EQUIFINANCE HOLDINGS LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  +22.8%

  £36,676,355 → £45,029,855

• Cash

  -3.6%

  £37,832,754 → £36,462,542

• Net assets

  -28.1%

  -£8,490,529 → -£10,877,674

• Employees

  +12.5%

  64 → 72

• Operating profit

  +19.5%

  £28,758,332 → £34,376,778

• Profit before tax

  +29.3%

  -£5,666,274 → -£4,008,465

• Wages

  +27.4%

  £3,650,189 → £4,650,545

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102

Reporting scope

Consolidated group

Auditor

Grant Thornton UK LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“Forecasts have been prepared under a range of scenarios which demonstrate the Group has adequate resources to continue to trade for at least 12 months from the date of signing this report. Accordingly, the directors consider it appropriate to continue adopting the going concern basis in preparing its financial statements.”

Group structure

1. EQUIFINANCE HOLDINGS LIMITED · parent
   1. Equifinance Limited 100% · England, Wales and Scotland · Provision of secured loans to home owners in England, Wales and Scotland
   2. Equifinance Funding Limited 100% · England, Wales and Scotland · Funding to Group companies
   3. Equifinance Capital 1 Limited · London, United Kingdom · Securitisation vehicle
   4. East One 2024-1 Plc · London, United Kingdom · Securitisation vehicle

Significant events

• “In April 2025, the Group successfully completed a process to refinance its corporate facility and mezzanine element of its private securitisation facility with a new partner. This exercise resulted in significantly improved terms and an extension of the maturity date to 2027.”
• “In November 2025, the Group successfully completed its second public securitisation transaction, East One 2025-1 Plc for a total issuance of approximately £260m. The transaction attracted strong investor demand and pricing was significantly improved compared with the debut issuance in 2024.”
• “In February 2026, following an extensive period to build and test, Equifinance launched its new proprietary loan origination system. The new solution materially improves the broker and customer journey, will enable the Group to achieve significant economies of scale, and reduces reliance on third party providers.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

4

last 12 months

Capital events

1

last 24 months

Officers appointed

0

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.