CLEARBANK LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  —

  Not reported

• Cash

  +63.5%

  £10,937,801,000 → £17,887,116,000

• Net assets

  -47.1%

  £148,375,000 → £78,545,000

• Employees

  -6.3%

  573 → 537

• Operating profit

  +51.9%

  £8,311,000 → £12,627,000

• Profit before tax

  +52%

  £8,018,000 → £12,187,000

• Wages

  +3.7%

  £42,588,000 → £44,178,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

1. CLEARBANK LIMITED 2016-12-19 → present
2. CB INFRASTRUCTURE LIMITED 2015-08-17 → 2016-12-19

Accounting basis

IFRS

Reporting scope

Standalone (parent only)

Auditor

BDO LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“The financial statements are prepared on a going concern basis, as the Directors are satisfied that the Company has the resources to continue in business for the foreseeable future (taken as 12 months from the date of approval of the financial statements).”

Significant events

• “On 31 December 2025, ClearBank Limited and its parent, ClearBank Group Holdings Limited, completed a Business Transfer Agreement (BTA) as part of the Group's new Target Operating Model (TOM).”
• “Under this agreement, certain business functions and associated business assets were transferred from ClearBank Limited to the parent company.”
• “The Board concentrated on strengthening governance and UK entity independence including undertaking an external Board effectiveness review which concluded strong independence between the UK and Group Boards.”
• “The Board tracked strategic delivery across Embedded Banking and corporate segment launch, including deepening relationships with existing clients such as LemFi and Coinbase as they expanded into embedded banking.”
• “It also oversaw progress in the Cards programme, and oversaw the 2026 Budget and Financial Plan, monitored strong financial performance, and managed capital reduction and dividend governance.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

8

last 12 months

Capital events

2

last 24 months

Officers appointed

1

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.