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Cash

—

Latest balance sheet

Net assets

£352k

USD 473,956

-15.5% lowest in 3 filed years

Employees

—

Average over period

Profit before tax

£123k

USD 165,231

+6.6% vs 2024

Accounts

3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31

Metric Trend 2023-12-312024-12-312025-12-31 Δ vs prior
Gross written premiums —£798,510£791,104 -0.9%
Net earned premiums —£165,187£156,225 -5.4%
Claims incurred —£94,019£89,646 -4.7%
Investment return —£26,328£51,204 +94.5%
Profit before tax £104,437,559£115,061£122,620 +6.6%
Net profit £80,451,051£95,067£93,431 -1.7%
Insurance contract liabilities —£1,481,069£1,515,497 +2.3%
Total assets £2,064,781,927—£2,328,941 —
Total liabilities £1,748,170,694£1,945,224£1,977,211 +1.6%
Equity £316,611,233£416,315£351,730 -15.5%
Average employees 325359— —

Figures converted to GBP from USD at 0.742 per USD (Frankfurter spot rate) — hover any figure for the original. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-312025-12-31
Operating margin 14.8%14.3%—
Net margin 11.0%0.0%—
Gearing (liabilities / total assets) 84.7%—84.9%
Current ratio 1.48x1.40x—

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
BDO LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“After careful consideration, the Directors have a reasonable expectation that the Company has adequate resources to continue in existence for the next 12 months from the signing date of these financial statements and beyond.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

9 active · 19 resigned

Name Role Appointed Born Nationality
EYRE, Suzanna Louise Secretary 2026-06-01 — —
BAHIA, Amandeep Director 2024-04-08 Nov 1977 British
BROUGHTON, Graham John Lytton Director 2016-03-04 Aug 1977 British
GAC, Alice Caroline Director 2024-06-01 Jul 1965 British
GREENBERG, Matthew George Director 2025-09-25 Mar 1989 American
HULSE, Anthony Philip Director 2018-03-14 Feb 1952 British
MISSEN, Adrian William Director 2016-03-04 Jan 1963 British
SCOTT, Stuart David Director 2022-12-15 Dec 1977 British
YETGIN, Pinar Director 2025-08-05 Jan 1974 British
Show 19 resigned officers
Name Role Appointed Resigned
BAHIA, Amandeep Secretary 2016-03-04 2026-06-01
NOROSE COMPANY SECRETARIAL SERVICES LIMITED Corporate Secretary 2015-06-24 2015-06-24
BLAKEY, Steven George Director 2015-06-24 2022-12-15
BUCHANAN, Colin William Director 2016-03-04 2021-06-04
CHILDS, Nigel Fitzmaurice Director 2020-07-23 2021-03-31
FROEHLICH, Theresa Patricia Director 2017-11-27 2020-02-20
HELSON, Susan Janet Director 2020-12-17 2025-09-30
HERBERT, James Richard Director 2018-03-07 2026-03-31
LEVENE, Peter Keith, Lord Director 2016-03-04 2020-12-17
LUNDQVIST, Bertil Per Henry Director 2015-06-24 2016-03-04
MATTHEWS, Edward Easton Director 2015-06-24 2016-03-04
MATTHEWS, Edwards Easton Director 2015-06-24 2016-03-04
NEWMAN-YOUNG, Nicholas John Director 2016-09-22 2021-03-31
OWEN, Jayne Nicole Director 2016-03-04 2017-04-30
PAWSON, Nicholas Charles Thoresby Director 2016-03-04 2024-04-08
RIBEIRO, Jose Antonio De Albuquerque Pedrosa Director 2020-07-23 2025-04-07
SHAAK, Richard Nathan Director 2016-03-04 2025-09-14
STEWART, David Director 2016-03-04 2025-07-28
VINCE, Thomas James Director 2015-06-24 2015-06-24

Ownership

Persons with significant control

No persons with significant control on record.

Filing timeline

Last 20 of 80 total filings

Date Type Category Description
2026-09-08 AA accounts Accounts with accounts type full
2026-08-13 CS01 confirmation-statement Confirmation statement with no updates PDF
2026-06-18 TM02 officers Termination secretary company with name termination date PDF
2026-06-17 AP03 officers Appoint person secretary company with name date PDF
2026-04-08 TM01 officers Termination director company with name termination date PDF
2025-10-08 AP01 officers Appoint person director company with name date PDF
2025-10-03 TM01 officers Termination director company with name termination date PDF
2025-09-25 TM01 officers Termination director company with name termination date PDF
2025-08-11 AP01 officers Appoint person director company with name date PDF
2025-07-31 TM01 officers Termination director company with name termination date PDF
2025-07-03 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-06-12 AA accounts Accounts with accounts type full
2025-04-08 TM01 officers Termination director company with name termination date PDF
2024-11-20 CH01 officers Change person director company with change date PDF
2024-11-13 CH01 officers Change person director company with change date PDF
2024-11-13 CH01 officers Change person director company with change date PDF
2024-07-04 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-06-05 AP01 officers Appoint person director company with name date PDF
2024-06-03 AA accounts Accounts with accounts type full
2024-04-12 AP01 officers Appoint person director company with name date PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
7

last 12 months

Capital events
0

last 24 months

Officers appointed
1

last 12 months

Officers resigned
2

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page