FAIR4ALL FINANCE LIMITED

• ◆

  5 officer resignations in last 12 months

  Multiple officers have left the board recently — see the People section for who.

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  —

  Not reported

• Cash

  -15.3%

  £101,519,813 → £85,975,108

• Net assets

  +45.1%

  £30,947,375 → £44,910,301

• Employees

  +12.5%

  48 → 54

• Operating profit

  -50.1%

  -£1,527,636 → -£2,293,318

• Profit before tax

  +356.3%

  £265,410 → £1,211,028

• Wages

  +21%

  £2,156,541 → £2,609,233

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

1. FAIR4ALL FINANCE LIMITED 2019-02-25 → present
2. DORMANT ASSETS FINANCIAL INCLUSION ORGANISATION LIMITED 2019-02-06 → 2019-02-25

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

Buzzacott LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“After reviewing the Company's forecasts and projections, the directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for a period of at least one year from the date of the approval of these financial statements. The Company therefore continues to adopt the going concern basis in preparing its financial statements.”

Significant events

• “Fair4All Finance said farewell to Sacha Romanovitch in 2024 and welcomed Kate Pender as our new CEO.”
• “Investees hit the milestone of £10m lending in 2024, with 14,000 no interest loans issued across the duration of the pilot.”
• “Great Western Credit Union and My Community Bank both began offering consolidation loans as part of our supported pilots in 2024.”
• “In 2024 Fair4All Finance deployed £22.7m and contractually committed a further £20.2m.”
• “Fair4All Finance's overall gender pay gap has changed and has moved towards a positive male direction, though is overall more balanced than the previous year.”
• “Joanne Anderson was welcomed to the Board as a non-executive director in August 2024.”
• “Two new independent members of the Investment Committee were appointed during 2024 - Lukas Mandangu on 1 January and David Wishart on 1 August.”
• “Mike Anderson stepped down from the committee in March, having taken on the role of Chair of the Audit and Risk Committee in July 2023.”
• “Loans from the Scotland and Wales devolved administrations supported the NILS pilot lending programme, due for repayment before 31 March 2027 and 1 September 2026.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

12

last 12 months

Capital events

0

last 24 months

Officers appointed

4

last 12 months

Officers resigned

5

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.