BLEND FUNDING PLC
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Cash
£14m
+12.9% highest in 3 filed years
Net assets
£9.2m
+19.2% highest in 3 filed years
Employees
0
Average over period
Profit before tax
£2m
+39.3% highest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2026-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £43,827,000 | £2,759,000 | £3,763,000 | +36.4% | |
| Operating profit | £3,174,000 | £727,000 | £1,335,000 | +83.6% | |
| Profit before tax | £1,235,000 | £1,409,000 | £1,963,000 | +39.3% | |
| Net profit | £908,000 | £1,048,000 | £1,481,000 | +41.3% | |
| Cash | £11,537,000 | £11,980,000 | £13,529,000 | +12.9% | |
| Total assets less current liabilities | — | — | — | — | |
| Net assets | £6,677,000 | £7,725,000 | £9,206,000 | +19.2% | |
| Equity | £6,677,000 | £7,725,000 | £9,206,000 | +19.2% | |
| Average employees | 0 | 0 | 0 | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|
| Operating margin | 7.2% | 26.4% | 35.5% | |
| Net margin | 2.1% | 38.0% | 39.4% | |
| Gearing (liabilities / total assets) | 99.6% | 99.5% | 99.6% | |
| Current ratio | 3.40x | 1.41x | 1.36x | |
| Interest cover | 0.08x | 0.02x | 0.02x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- UK-adopted international accounting standards
- Reporting scope
- Standalone (parent only)
- Auditor
- S&W Audit
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have concluded that the Company has adequate resources to continue in operational existence for the 12 months from the date on which the financial statements are approved. For this reason, the Company will continue to adopt the going concern basis in preparing the financial statements.”
Significant events
- “Subsequent to the year end, the Group implemented a corporate reorganisation which resulted in a change in the Company's immediate parent and the establishment of a new ultimate parent undertaking for the Group.”
- “There is a two-year maturity mismatch between expected and legal maturity of the secured notes.”
- “The Group completed a reorganisation of the corporate structure on 1st July 2026. As a result, the Company is now a subsidiary of The Housing Finance Holding Corporation Limited, and the administrator of the Company is The Housing Finance Corporation Operations Ltd.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 31 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BAILEY, Susan | Secretary | 2026-03-31 | — | — |
| BAILEY, Susan | Director | 2026-04-01 | Aug 1967 | British |
| GHEERAWO SKILBECK, Melissa | Director | 2026-04-01 | Aug 1979 | British |
| JELIC, Andrea | Director | 2026-04-01 | Nov 1985 | British |
| NAIR, Priyanka | Director | 2024-04-01 | Jun 1975 | Irish |
| RICK, Benjamin | Director | 2024-11-04 | Aug 1972 | British |
Show 31 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| APTHORPE, Catherine Jane | Secretary | 2019-11-12 | 2021-09-09 |
| BURKE, Colin John, Mr. | Secretary | 2018-05-09 | 2022-05-24 |
| COETZEE, Julie Laraine | Secretary | 2023-02-07 | 2024-08-09 |
| FENT, Martin James | Secretary | 2025-03-07 | 2026-03-31 |
| LEE HOAREAU, Ella Louise Adele | Secretary | 2021-09-21 | 2023-10-13 |
| SHALLCROSS, Katherine Samantha | Secretary | 2023-10-13 | 2025-03-07 |
| WALKER, Raymond Bernard Nathan | Secretary | 2022-05-24 | 2022-11-01 |
| BLUNDEN, George Patrick | Director | 2019-03-26 | 2024-10-01 |
| BOTTLES, Scott Lee | Director | 2018-08-03 | 2024-10-01 |
| BURKE, Colin John, Mr. | Director | 2018-05-09 | 2022-05-24 |
| COETZEE, Julie Laraine | Director | 2023-02-07 | 2024-08-09 |
| EDGE, Fenella Jane | Director | 2018-05-09 | 2023-07-27 |
| EXFORD, Keith Philip | Director | 2018-08-03 | 2020-07-28 |
| FENT, Martin James | Director | 2025-01-31 | 2026-03-31 |
| IMPEY, Peter Henry | Director | 2020-05-19 | 2023-07-27 |
| KING, Anthony Neil | Director | 2020-03-17 | 2024-10-01 |
| MACGREGOR, Fiona Jane | Director | 2023-07-28 | 2024-10-01 |
| MONTAGUE, David Frederick | Director | 2020-03-17 | 2024-10-01 |
| PARKER, John Henry | Director | 2018-08-03 | 2019-07-30 |
| PAYNE, Gilian Caroline Sarah | Director | 2018-08-03 | 2023-07-27 |
| PEACOCK, Ian Rex | Director | 2018-08-03 | 2019-07-30 |
| PERRY, William Richard | Director | 2018-08-03 | 2023-07-27 |
| POOBALASINGAM, Arun | Director | 2023-07-28 | 2025-02-21 |
| RYDER, Catherine Anne | Director | 2022-04-01 | 2023-01-17 |
| SHACKLETON, Deborah Frances | Director | 2018-08-03 | 2020-07-28 |
| SMITH, Shirley Diana | Director | 2020-07-28 | 2024-10-01 |
| STOKES, David William | Director | 2023-07-28 | 2024-08-06 |
| TEASDALE, Gail Louise | Director | 2023-03-28 | 2024-10-01 |
| THOMAS, William Guy | Director | 2019-05-14 | 2024-10-01 |
| WALKER, Raymond Bernard Nathan | Director | 2022-05-24 | 2022-11-01 |
| WILLIAMSON, John Piers, Mr. | Director | 2018-05-09 | 2024-04-01 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| T.H.F.C. (Services) Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2018-05-09 | Active |
Filing timeline
Last 20 of 94 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-08-20 | AA | accounts | Accounts with accounts type full | |
| 2026-07-14 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2026-07-14 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2026-06-29 | TM02 | officers | Termination secretary company with name termination date | |
| 2026-06-29 | TM01 | officers | Termination director company with name termination date | |
| 2026-06-29 | AP04 | officers | Appoint corporate secretary company with name date | |
| 2026-04-14 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-14 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-14 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-13 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-04-02 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-02 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-10-13 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-08-14 | AA | accounts | Accounts with accounts type full | |
| 2025-03-25 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-03-11 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-03-11 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-02-27 | TM01 | officers | Termination director company with name termination date | |
| 2025-02-13 | AP01 | officers | Appoint person director company with name date | |
| 2025-02-05 | CH01 | officers | Change person director company with change date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 13
- Capital events
- 0
- Officers appointed
- 4
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.