AMERICAN INTERNATIONAL GROUP UK LIMITED
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Next accounts due
2027-09-30 (in 1y)
Last filed for 2025-12-31
Confirmation statement due
2026-12-25 (in 7mo)
Last made up 2025-12-11
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
£2B
-9.3% vs 2024
Employees
1,028
-10.1% vs 2024
Profit before tax
£262M
-6.9% vs 2024
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-12-31
| Metric | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Gross written premiums | £2,993,100,000 | £2,041,000,000 | |
| Net earned premiums | £1,334,800,000 | £1,320,900,000 | |
| Claims incurred | £883,400,000 | £923,000,000 | |
| Investment return | £168,500,000 | £184,900,000 | |
| Profit before tax | £281,900,000 | £262,400,000 | |
| Net profit | £210,400,000 | £197,500,000 | |
| Insurance contract liabilities | £7,283,400,000 | £7,469,500,000 | |
| Total assets | £10,469,500,000 | £10,393,000,000 | |
| Total liabilities | — | — | |
| Equity | £1,910,000,000 | £1,731,700,000 | |
| Average employees | 1,143 | 1,028 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31
-
Gross written premiums
-31.8%
£2,993,100,000 £2,041,000,000
-
Net earned premiums
-1%
£1,334,800,000 £1,320,900,000
-
Profit before tax
-6.9%
£281,900,000 £262,400,000
-
Equity
-9.3%
£1,910,000,000 £1,731,700,000
-
Claims incurred
+4.5%
£883,400,000 £923,000,000
-
Insurance contract liabilities
+2.6%
£7,283,400,000 £7,469,500,000
-
Investment return
+9.7%
£168,500,000 £184,900,000
-
Employees
-10.1%
1,143 1,028
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 81.8% | 83.3% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- AMERICAN INTERNATIONAL GROUP UK LIMITED 2017-12-14 → present
- AIG NEWCO LIMITED 2017-04-24 → 2017-12-14
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Forvis Mazars LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors are confident that the Company is well placed to manage its business risks and has adequate financial resources to continue in operational existence for a period of at least twelve months from the date these financial statements are signed. Accordingly, the Company continues to prepare its financial statements on a going concern basis.”
Group structure
- AMERICAN INTERNATIONAL GROUP UK LIMITED · parent
- AIG Europe (Services) Limited 100%
Significant events
- “On 27 October 2025, AIG announced definitive agreements with Everest Group, Ltd. (Everest) to acquire the renewal rights of Everest's global retail commercial insurance portfolios. The cost to AIGUK for the UK share of these rights was £19.6 million which has been capitalised as an intangible asset.”
- “A dividend payment of £200 million to the sole shareholder AIG Holdings Europe Limited was approved by the Board on 27 March 2026 and was paid on 31 March 2026.”
- “Following the outbreak of the conflict in the Middle East on 28 February 2026, the Company is monitoring its potential exposures to this event, which could lead to policyholder claims across certain classes of business.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
8 active · 14 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| GUERIN, Karine | Secretary | 2025-12-10 | — | — |
| HANCOCK, Jon Lawton, Mr. | Director | 2020-12-14 | Dec 1965 | British |
| KAPOOR, Naval | Director | 2023-03-06 | May 1974 | British |
| LEACH, Jane Susannah | Director | 2025-03-24 | May 1966 | British |
| RASH, Christopher John Roland | Director | 2025-03-24 | Jul 1964 | British |
| SHAW, Penelope Margaret | Director | 2020-06-01 | Aug 1975 | British |
| SMITH, David William | Director | 2020-01-01 | Aug 1959 | British |
| SNOWBALL, Patrick Joseph Robert | Director | 2024-03-18 | Jun 1950 | British |
Show 14 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| AKISANYA, Abayomi | Secretary | 2025-06-12 | 2025-12-10 |
| HILLERY, Kate | Secretary | 2017-04-24 | 2024-12-31 |
| LINCE, Robin | Secretary | 2024-12-31 | 2025-06-12 |
| BALDWIN, Anthony Michael | Director | 2017-04-24 | 2025-04-29 |
| BOWERS, Martin Ronald | Director | 2017-10-27 | 2020-06-30 |
| HOPE, Anthony Philip | Director | 2017-10-27 | 2020-06-30 |
| LENTON, James Alan | Director | 2017-04-24 | 2019-01-31 |
| MALVASIO, Paul | Director | 2018-10-10 | 2021-06-30 |
| NEWBY, Christopher David Seymour | Director | 2017-04-24 | 2019-04-25 |
| O'MALLEY, Romaney | Director | 2018-12-12 | 2022-02-04 |
| THOMAS, Alun Christopher | Director | 2022-08-24 | 2023-03-06 |
| TOWNSEND, Christopher George | Director | 2018-11-22 | 2020-01-06 |
| TROMP, Philippe Zoetelief | Director | 2017-10-27 | 2023-11-20 |
| WARRACK, Julia Mary | Director | 2022-04-06 | 2024-12-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Aig Holdings Europe Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2017-04-24 | Active |
Filing timeline
Last 20 of 62 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-26 | AA | accounts | Accounts with accounts type full | |
| 2025-12-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-12-22 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-12-22 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-06-17 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-06-17 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-05-27 | AA | accounts | Accounts with accounts type full | |
| 2025-05-07 | TM01 | officers | Termination director company with name termination date | |
| 2025-04-04 | AP01 | officers | Appoint person director company with name date | |
| 2025-04-01 | AP01 | officers | Appoint person director company with name date | |
| 2025-01-08 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-01-08 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-03 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-12-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-04-24 | AA | accounts | Accounts with accounts type full | |
| 2024-03-25 | AP01 | officers | Appoint person director company with name date | |
| 2023-12-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-11-28 | TM01 | officers | Termination director company with name termination date | |
| 2023-06-06 | AA01 | accounts | Change account reference date company current extended | |
| 2023-05-20 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 8
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.