FLEET MORTGAGES LIMITED
Get an alert when FLEET MORTGAGES LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Next accounts due
2026-12-31 (in 7mo)
Last filed for 2025-03-31
Confirmation statement due
2027-03-03 (in 10mo)
Last made up 2026-02-17
Watchouts
Cash
£3M
+143.5% vs 2024
Net assets
£2M
+57.9% vs 2024
Employees
201
+8.6% vs 2024
Profit before tax
£12M
+10.8% vs 2024
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
3 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Turnover | £36,083,748 | £38,108,935 | |
| Operating profit | £10,599,521 | £11,743,520 | |
| Profit before tax | £10,590,790 | £11,738,703 | |
| Net profit | £7,888,772 | £8,908,212 | |
| Cash | £1,429,124 | £3,480,456 | |
| Total assets less current liabilities | £1,995,937 | £2,505,853 | |
| Net assets | £1,396,619 | £2,204,831 | |
| Equity | £1,396,619 | £2,204,831 | |
| Average employees | 185 | 201 | |
| Wages | £9,962,429 | £10,094,845 | |
| Directors' remuneration | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31
-
Turnover
+5.6%
£36,083,748 £38,108,935
-
Cash
+143.5%
£1,429,124 £3,480,456
-
Net assets
+57.9%
£1,396,619 £2,204,831
-
Employees
+8.6%
185 201
-
Operating profit
+10.8%
£10,599,521 £11,743,520
-
Profit before tax
+10.8%
£10,590,790 £11,738,703
-
Wages
+1.3%
£9,962,429 £10,094,845
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Operating margin | 29.4% | 30.8% | |
| Net margin | 21.9% | 23.4% | |
| Return on capital employed | 531.1% | 468.6% | |
| Gearing (liabilities / total assets) | 74.0% | 72.6% | |
| Current ratio | 1.18x | 1.26x | |
| Interest cover | 186.04x | 498.03x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- FLEET MORTGAGES LIMITED 2013-11-07 → present
- CHL MORTGAGES LIMITED 2013-08-27 → 2013-11-07
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- KPMG LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have prepared the financial statements on the going concern basis as they do not intend to liquidate the Company or to cease its operations, and as they have concluded that the Company's financial position means that this is realistic. They have also concluded that there are no material uncertainties that could have cast significant doubt over its ability to continue as a going concern for at least a year from the date of approval of the financial statements”
Significant events
- “There have been no significant events between 31 March 2025 and the date of approval of these accounts which would require a change to or additional disclosure in the accounts.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
8 active · 16 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| RIDLEY, Veronica | Secretary | 2024-12-20 | — | — |
| ALGIE, Keith Joseph | Director | 2026-04-01 | Jan 1981 | New Zealander |
| COX, Stephen Philip | Director | 2022-11-24 | May 1970 | British |
| FERGUSON, Declan | Director | 2021-07-23 | Jan 1989 | British |
| REES, Harriet Lorna | Director | 2024-06-21 | Jan 1990 | British |
| RICHARDSON, Nicola | Director | 2022-04-01 | May 1989 | British |
| TORRIJOS SIMON, Manuela | Director | 2026-04-01 | Dec 1971 | Spanish |
| VERMEULEN, Johannes Urbanus | Director | 2013-11-06 | Mar 1973 | British |
Show 16 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| TEBBATT, Philip James | Secretary | 2014-08-04 | 2024-10-27 |
| AGNEW, Jonathan Geoffrey William | Director | 2014-08-04 | 2021-07-23 |
| BODEN, Anne Elizabeth | Director | 2021-07-23 | 2023-06-14 |
| COULSON, Toni Louise | Director | 2022-11-24 | 2026-04-01 |
| DAWKINS, Lee Robert | Director | 2022-11-24 | 2023-11-16 |
| ELLINGHAM, Tony | Director | 2021-07-23 | 2021-09-09 |
| GALLOWAY, Andrew Marcus | Director | 2014-08-04 | 2021-07-23 |
| KAFETZ, Cordelia Rose Singer | Director | 2022-11-24 | 2026-04-07 |
| LANE, Michael Roy | Director | 2013-11-06 | 2023-02-09 |
| LO, Sunny Ho Sun | Director | 2013-08-27 | 2021-07-23 |
| MURRELL, Keith Alan | Director | 2013-11-06 | 2019-12-31 |
| NEWMAN, Matthew Francis | Director | 2021-07-23 | 2024-06-11 |
| SALOMON, William Henry | Director | 2014-08-04 | 2021-07-23 |
| TEBBATT, Philip James | Director | 2014-07-08 | 2021-07-23 |
| THOMPSON, Damian Kevin | Director | 2021-09-09 | 2026-04-02 |
| YOUNG, Robert Leslie | Director | 2013-08-27 | 2022-03-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Starling Bank Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2021-07-23 | Active |
| Mr Robert Leslie Young | Individual | Significant influence | 2016-04-06 | Ceased 2021-07-23 |
| Mr Sunny Ho Sun Lo | Individual | Significant influence | 2016-04-06 | Ceased 2021-07-23 |
| Mr Michael Roy Lane | Individual | Significant influence | 2016-04-06 | Ceased 2021-07-23 |
| Mr Keith Alan Murrell | Individual | Significant influence | 2016-04-06 | Ceased 2021-07-23 |
| Mr Johannes Urbanus Vermeulen | Individual | Significant influence | 2016-04-06 | Ceased 2021-07-23 |
| Mr Philip James Tebbatt | Individual | Significant influence | 2016-04-06 | Ceased 2021-07-23 |
| Mr Jonathan Geoffrey William Agnew | Individual | Significant influence | 2016-04-06 | Ceased 2021-07-23 |
| Mr Andrew Marcus Galloway | Individual | Significant influence | 2016-04-06 | Ceased 2021-07-23 |
| Mr William Henry Salomon | Individual | Significant influence | 2016-04-06 | Ceased 2021-07-23 |
Filing timeline
Last 20 of 120 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-15 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-15 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-09 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-09 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-09 | TM01 | officers | Termination director company with name termination date | |
| 2026-02-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-10 | AD03 | address | Move registers to sail company with new address | |
| 2025-09-10 | AD02 | address | Change sail address company with new address | |
| 2025-09-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-09 | CH01 | officers | Change person director company with change date | |
| 2025-09-09 | CH01 | officers | Change person director company with change date | |
| 2025-09-09 | CH01 | officers | Change person director company with change date | |
| 2025-07-14 | AA | accounts | Accounts with accounts type full | |
| 2025-01-02 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-11-14 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-10-04 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-08-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-07-03 | AA | accounts | Accounts with accounts type full | |
| 2024-06-21 | AP01 | officers | Appoint person director company with name date | |
| 2024-06-11 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 13
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 3
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.