CUVVA LIMITED
Operating as a subsidiary of The Cuvva Group Limited, the company acts as a digital broker providing short-term and temporary motor insurance policies via a mobile app.
Get an alert when CUVVA LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Cash
£24m
highest in 3 filed years
Net assets
£11m
highest in 4 filed years
Employees
99
Average over period
Profit before tax
£8.6m
Period ending 2024-12-31
Net assets
4-year trend · vs Financials median
Accounts
4-year trend · Δ = latest vs prior filed period · latest reflected 2024-12-31
| Metric | Trend | 2020-02-29 | 2021-02-28 | 2023-12-31 | 2024-12-31 | Δ vs prior |
|---|---|---|---|---|---|---|
| Turnover | £6,232,640 | £7,766,948 | £18,615,185 | £27,366,555 | — | |
| Operating profit | -£3,637,564 | -£3,239,972 | £2,354,873 | £7,707,914 | — | |
| Profit before tax | -£4,008,372 | -£3,222,922 | £2,571,486 | £8,581,813 | — | |
| Net profit | -£2,876,952 | -£2,162,734 | £2,571,486 | £11,483,550 | — | |
| Cash | £9,550,560 | — | £15,169,420 | £23,612,933 | — | |
| Total assets less current liabilities | — | — | £9,759,356 | £20,267,047 | — | |
| Net assets | £10,879,922 | £8,898,368 | -£1,419,086 | £11,330,469 | — | |
| Equity | £10,879,922 | £8,898,368 | -£1,419,086 | £11,330,469 | — | |
| Average employees | 64 | 93 | 103 | 99 | — | |
| Wages | £3,534,573 | £5,137,072 | £5,827,793 | £7,116,883 | — | |
| Directors' remuneration | £210,502 | £192,763 | £155,000 | £200,000 | — | |
| Directors' pension contributions | — | — | £1,101 | £1,321 | — | |
| Highest paid director | — | — | £156,101 | £201,321 | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. Year-on-year comparison hidden: this filing covers about 12 months versus 10 months prior. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2020-02-29 | 2021-02-28 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|
| Operating margin | -58.4% | -41.7% | 12.7% | 28.2% | |
| Net margin | -46.2% | -27.8% | 13.8% | 42.0% | |
| Return on capital employed | — | — | 24.1% | 38.0% | |
| Gearing (liabilities / total assets) | — | — | 108.3% | 60.8% | |
| Current ratio | — | — | 2.33x | 2.99x | |
| Interest cover | -40.68x | — | — | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- PKF Littlejohn LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“At the time of approving the financial statements, the directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 8 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BIRD & BIRD COMPANY SECRETARIES LIMITED | Corporate Secretary | 2020-01-20 | — | — |
| BRETT, Owen Remus | Director | 2019-08-06 | Apr 1973 | British |
| CARNEGIE-BROWN, Bruce Neil | Director | 2019-11-22 | Dec 1959 | British |
| MACNAMARA, Charles Frederick | Director | 2014-02-24 | Aug 1988 | British |
| MARREL, Benoit | Director | 2019-12-09 | Nov 1980 | French |
Show 8 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| MACNAMARA, Charles | Secretary | 2014-02-24 | 2020-01-20 |
| BALLINGER, Tara | Director | 2017-06-30 | 2019-02-27 |
| BILLINGHAM, James Edward | Director | 2018-06-26 | 2021-06-01 |
| CHOWDHRY, Paul Robert | Director | 2016-06-07 | 2018-12-03 |
| INSHUTIN, Anton Stanislavovich | Director | 2019-12-09 | 2022-10-04 |
| PARKER, Nicholas Sherren | Director | 2015-03-13 | 2020-03-25 |
| SWARUP, Amarendra, Dr | Director | 2015-05-25 | 2017-02-27 |
| TOMLINSON, Andrew George Godfrey | Director | 2021-06-24 | 2022-06-22 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| The Cuvva Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2021-11-03 | Active |
| Mr Charles Frederick Macnamara | Individual | Shares 25–50%, Voting 25–50% | 2016-04-06 | Ceased 2021-11-03 |
Filing timeline
Last 20 of 117 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-06-04 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-04 | SH19 | capital | Capital statement capital company with date currency figure | |
| 2026-06-04 | SH20 | capital | Legacy | |
| 2026-06-04 | CAP-SS | insolvency | Legacy | |
| 2026-06-04 | RESOLUTIONS | resolution | Resolution | |
| 2026-03-03 | CH01 | officers | Change person director company with change date | |
| 2026-03-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-03-02 | CH01 | officers | Change person director company with change date | |
| 2025-06-26 | AA | accounts | Accounts with accounts type full | |
| 2025-02-25 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-11-21 | CH01 | officers | Change person director company with change date | |
| 2024-10-10 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2024-07-15 | AA | accounts | Accounts with accounts type full | |
| 2024-04-22 | RP04CH01 | officers | Second filing of change of director details with name | |
| 2024-03-07 | CH01 | officers | Change person director company with change date | |
| 2024-03-07 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2024-03-07 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-03-06 | CH01 | officers | Change person director company with change date | |
| 2024-03-06 | CH01 | officers | Change person director company with change date | |
| 2024-03-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-02-09 | CH01 | officers | Change person director company with change date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 2
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.