| HOLLANDER, Paul Joseph | Director | 2017-01-13 | Sep 1980 | British |
| MCCLUSKEY, Billy | Director | 2026-06-01 | Sep 1990 | British |
| TURNER, Andrew Clive | Director | 2013-08-01 | Jun 1958 | British |
Show 5 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| RICHARDSON, Anthony | Secretary | 2013-08-01 | 2024-11-01 |
| CUNNINGHAM, Stuart James | Director | 2014-11-01 | 2016-02-23 |
| EKE, Graham Charles | Director | 2013-08-01 | 2017-01-13 |
| MCMAHON, Jane Elizabeth | Director | 2016-10-13 | 2018-02-28 |
| PAINTER, Jonathan David | Director | 2013-08-01 | 2016-09-19 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Norfolk Capital Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 98 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-02 | AP01 | officers | Appoint person director company with name date | |
| 2026-05-14 | AA | accounts | Accounts with accounts type full | |
| 2026-02-05 | SH01 | capital | Capital allotment shares | |
| 2025-10-07 | SH01 | capital | Capital allotment shares | |
| 2025-08-04 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-07-25 | SH01 | capital | Capital allotment shares | |
| 2025-04-15 | AA | accounts | Accounts with accounts type full | |
| 2025-02-28 | SH01 | capital | Capital allotment shares | |
| 2025-02-18 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-02-03 | SH01 | capital | Capital allotment shares | |
| 2024-12-03 | SH01 | capital | Capital allotment shares | |
| 2024-11-01 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-11-01 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-10-16 | RP04AP01 | officers | Second filing of director appointment with name | |
| 2024-10-09 | AP01 | officers | Appoint person director company with name date | |
| 2024-09-30 | SH01 | capital | Capital allotment shares | |
| 2024-08-01 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-08-01 | SH01 | capital | Capital allotment shares | |
| 2024-05-30 | AA | accounts | Accounts with accounts type full | |
| 2024-05-30 | SH01 | capital | Capital allotment shares |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 8
- Officers appointed
- 1
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.