IMAGINE MORTGAGES LIMITED
Get an alert when IMAGINE MORTGAGES LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Cash
£1.5M
-56.2% lowest in 3 filed years
Net assets
£904K
-72.5% lowest in 3 filed years
Employees
77
-1.3% lowest in 3 filed years
Profit before tax
-£2.5M
+55.1% highest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £3,177,453 | £6,926,268 | £8,753,413 | +26.4% | |
| Operating profit | -£13,336,803 | -£5,184,061 | -£2,457,600 | +52.6% | |
| Profit before tax | -£13,739,013 | -£5,507,580 | -£2,475,463 | +55.1% | |
| Net profit | -£13,739,146 | -£5,507,580 | -£2,475,463 | +55.1% | |
| Cash | £2,928,725 | £3,469,193 | £1,519,862 | -56.2% | |
| Total assets less current liabilities | £2,609,948 | £3,289,900 | £904,413 | -72.5% | |
| Net assets | £2,609,948 | £3,289,900 | £904,413 | -72.5% | |
| Equity | £2,609,948 | £3,289,900 | £904,413 | -72.5% | |
| Average employees | 94 | 78 | 77 | -1.3% | |
| Wages | £6,374,199 | £6,093,676 | £6,021,551 | -1.2% | |
| Directors' remuneration | £158,065 | £403,738 | £499,398 | +23.7% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | — | -74.8% | -28.1% | |
| Net margin | — | -79.5% | -28.3% | |
| Return on capital employed | -511.0% | -157.6% | -271.7% | |
| Current ratio | 2.54x | 3.94x | 1.68x | |
| Interest cover | — | -12.05x | -26.88x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Margin ratios are hidden where reported turnover is too small relative to profit to yield a meaningful figure — typical of holding companies whose income is mostly subsidiary dividends rather than trading revenue. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- IMAGINE MORTGAGES LIMITED 2019-07-22 → present
- GROUPLADDER LTD 2018-07-16 → 2019-07-22
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- S&W Partners Audit Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“After reviewing the Group's forecasts and projections, which cover a period of at least 12-month from the date of signing the financial statements, the directors have a reasonable expectation that the Group and Company have adequate resources to continue in operational existence for the foreseeable future The Group therefore continues to adopt the going concern basis in preparing its consolidated financial statements”
Group structure
- IMAGINE MORTGAGES LIMITED · parent
- Groupladder Technologies Limited 100%
- Generation Home Legal Limited 100%
Significant events
- “On 10 February 2025 the convertible loan note of £5,500,000 that was issued in 2024, converted into 9,560,215 B preferred shares.”
- “At the end of 2025, the Company initiated the sale of its wholly owned subsidiary, Generation Home Legal Limited (GHL).”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 5 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HARRIS, Maria | Director | 2024-06-01 | Jul 1972 | British |
| LUNDHOLM, David Aiden | Director | 2024-01-04 | Aug 1961 | British |
| MCCLELLAND, Graham Douglas | Director | 2024-03-07 | Dec 1982 | British |
| RICE, William Henry Guy | Director | 2018-07-16 | Jun 1988 | British |
| WALKER, Peter Charles | Director | 2024-05-08 | Oct 1963 | British |
| WARD, Anthony John | Director | 2020-07-31 | May 1957 | British |
Show 5 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| OHS SECRETARIES LIMITED | Corporate Secretary | 2021-03-22 | 2022-09-23 |
| BLOMFIELD, Thomas Benjamin | Director | 2021-05-01 | 2024-02-15 |
| COSTELETOS, Philippe Marinos | Director | 2020-07-31 | 2026-02-16 |
| CRAWLEY, Spencer Henry | Director | 2019-08-12 | 2024-02-15 |
| PIETERSE, Wilhelmus Johannes | Director | 2022-09-26 | 2024-06-24 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr William Henry Guy Rice | Individual | Shares 25–50%, Voting 25–50% | 2018-07-16 | Ceased 2021-03-12 |
Filing timeline
Last 20 of 156 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-05-12 RESOLUTIONS Resolution
- 2026-05-12 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-28 | RP01SH01 | miscellaneous | Legacy | |
| 2026-05-28 | RP01SH01 | miscellaneous | Legacy | |
| 2026-05-27 | RP01SH01 | miscellaneous | Legacy | |
| 2026-05-21 | AA | accounts | Accounts with accounts type group | |
| 2026-05-20 | RP01SH01 | miscellaneous | Legacy | |
| 2026-05-19 | RP01CS01 | confirmation-statement | Replacement filing of confirmation statement with made up date | |
| 2026-05-12 | RESOLUTIONS | resolution | Resolution | |
| 2026-05-12 | MA | incorporation | Memorandum articles | |
| 2026-05-12 | SH08 | capital | Capital name of class of shares | |
| 2026-05-12 | SH08 | capital | Capital name of class of shares | |
| 2026-05-12 | SH08 | capital | Capital name of class of shares | |
| 2026-05-06 | SH01 | capital | Capital allotment shares | |
| 2026-05-06 | SH01 | capital | Capital allotment shares | |
| 2026-05-06 | SH01 | capital | Capital allotment shares | |
| 2026-05-06 | SH01 | capital | Capital allotment shares | |
| 2026-04-16 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2026-02-18 | TM01 | officers | Termination director company with name termination date | |
| 2025-12-29 | AA | accounts | Accounts with accounts type group | |
| 2025-12-27 | SH08 | capital | Capital name of class of shares | |
| 2025-12-27 | SH08 | capital | Capital name of class of shares |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 20
- Capital events
- 9
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.