RSCPBR LIMITED
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Cash
—
Latest balance sheet
Net assets
£201m
+21.1% highest in 3 filed years
Employees
664
+4.4% highest in 3 filed years
Profit before tax
£110m
+105.2% highest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Gross written premiums | — | £152,895,207 | £160,465,256 | +5% | |
| Net earned premiums | — | £136,633,780 | £153,344,424 | +12.2% | |
| Claims incurred | — | £91,417,199 | £94,393,365 | +3.3% | |
| Investment return | — | £10,463,241 | £16,789,058 | +60.5% | |
| Profit before tax | £27,082,267 | £53,516,018 | £109,807,314 | +105.2% | |
| Net profit | £10,519,431 | £44,599,725 | £98,620,538 | +121.1% | |
| Insurance contract liabilities | — | £191,920,077 | £200,333,567 | +4.4% | |
| Total assets | £404,565,971 | — | — | — | |
| Total liabilities | £266,565,547 | £297,014,743 | £298,437,138 | +0.5% | |
| Equity | £138,000,424 | £166,312,705 | £201,458,957 | +21.1% | |
| Average employees | 607 | 636 | 664 | +4.4% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Net margin | 8.6% | 29.2% | — | |
| Gearing (liabilities / total assets) | 65.9% | — | — | |
| Current ratio | 0.65x | 0.63x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- PKF Littlejohn LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In preparing the financial statements on a going concern basis, the Director has paid due regard to relevant forecast financial information, including cash flows, and factored in sensitivities and uncertainties affecting the Group.”
Group structure
- RSCPBR LIMITED · parent
- RSCPBR A Limited 83.52%
- One Call Insurance Services Limited 100%
- One Call Claims Limited 100%
- Yoga Insurance Services Limited 100%
- One Call Group Companies Limited 100%
- One Insurance Limited 100%
- Key Holdings Limited 100%
Significant events
- “On 1 July 2024, the Group had entered into an agreement to subscribe for 12,794,999 ordinary A shares of £1 each and 1 ordinary B share of £1 in its fully owned subsidiary, Key Holdings Company Limited, for a total consideration of £72,645,001.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
2 active · 1 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| GRIFFIN, Selina | Secretary | 2025-04-03 | — | — |
| RADFORD, John Lawrence | Director | 2017-09-20 | Dec 1965 | British |
Show 1 resigned officer
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| SHERRIFF, Alexandra Maria | Secretary | 2019-04-08 | 2025-04-03 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| John Lawrence Radford | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2017-09-20 | Active |
Filing timeline
Last 20 of 23 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-09-15 | AA | accounts | Accounts with accounts type group | |
| 2026-02-16 | AA | accounts | Accounts with accounts type group | |
| 2025-09-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-04-16 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-04-16 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-11-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-10-01 | AA | accounts | Accounts with accounts type group | |
| 2023-10-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-09-27 | AA | accounts | Accounts with accounts type group | |
| 2022-09-27 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-09-21 | AA | accounts | Accounts with accounts type group | |
| 2022-01-21 | AA | accounts | Accounts with accounts type group | |
| 2021-11-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-06-30 | AAMD | accounts | Accounts amended with accounts type group | |
| 2021-03-31 | AA | accounts | Accounts with accounts type group | |
| 2020-11-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2020-02-03 | AA | accounts | Accounts with accounts type group | |
| 2019-10-15 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-04-08 | AP03 | officers | Appoint person secretary company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.