MEDICAL & COMMERCIAL INTERNATIONAL LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-01-20 (in 8mo)
Last made up 2026-01-06
Watchouts
None on the register
Cash
£8M
-13.4% vs 2023
Net assets
£8M
-13.4% vs 2023
Employees
23
+35.3% vs 2023
Profit before tax
£7M
-2.5% vs 2023
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £10,757,504 | £11,815,471 | |
| Operating profit | £6,832,097 | £6,659,246 | |
| Profit before tax | £6,832,097 | £6,659,246 | |
| Net profit | £5,252,566 | £5,022,175 | |
| Cash | £9,452,636 | £8,188,576 | |
| Total assets less current liabilities | £9,592,423 | £8,308,868 | |
| Net assets | £9,592,423 | £8,308,868 | |
| Equity | £9,592,423 | £8,308,868 | |
| Average employees | 17 | 23 | |
| Wages | £2,617,279 | £3,331,804 | |
| Directors' remuneration | £1,463,707 | £1,851,818 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+9.8%
£10,757,504 £11,815,471
-
Cash
-13.4%
£9,452,636 £8,188,576
-
Net assets
-13.4%
£9,592,423 £8,308,868
-
Employees
+35.3%
17 23
-
Operating profit
-2.5%
£6,832,097 £6,659,246
-
Profit before tax
-2.5%
£6,832,097 £6,659,246
-
Wages
+27.3%
£2,617,279 £3,331,804
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 63.5% | 56.4% | |
| Net margin | 48.8% | 42.5% | |
| Return on capital employed | 71.2% | 80.1% | |
| Current ratio | 3.75x | 2.55x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- MEDICAL & COMMERCIAL INTERNATIONAL LIMITED 2015-02-10 → present
- CASTEL RISK (NO.1) LIMITED 2015-01-06 → 2015-02-10
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- PKF Littlejohn LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“After performing their assessment, the Directors are satisfied that the company has adequate resources to continue in operational existence for the foreseeable future, which is at least 12 months from the date of approval of the financial statements and meet its liabilities as they fall due. In arriving at this conclusion, the Directors considered the increased economic volatility and market uncertainty globally, particularly, volatility of currency exchange rates and interest rates, and whilst recognising there is economic uncertainty, there is no reason to doubt the future viability of the company and its ability to meet its obligations.”
Group structure
- MEDICAL & COMMERCIAL INTERNATIONAL LIMITED · parent
- Medical & Commercial International (Europe) GmbH 100%
Significant events
- “In 2021, MCI received approval from Lloyd's to establish Syndicate 1902 ("S1902"). Following three successful years of operation within the SIAB framework, MCI received approval to transition S1902 to a full syndicate status for the 2025 Year of Account. As part of this development, a new short-tail division has been launched.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 11 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BANKS, James Clifford | Director | 2020-11-30 | Jul 1981 | British |
| STARMER, Daniel William | Director | 2020-01-31 | May 1979 | British |
| TRAFFORD, Philip Andrew | Director | 2017-11-03 | Apr 1979 | British |
| TUCKER, Rebecca Dawn | Director | 2022-02-25 | Aug 1982 | British |
Show 11 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BRITT, Stephen John | Secretary | 2015-01-06 | 2018-09-19 |
| GOODLEY, David | Secretary | 2020-07-31 | 2021-02-04 |
| MEDLEY, David Paul | Secretary | 2023-09-05 | 2025-05-16 |
| BANKS, James Clifford | Director | 2016-08-12 | 2017-11-03 |
| BIRRELL, Mark Victor | Director | 2015-01-06 | 2020-09-17 |
| GODFRAY, Jonathan James Simon | Director | 2015-01-06 | 2019-11-29 |
| HADLEY, James Christopher | Director | 2024-01-19 | 2025-02-07 |
| HILL, Roland John | Director | 2020-01-06 | 2020-09-17 |
| NUGENT, James Oliver | Director | 2016-08-12 | 2020-09-17 |
| REEVES, David Edward | Director | 2015-01-06 | 2016-08-12 |
| WRIGHT, Anthony James | Director | 2016-08-12 | 2020-01-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Philip Andrew Trafford | Individual | Shares 50–75%, Voting 50–75% | 2020-09-17 | Ceased 2020-09-17 |
| Mci Holdco (Uk) Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2020-09-17 | Active |
| Castel Underwriting Agencies Limited | Corporate entity | Shares 50–75%, Voting 50–75%, Appoints directors | 2016-04-06 | Ceased 2020-09-17 |
Filing timeline
Last 20 of 65 total filings
Material constitutional events — rename, articles re-file, resolution
- 2024-08-19 MA Memorandum articles
- 2024-08-19 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-19 | AA | accounts | Accounts with accounts type full | |
| 2025-05-19 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-02-10 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-10-15 | CH01 | officers | Change person director company with change date | |
| 2024-10-15 | CH01 | officers | Change person director company with change date | |
| 2024-09-22 | AA | accounts | Accounts with accounts type full | |
| 2024-08-19 | MA | incorporation | Memorandum articles | |
| 2024-08-19 | RESOLUTIONS | resolution | Resolution | |
| 2024-01-19 | AP01 | officers | Appoint person director company with name date | |
| 2024-01-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-01-17 | CH01 | officers | Change person director company with change date | |
| 2024-01-17 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2023-09-06 | AP03 | officers | Appoint person secretary company with name date | |
| 2023-08-22 | AA | accounts | Accounts with accounts type full | |
| 2023-01-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-09-16 | AA | accounts | Accounts with accounts type full | |
| 2022-09-14 | AD01 | address | Change registered office address company with date old address new address | |
| 2022-09-14 | AD01 | address | Change registered office address company with date old address new address |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.