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Cash

—

Latest balance sheet

Net assets

—

Equity attributable

Employees

—

Average over period

Profit before tax

—

Period ending 2025-12-31

Accounts

3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31

Metric Trend 2023-12-312024-12-312025-12-31 Δ vs prior
Gross written premiums £2,345,244£2,497,899£2,489,139 -0.4%
Net earned premiums £1,715,306£1,912,283£1,869,939 -2.2%
Claims incurred £821,926£1,031,073£871,452 -15.5%
Investment return £155,203£686,254£∞ +∞%
Profit before tax £380,360£820,797— —
Net profit £286,279£617,270— —
Insurance contract liabilities £3,924,949£4,512,872£4,409,640 -2.3%
Total assets £5,284,088£6,674,749— —
Total liabilities £5,459,685£6,229,723— —
Equity -£175,597£445,026— —
Average employees 00— —

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-312025-12-31
Gearing (liabilities / total assets) 103.3%93.3%—

Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

5 active · 3 resigned

Name Role Appointed Born Nationality
ARGENTA SECRETARIAT LIMITED Corporate Secretary 2014-06-26 — —
ANDREW, Geoffrey John Director 2014-06-26 Jul 1972 British
BOWLES, David Charles Director 2022-08-15 Aug 1968 British
APCL CORPORATE DIRECTOR NO.1 LIMITED Corporate Director 2014-06-26 — —
APCL CORPORATE DIRECTOR NO.2 LIMITED Corporate Director 2014-06-26 — —
Show 3 resigned officers
Name Role Appointed Resigned
MACKAY, James Anthony Director 2016-04-07 2019-03-29
REAMES, David Peter Director 2014-06-26 2016-02-24
WEBB, Michael William Director 2019-03-29 2022-08-15

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr Geoffrey John Andrew Individual Shares 75–100%, Voting 75–100%, Appoints directors 2024-04-03 Active
Mr Nicholas George Andrew (Deceased) Individual Shares 75–100%, Voting 75–100%, Appoints directors 2016-04-06 Ceased 2024-04-03

Filing timeline

Last 20 of 47 total filings

Date Type Category Description
2026-09-17 AA accounts Accounts with accounts type full
2026-06-25 CS01 confirmation-statement Confirmation statement with no updates PDF
2026-01-05 AAMD accounts Accounts amended with accounts type full
2025-08-27 AA accounts Accounts with accounts type full
2025-06-10 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-09-26 AA accounts Accounts with accounts type full
2024-05-28 CS01 confirmation-statement Confirmation statement with updates PDF
2024-04-17 PSC01 persons-with-significant-control Notification of a person with significant control PDF
2024-04-17 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2023-10-06 AA accounts Accounts with accounts type full
2023-08-16 CS01 confirmation-statement Confirmation statement with no updates PDF
2022-10-26 AA accounts Accounts with accounts type full
2022-10-24 PSC04 persons-with-significant-control Change to a person with significant control PDF
2022-09-26 AP01 officers Appoint person director company with name date PDF
2022-08-19 TM01 officers Termination director company with name termination date PDF
2022-07-12 CS01 confirmation-statement Confirmation statement with updates PDF
2021-10-04 AA accounts Accounts with accounts type full
2021-07-13 CS01 confirmation-statement Confirmation statement with no updates PDF
2021-01-10 AA accounts Accounts with accounts type full
2020-07-13 CS01 confirmation-statement Confirmation statement with no updates PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
3

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page