IGF BUSINESS CREDIT LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  +9.9%

  £29,807,000 → £32,771,000

• Cash

  —

  Not reported

• Net assets

  +14.8%

  £58,443,000 → £67,099,000

• Employees

  —

  Not reported

• Operating profit

  +33.9%

  £15,353,000 → £20,555,000

• Profit before tax

  +539.8%

  -£616,000 → £2,709,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

1. IGF BUSINESS CREDIT LIMITED 2016-07-06 → present
2. LINCOLN TRADECO LIMITED 2016-03-22 → 2016-07-06

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

RSM UK Audit LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“The financial statements have been prepared on a going concern basis which assumes that the Company can continue to meet its liabilities as they fall due. The directors have made an assessment of the company's ability to continue as a going concern for a period of at least twelve months from the date on which the financial statements were approved for release. In all scenarios tested the Company is able to operate as a going concern and remain compliant with the financial covenants set by our funders.”

Significant events

• “Our previous CEO, John Onslow, who led the Management buy-in of IGF in 2016, retired at the end of the financial year. John leaves with the best wishes from all Directors and Employees and our gratitude for the significant role he played in building IGF into the successful and highly respected business it is today.”
• “On 17 June 2025, the Group successfully negotiated an extension of its existing financing facilities.”
• “On 21 August 2025 the Company entered into deeds of repayment with the Ultimate Parent Undertaking, Independent Growth Finance Limited, and with the Immediate Parent Company, IGF Group Services Limited, in connection with the payment of consideration for prior period tax losses surrendered totalling £1,779k (note 15).”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

5

last 12 months

Capital events

0

last 24 months

Officers appointed

0

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.