CARLTON LENDING LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  -100%

  £21,581 → £0

• Cash

  +40.7%

  £863 → £1,214

• Net assets

  +5.7%

  -£7,222 → -£6,807

• Employees

  —

  Not reported

• Operating profit

  -13.2%

  -£210,650 → -£238,504

• Profit before tax

  -77.4%

  £2,302 → £520

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Margin ratios are hidden where reported turnover is too small relative to profit to yield a meaningful figure — typical of holding companies whose income is mostly subsidiary dividends rather than trading revenue. Sector-distribution context coming next.

1. CARLTON LENDING LIMITED 2021-02-18 → present
2. MAVEN FINANCE LIMITED 2019-01-30 → 2021-02-18

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

Morris & Young, Statutory Auditor

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“The Directors have given careful consideration to the going concern basis of preparation for these financial statements. While the company's liabilities exceed its assets at the balance sheet date, creating an inherent uncertainty, the ongoing financial support commitment from Carlton Bonds PLC provides the necessary foundation for continued operations. The parent company has confirmed its intention to provide continued financial support to enable the company to meet its obligations as they fall due. This support, combined with our conservative approach to new lending and focus on portfolio management, provides the Directors with reasonable assurance about the company's ability to continue as a going concern. As a result of this assessment, the Directors consider it appropriate to prepare the financial statements on a going concern basis.”

Significant events

• “The economic environment during 2024-25 has presented challenges for the residential development sector, which directly impacts our funding activities for Homes by Carlton.”
• “Severe Scenario: Economic recession combined with significant property market correction, testing the integrated business model's ability to maintain the exemplary bond payment record.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

3

last 12 months

Capital events

0

last 24 months

Officers appointed

0

last 12 months

Officers resigned

1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.