MONUMENT BANK LIMITED

• ⚠

  Material uncertainty over going concern

  Although we're likely to secure the commitment of further equity from both existing and new investors, there remains a material uncertainty regarding its ability to source further additional equity during and beyond the 12 months from the date of approval of the financial statements.

• ◆

  3 officer resignations in last 12 months

  Multiple officers have left the board recently — see the People section for who.

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  +619.6%

  £20,705,000 → £148,993,000

• Cash

  +889.5%

  £377,215,000 → £3,732,456,000

• Net assets

  +45%

  £53,693,000 → £77,870,000

• Employees

  +21.2%

  85 → 103

• Operating profit

  +26.6%

  -£20,053,000 → -£14,717,000

• Profit before tax

  +26.6%

  -£20,053,000 → -£14,717,000

• Wages

  +13.9%

  £10,006,000 → £11,395,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

1. MONUMENT BANK LIMITED 2020-11-09 → present
2. MONUMENT CORPORATION LTD. 2018-01-26 → 2020-11-09
3. MONUMENT PRINCIPAL CAPITAL LTD. 2017-08-18 → 2018-01-26

Accounting basis

FRS 102

Reporting scope

Consolidated group

Auditor

BDO LLP

Audit opinion

Unqualified (clean)

Going concern

Material uncertainty disclosed

“Although we're likely to secure the commitment of further equity from both existing and new investors, there remains a material uncertainty regarding its ability to source further additional equity during and beyond the 12 months from the date of approval of the financial statements.”

Group structure

1. MONUMENT BANK LIMITED · parent
   1. Monument Technology Limited 59.52% · United Kingdom · Software licencing and development

Significant events

• “Since year-end, 61,373 shares have been issued by the Company, with total proceeds of £2.1m.”
• “On 9 April 2025, the Company announced a restructure resulting in a provision of £500,000 being made. This is a non-adjusting post balance sheet event.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

14

last 12 months

Capital events

11

last 24 months

Officers appointed

0

last 12 months

Officers resigned

3

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.