AIOI NISSAY DOWA INSURANCE UK LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Gross written premiums

  -21.8%

  £242,592,000 → £189,700,000

• Net earned premiums

  -3.9%

  £122,990,000 → £118,212,000

• Profit before tax

  +111.1%

  -£19,760,000 → £2,192,000

• Equity

  +3%

  £120,745,000 → £124,314,000

• Claims incurred

  -14.4%

  £105,728,000 → £90,542,000

• Insurance contract liabilities

  -14.5%

  £467,397,000 → £399,578,000

• Investment return

  -8.6%

  £9,961,000 → £9,100,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

1. AIOI NISSAY DOWA INSURANCE UK LIMITED 2019-12-17 → present
2. AIOI NISSAY DOWA UK LIMITED 2017-12-11 → 2019-12-17

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

KPMG LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“The directors have assessed the Company's ability to continue as a going concern and, based on this assessment, they consider that the use of the going concern basis of accounting remains appropriate. In forming this view, the directors concluded that the Company will be able to meet its liabilities as they fall due for at least twelve months from the date of approval of these financial statements.”

Significant events

• “During 2025, the financial and operational performance has continued to improve, with the Company completing the exit of the structurally unprofitable telematics market and from two commercial MGA relationships that were not able to deliver sufficient scale or profitability.”
• “In August 2025, the Company commenced the insourcing of claims handling for its Commercial Motor book, which was previously fully outsourced.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

5

last 12 months

Capital events

0

last 24 months

Officers appointed

0

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.