SALTUS FINANCIAL PLANNING LIMITED
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Cash
£5.4m
+1.1% highest in 3 filed years
Net assets
£117m
+53.3% highest in 3 filed years
Employees
40
+233.3% highest in 3 filed years
Profit before tax
£7.6m
+31.8% highest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2026-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £17,230,731 | £27,407,231 | £40,988,049 | +49.6% | |
| Operating profit | £480,937 | £7,141,821 | £7,840,676 | +9.8% | |
| Profit before tax | -£336,699 | £5,743,441 | £7,568,861 | +31.8% | |
| Net profit | -£1,745,905 | £3,904,966 | £3,228,518 | -17.3% | |
| Cash | £2,085,805 | £5,318,044 | £5,377,832 | +1.1% | |
| Total assets less current liabilities | £64,390,152 | £85,791,280 | £123,050,313 | +43.4% | |
| Net assets | £54,399,623 | £76,346,344 | £117,036,704 | +53.3% | |
| Equity | £54,399,623 | £76,346,344 | £117,036,704 | +53.3% | |
| Average employees | 2 | 12 | 40 | +233.3% | |
| Wages | £7,152 | £1,225,700 | £2,294,412 | +87.2% | |
| Directors' remuneration | £0 | £0 | — | — | |
| Directors' pension contributions | £0 | £0 | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|
| Operating margin | 2.8% | 26.1% | 19.1% | |
| Net margin | -10.1% | 14.2% | 7.9% | |
| Return on capital employed | 0.7% | 8.3% | 6.4% | |
| Gearing (liabilities / total assets) | 39.5% | 29.9% | 14.5% | |
| Current ratio | 0.51x | 0.60x | 1.33x | |
| Interest cover | 0.53x | 4.45x | 9.29x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- HaysMac LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors concluded that it remains appropriate to prepare the financial statements on a going concern basis.”
Group structure
- SALTUS FINANCIAL PLANNING LIMITED · parent
- Northwood Symonds Limited 100%
- GM2 Limited 100%
- Forrester-Hyde Limited 100%
- Lowes Quantum Limited 100%
- Lowes Group Limited 100%
- Lowes Financial Management Limited 100%
- Saltus Corporate Limited 100%
- Amirod Ltd 100%
- Delta Financial Management Limited 100%
- NLP Financial Management Limited 100%
- Birchwood Investment Management Limited 100%
- Skybound Financial Planning Limited 100%
Significant events
- “On 30 April 2025 the Company completed the acquisition of Amirod Ltd and its subsidiary Delta Financial Management Limited.”
- “On 28 November 2025 the Company completed the acquisition of NLP Financial Management Limited and Birchwood Investment Management Limited.”
- “On 27 February 2026 the Company completed the acquisition of Skybound Financial Planning Limited.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 12 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| EDWARDS, Jason | Director | 2023-01-26 | Mar 1974 | British |
| KENDALL, Kathryn | Director | 2023-09-05 | Oct 1981 | British |
| MACINTOSH, Jonathan Hugo | Director | 2025-09-23 | Aug 1968 | British |
| SPRECKLEY, Alexander James | Director | 2022-02-14 | Apr 1978 | British |
| STUART, Alistair | Director | 2025-09-23 | Sep 1967 | British |
| UNDERWOOD, Daniel Robert | Director | 2022-11-01 | May 1983 | British |
Show 12 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ARMSTRONG, Simon Peter | Director | 2015-03-28 | 2020-03-31 |
| BEVAN, Philip James | Director | 2016-07-19 | 2023-07-10 |
| BLANCHARD, Kevin Michael | Director | 2016-07-19 | 2019-01-24 |
| BRADY, Calvin Michael | Director | 2016-07-19 | 2020-04-30 |
| HIBBARD, Gillian Elizabeth | Director | 2019-05-16 | 2022-11-30 |
| LORDING, Alice Mae | Director | 2023-09-05 | 2025-01-20 |
| MACDONALD, Fraser Munro | Director | 2016-04-01 | 2017-02-06 |
| MACINTOSH, Jonathan Hugo | Director | 2015-03-28 | 2022-02-22 |
| MALKIN, Anthony Richard | Director | 2015-03-28 | 2016-02-01 |
| SMITH, Karen Ann | Director | 2016-04-01 | 2017-08-31 |
| STEBBING, Nicholas Daniel | Director | 2018-03-09 | 2023-07-10 |
| WILKINSON, Joanne | Director | 2019-05-16 | 2020-04-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Saltus Group Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2021-05-31 | Ceased 2021-05-31 |
| Saltus Partners Llp | Corporate entity | Shares 75–100% | 2016-04-06 | Ceased 2022-05-30 |
| Saltus Partners Llp | Corporate entity | Shares 75–100% | 2016-04-06 | Ceased 2021-05-31 |
Filing timeline
Last 20 of 83 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-24 | AA | accounts | Accounts with accounts type group | |
| 2026-04-07 | SH01 | capital | Capital allotment shares | |
| 2026-03-30 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-12-28 | AAMD | accounts | Accounts amended with accounts type group | |
| 2025-12-16 | AA | accounts | Accounts with accounts type group | |
| 2025-12-01 | SH01 | capital | Capital allotment shares | |
| 2025-09-24 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-24 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-11 | SH01 | capital | Capital allotment shares | |
| 2025-05-07 | SH01 | capital | Capital allotment shares | |
| 2025-05-07 | SH01 | capital | Capital allotment shares | |
| 2025-03-28 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-01-21 | TM01 | officers | Termination director company with name termination date | |
| 2024-12-19 | SH01 | capital | Capital allotment shares | |
| 2024-12-06 | SH01 | capital | Capital allotment shares | |
| 2024-11-05 | AA | accounts | Accounts with accounts type group | |
| 2024-04-11 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-02-22 | SH01 | capital | Capital allotment shares | |
| 2023-12-18 | AA | accounts | Accounts with accounts type group | |
| 2023-11-21 | SH01 | capital | Capital allotment shares |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 7
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.