SCOTTISH WIDOWS SCHRODER PERSONAL WEALTH (ACD) LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  +58.6%

  £38,142,000 → £60,484,000

• Cash

  +54.2%

  £37,441,000 → £57,736,000

• Net assets

  -1.8%

  £202,930,000 → £199,297,000

• Employees

  —

  Not reported

• Operating profit

  +298.1%

  £3,314,000 → £13,193,000

• Profit before tax

  +283.9%

  £3,948,000 → £15,156,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

1. SCOTTISH WIDOWS SCHRODER PERSONAL WEALTH (ACD) LIMITED 2026-05-05 → present
2. SCOTTISH WIDOWS SCHRODER PERSONAL WEALTH (ACD) LIMITED 2019-08-15 → 2026-05-05
3. RED BOX ACD LIMITED 2018-12-11 → 2019-08-15

Accounting basis

IFRS

Reporting scope

Standalone (parent only)

Auditor

Deloitte LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“The financial statements have been prepared on the basis that the Company will continue to be a going concern for a period of at least 12 months from the date of this report. In forming this opinion, the Directors have assessed the next 12 months by reviewing the Company 5 Year Operating Plan ("5YOP"), which projects continued growth in new clients and net new business in line with our strategy. 2024 changes in the business model and strategy referred to in the Strategic report have been fully considered in the 5YOP and going concern considerations. A prudent version of the 5YOP and accompanying sensitivities have also been reviewed alongside this, considering the impacts that crystallization of the Company's principal risks and uncertainties may have on its ability to continue trading. As a result of this assessment the Directors consider it appropriate to conclude that the Company is a going concern and will continue in business for at least the next 12 months.”

Significant events

• “During 2024, the Company made a numbers of changes to the funds offered to its customers by leveraging our relationship with Schroders plc ("Schroders"), with the intention to maximise performance and customer outcomes through a wider range of funds, whilst offering more flexibility to clients. Key changes were: The introduction of two new funds to enhance its access to corporate and government short-duration, bond assets; The successful transition from a regional (plus UK) equity fund structure to a global (ex-UK) and UK structure; The move from a multi-manager to a single manager investment approach and simplification of our funds fee structures to enable greater transparency.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

10

last 12 months

Capital events

0

last 24 months

Officers appointed

1

last 12 months

Officers resigned

1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.