MY MONEY EXPERT LIMITED
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Cash
£310
lowest in 5 filed years
Net assets
£1.8m
first positive since 2021
Employees
3
Average over period
Profit before tax
—
Period ending 2024-12-31
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Negative shareholders' funds
Net assets
5-year trend · vs Financials median
Accounts
5-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | Δ vs prior |
|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | — | — | — | |
| Operating profit | — | — | — | — | £16,023 | — | |
| Profit before tax | — | — | — | — | — | — | |
| Net profit | — | — | — | — | £16,023 | — | |
| Cash | £80,000 | £381,002 | £54,288 | £24,925 | £310 | — | |
| Total assets less current liabilities | £5,395,672 | £6,969,496 | £1,921,443 | £1,822,991 | £1,839,016 | — | |
| Net assets | -£217,689 | -£1,797,111 | £1,921,443 | — | £1,839,016 | — | |
| Equity | -£217,689 | -£1,797,111 | £1,921,443 | £1,822,991 | £1,839,016 | — | |
| Average employees | 5 | 5 | 0 | 100 | 3 | — | |
| Wages | — | — | — | — | — | — | |
| Directors' remuneration | — | — | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. Year-on-year comparison hidden: this filing covers about 12 months versus 12 months prior. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|
| Return on capital employed | — | — | — | — | 0.9% | |
| Gearing (liabilities / total assets) | 103.3% | 125.9% | — | — | 86.8% | |
| Current ratio | — | — | — | — | 0.20x |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- MY MONEY EXPERT LIMITED 2019-03-23 → present
- AGHOCO 1814 LIMITED 2018-12-14 → 2019-03-23
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Cooper Parry Group Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Group structure
- MY MONEY EXPERT LIMITED · parent
- My Pension Expert Limited 100%
Significant events
- “Post year end, the Company purchased 100% of the share capital of EIS Financial Services Limited.”
- “On 25 April 2025, a composite cross company guarantee structure was re-financed between Project Impetus TopCo Limited, Project Impetus BidCo Limited, My Money Expert Limited, My Pension Expert Limited and Lead Management Services Limited.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 10 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| DUNLOP, Bernadette Theresa | Director | 2020-07-29 | Aug 1969 | Irish |
| MEGSON, Andrew Peter | Director | 2019-03-22 | May 1963 | British |
| MEGSON, Lily | Director | 2022-09-05 | Jun 1993 | British |
| STEWART, Alistair James | Director | 2023-07-31 | Jan 1985 | British |
| STRONG, Andrew Jonathan Peter | Director | 2023-01-23 | Oct 1964 | British |
Show 10 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| A G SECRETARIAL LIMITED | Corporate Secretary | 2018-12-14 | 2019-03-22 |
| DARLINGTON, Julie | Director | 2022-10-31 | 2023-07-31 |
| ENGLISH, Craig Daniel | Director | 2020-03-11 | 2023-07-31 |
| GREEN, Daniel | Director | 2020-07-29 | 2023-07-21 |
| HART, Roger | Director | 2018-12-14 | 2019-03-22 |
| MEGSON, Jane Mary | Director | 2020-07-29 | 2022-07-29 |
| PADWICK-GRAHAM, Emma | Director | 2022-11-01 | 2023-04-21 |
| TERRY, Jonathan Mark | Director | 2019-03-22 | 2020-03-05 |
| A G SECRETARIAL LIMITED | Corporate Director | 2018-12-14 | 2019-03-22 |
| INHOCO FORMATIONS LIMITED | Corporate Nominee Director | 2018-12-14 | 2019-03-22 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Project Impetus Bidco Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-07-29 | Active |
| Mr Andrew Peter Megson | Individual | Shares 25–50%, Voting 25–50% | 2020-02-25 | Ceased 2022-07-29 |
| Mrs Jane Mary Megson | Individual | Shares 25–50%, Voting 25–50% | 2020-01-25 | Ceased 2022-07-29 |
| Mr Jonathan Mark Terry | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2019-03-25 | Ceased 2020-02-25 |
| Inhoco Formations Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2018-12-14 | Ceased 2019-03-25 |
Filing timeline
Last 20 of 67 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-08-10 | AA | accounts | Accounts with accounts type full | |
| 2026-07-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-07-17 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-07-08 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-09-30 | AUD | auditors | Auditors resignation company | |
| 2025-07-31 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-06-30 | AA | accounts | Accounts with accounts type small | |
| 2025-04-29 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-04-24 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2024-09-11 | AA | accounts | Accounts with accounts type small | |
| 2024-07-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-05-30 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-04-25 | AP01 | officers | Appoint person director company with name date | |
| 2023-12-21 | AA | accounts | Accounts with accounts type small | |
| 2023-08-10 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-08-04 | CH01 | officers | Change person director company with change date | |
| 2023-08-04 | AP01 | officers | Appoint person director company with name date | |
| 2023-08-04 | TM01 | officers | Termination director company with name termination date | |
| 2023-08-03 | TM01 | officers | Termination director company with name termination date | |
| 2023-08-03 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 5
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.