PRUDENTIAL EQUITY RELEASE MORTGAGES LIMITED
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Cash
£7.2m
+10.8% highest in 3 filed years
Net assets
£46m
0% vs 2024
Employees
—
Average over period
Profit before tax
—
Period ending 2025-12-31
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | — | — | — | — | |
| Operating profit | — | — | — | — | |
| Profit before tax | — | — | — | — | |
| Net profit | — | — | — | — | |
| Cash | £1,673,261 | £6,462,726 | £7,158,736 | +10.8% | |
| Total assets less current liabilities | £46,190,177 | £46,190,177 | £46,190,177 | 0% | |
| Net assets | £46,190,177 | £46,190,177 | £46,190,177 | 0% | |
| Equity | £46,190,177 | £46,190,177 | £46,190,177 | 0% | |
| Average employees | — | — | — | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Gearing (liabilities / total assets) | — | 80.8% | 83.6% | |
| Current ratio | 1.30x | 1.24x | 1.20x |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have a reasonable expectation that the Company will be able to continue in operational existence for at least 12 months from the date of approval of these financial statements and thus continue to adopt the going concern basis of accounting.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 9 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| M&G MANAGEMENT SERVICES LIMITED | Corporate Secretary | 2019-10-04 | — | — |
| BABBER, Anuj | Director | 2024-06-03 | Oct 1978 | British |
| HORGAN, Spencer | Director | 2023-09-25 | Dec 1974 | British |
| MACDONALD, Iain Graham | Director | 2024-06-03 | Oct 1966 | British |
| MULLIGAN, Ciaran Joseph | Director | 2025-06-30 | Mar 1980 | Irish |
Show 9 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| PRUDENTIAL GROUP SECRETARIAL SERVICES LIMITED | Corporate Secretary | 2015-07-31 | 2019-10-04 |
| BOUSFIELD, Clare Jane | Director | 2017-10-31 | 2023-09-30 |
| DANIELS, Jonathan Mark Brewis | Director | 2019-03-04 | 2019-07-26 |
| DEEKS, Jeremy Spencer | Director | 2016-07-22 | 2017-10-31 |
| HAWES, Michael James Lifford Macnaughton, Mr. | Director | 2017-09-22 | 2019-03-04 |
| HUSSAIN, Hamayou Akbar | Director | 2015-07-31 | 2016-07-14 |
| IVERSEN, Simon James | Director | 2023-09-25 | 2025-06-30 |
| KING, David William | Director | 2019-07-25 | 2023-09-29 |
| WARBURTON, John | Director | 2015-07-31 | 2017-09-22 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| The Prudential Assurance Company Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-10-01 | Active |
| Prudential Retirement Income Limited | Corporate entity | Shares 75–100% (as firm) | 2016-04-06 | Ceased 2016-10-01 |
Filing timeline
Last 20 of 61 total filings
Material constitutional events — rename, articles re-file, resolution
- 2024-08-16 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-07-17 | AA | accounts | Accounts with accounts type full | |
| 2026-04-09 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-04-08 | CH01 | officers | Change person director company with change date | |
| 2025-12-17 | AA | accounts | Accounts with accounts type full | |
| 2025-06-30 | AP01 | officers | Appoint person director company with name date | |
| 2025-06-30 | TM01 | officers | Termination director company with name termination date | |
| 2025-04-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-12-16 | RP04AP01 | officers | Second filing of director appointment with name | |
| 2024-11-26 | CH01 | officers | Change person director company with change date | |
| 2024-08-16 | MA | incorporation | Memorandum articles | |
| 2024-07-22 | AA | accounts | Accounts with accounts type full | |
| 2024-06-06 | AP01 | officers | Appoint person director company with name date | |
| 2024-06-04 | AP01 | officers | Appoint person director company with name date | |
| 2024-04-16 | SH01 | capital | Capital allotment shares | |
| 2024-04-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-10-12 | AA | accounts | Accounts with accounts type full | |
| 2023-10-03 | TM01 | officers | Termination director company with name termination date | |
| 2023-10-03 | AP01 | officers | Appoint person director company with name date | |
| 2023-10-03 | TM01 | officers | Termination director company with name termination date | |
| 2023-10-03 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.