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Cash

£60m

+120.1% highest in 3 filed years

Net assets

£10m

+118.4% highest in 3 filed years

Employees

201

+131% highest in 3 filed years

Profit before tax

-£17m

-212.8% lowest in 3 filed years

Accounts

3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31

Metric Trend 2023-12-312024-12-312025-12-31 Δ vs prior
Turnover £27,246,849£36,090,524£52,812,220 +46.3%
Operating profit £216,821-£997,625-£6,004,928 -501.9%
Profit before tax -£8,554,541-£5,568,482-£17,416,289 -212.8%
Net profit -£8,325,902-£5,096,216-£17,736,660 -248%
Cash £23,734,189£27,429,746£60,375,816 +120.1%
Total assets less current liabilities £70,613,838£73,931,890£147,641,360 +99.7%
Net assets £9,894,615£4,798,399£10,477,517 +118.4%
Equity £9,894,615£4,798,399£10,477,517 +118.4%
Average employees 8487201 +131%
Wages £16,058,738£17,898,815£25,392,875 +41.9%
Directors' remuneration £2,317,789£1,896,318£2,567,545 +35.4%
Directors' pension contributions £6,471£12,500£20,000 +60%
Highest paid director £695,936£669,608£1,035,743 +54.7%

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-312025-12-31
Operating margin 0.8%-2.8%-11.4%
Net margin -30.6%-14.1%-33.6%
Return on capital employed 0.3%-1.3%-4.1%
Gearing (liabilities / total assets) 91.1%96.2%95.0%
Current ratio 1.20x1.14x1.40x
Interest cover 0.02x-0.20x-0.50x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Name history

Renamed 1 time since incorporation

  1. OPTIO GROUP LIMITED 2019-09-18 → present
  2. LEO BIDCO LIMITED 2017-10-25 → 2019-09-18

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Consolidated group
Auditor
PKF Littlejohn LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“In conclusion the Directors of the Group confirm that they have a reasonable expectation that Optio has adequate resources to continue in operational existence for at least 12 months from the date of signing the FY25 financial statements and beyond this time horizon.”

Group structure

  1. OPTIO GROUP LIMITED · parent
    1. Ascent Underwriting LLP 99.07% · Insurance Underwriting
    2. Optio Group Services Limited 100% · Service Company
    3. Optio Europe Holding Ltd 100% · Holding Company
    4. Badger Bidco Limited 100% · Holding Company
    5. Anchor Bidco Limited 100% · Holding Company
    6. Optio Europe S.à r.l. 100% · Holding Company
    7. Optio Group Holdings (Netherlands) B.V. 100% · Holding Company
    8. Optio Underwriting Limited 100% · Managing General Agent
    9. Optio Risk Services Limited 100% · Lloyd's Insurance Broker
    10. Cove Program Insurance Services LLC 100% · Broker Insurance Services
    11. Custodian Management Limited 100% · Professional Indemnity & MGA
    12. HECA SRL 100% · Managing General Agent

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

6 active · 21 resigned

Name Role Appointed Born Nationality
CALLIDUS SECRETARIES LIMITED Corporate Secretary 2024-07-01 — —
AUJLA, Jatender Singh Director 2017-10-30 May 1982 British
BISCHOPS, Jeroen Director 2021-12-06 Dec 1983 Dutch
FOSH, Matthew Kailey Director 2020-10-27 Sep 1957 British
MUGGE, Mark Stephen Director 2023-11-10 Oct 1969 British
SONI, Deepak Director 2024-09-05 Jun 1980 British
Show 21 resigned officers
Name Role Appointed Resigned
NOROSE COMPANY SECRETARIAL SERVICES LIMITED Corporate Secretary 2017-10-25 2017-10-30
ANAND, Udaiveer Director 2020-07-29 2023-05-31
BARKER-HAHLO, Robin Douglas Director 2020-01-22 2023-03-03
BEATON, Ian Eric Director 2019-10-21 2024-04-26
BELANGER, Tanguy Director 2021-12-06 2023-01-24
CHANRAI, Kabir Deepak Director 2020-07-29 2021-11-23
CLEARY, Kevin Francis Director 2019-09-05 2024-03-29
DALE, George David Director 2019-09-05 2022-01-01
GERMANO, Todd Joseph Director 2020-04-30 2022-02-11
GOODHEW, Heather Margaret Director 2024-04-15 2026-07-15
HARDEN, Robert John Director 2019-09-05 2020-10-27
HASTINGS, Kevin Maurice Director 2019-09-05 2024-03-29
JANSEN, Paul Mark Director 2019-09-05 2024-03-29
MAWSON, John Peter Michael Director 2019-09-05 2022-06-30
PETROSYAN, Tigran Director 2023-01-24 2024-04-10
RADOSEVIC, Tin Director 2019-09-05 2021-11-30
ROBINSON, David Peter Director 2022-03-07 2024-05-01
SMALLSHAW, Andrew James Director 2020-01-22 2023-03-03
UMBERS, David Michael Robert Director 2019-09-05 2024-03-29
WESTERN, Paul David Director 2019-10-07 2022-02-28
WESTON, Clive Director 2017-10-25 2017-10-30

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Leo Intermediateco Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2019-04-24 Active
Leo Midco Limited Corporate entity Shares 75–100%, Voting 75–100% 2018-01-24 Ceased 2019-04-24
Norose Company Secretarial Services Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2017-10-25 Ceased 2017-10-30

Filing timeline

Last 20 of 120 total filings

Date Type Category Description
2026-09-24 AA accounts Accounts with accounts type group
2026-09-11 CS01 confirmation-statement Confirmation statement with updates PDF
2026-07-31 SH01 capital Capital allotment shares PDF
2026-07-29 SH01 capital Capital allotment shares PDF
2026-07-22 TM01 officers Termination director company with name termination date PDF
2026-06-03 SH01 capital Capital allotment shares PDF
2026-03-17 MR05 mortgage Mortgage charge part both with charge number PDF
2026-03-17 MR05 mortgage Mortgage charge part both with charge number PDF
2026-03-17 MR05 mortgage Mortgage charge part both with charge number PDF
2026-03-17 MR05 mortgage Mortgage charge part both with charge number PDF
2026-03-17 MR05 mortgage Mortgage charge part both with charge number PDF
2026-03-17 MR05 mortgage Mortgage charge part both with charge number PDF
2026-01-21 CH01 officers Change person director company with change date PDF
2026-01-15 SH01 capital Capital allotment shares PDF
2025-12-02 MR01 mortgage Mortgage create with deed with charge number charge creation date PDF
2025-11-13 CH01 officers Change person director company with change date PDF
2025-10-09 CH01 officers Change person director company with change date PDF
2025-09-18 CS01 confirmation-statement Confirmation statement with updates PDF
2025-09-11 AA accounts Accounts with accounts type group
2025-08-05 SH01 capital Capital allotment shares PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
17

last 12 months

Capital events
5

last 24 months

Officers appointed
0

last 12 months

Officers resigned
1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page